The North Carolina Bankers Association in Raleigh elected Frederick Willetts 3d to be chairman for 1998-1999.

Mr. Willets is president and CEO of Cooperative Bankshares, Wilmington, and its Cooperative Bank for Savings. He succeeded Charles Snipes, president and chief executive officer of Bank of Granite, in Granite Falls, as head of the trade group.

Ernest C. Roessler, chairman, president, and CEO of Central Carolina Bank in Durham, was elected vice chairman.

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