*Senate Majority Leader Bob Dole and House Speaker Newt Gingrich address the annual meeting of the American Council of Life Insurers. 8:30 a.m. at the Grand Hyatt, 1000 H St. NW, Washington. Call 202-624-2404. *The Institute for International Research begins a two-day conference on tax issues facing banks. At the Buena Vista Palace, Orlando. Call 800-999- 3123 or fax 800-959-9644. TUESDAY, November 14 *The Federal Deposit Insurance Corp. board meets to set deposit insurance premiums. 9 a.m. at FDIC headquarters, 550 17th St. NW, Washington. Call 202-393-8400. WEDNESDAY, November 15 *Global Business Research Ltd. holds its annual "cost management congress," in Scottsdale, Ariz. Through Friday at the Hyatt Regency Scottsdale. Call 800-868-7188. *The National Home Equity Mortgage Association and the National Second Mortgage Association begin a two-day conference on services, skills, and techniques for home equity lending. Call Susan Zeltzer at 800-342-1121 or fax 909-590-8128. *The International Quality and Productivity Center is sponsoring a two- day conference in Chicago on "Leveraging the Customer Database in Financial Organizations." At the Swiss Otel. Call 800-420-2145 or Lisa Dorfman at 312-977-4314. THURSDAY, November 16 *The Federal Reserve Board and the New York State Banking Department hold a hearing on Chemical Banking Corp.'s bid to acquire Chase Manhattan Corp. 9 a.m. at the New York Federal Reserve Bank, 33 Liberty St. Call 202- 452-3204. *Fed Governor Edward W. Kelley and Comptroller of the Currency Eugene A. Ludwig address the American Institute of Certified Public Accountants' national banking conference, in Washington. Mr. Kelley speaks at 9 a.m., Mr. Ludwig at 12:45. The conference continues Friday. At the Grand Hyatt, 1000 H St. NW. Call 202-434-9220. *The Office of the Comptroller of the Currency hosts an all-day conference in Washington on antitrust and banking. 8 a.m. to 6 p.m. at the Hyatt Regency, 400 New Jersey Ave. NW. Call 202-874-5250. *Midlantic Corp. shareholders meet in Iselin, N.J., to vote on the proposed merger with PNC Bank Corp. 10 a.m. at the Sheraton, Woodbridge Place, 515 Route 1 South. Call Barbara Maddox at 908-321-8294.

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