MONDAY, December 4

*The Consumer Bankers Association holds it annual student lending conference. 8:30 a.m. at the Ritz-Carlton Hotel, Arlington, Va. Call 703- 276-1750.

*Thrift Depositor Protection Oversight Board meets. 2 p.m., Federal Deposit Insurance Corp., 550 17th St. NW, Washington. Call 202-416-2622.

*The Bank Administration Institute begins a three-day conference on retail delivery systems. At the Georgia World Conference Center in Atlanta. Call 800-323-8552.

*DB/EXPO '95 New York begins its weeklong conference on data warehousing and client/server technology. At the Jacob Javits Center, New York. Call 800-2DB-EXPO.

*The World Applied Telecommunications Congress begins a two-day conference on applying information technology to create better products and services for the financial industry. At the New York Hilton and Towers. Call 800-767-9499, or fax 617-270-6200.

TUESDAY, December 5

*The House Banking Committee's financial institutions subcommittee will hold a hearing on Daiwa Bank and regulation of international financial institutions. Witnesses include Alan Greenspan, Federal Reserve Board chairman; Ricki Helfer, Federal Deposit Insurance Corp. chairwoman; Neil Levin, New York State superintendent of Banks, and Eugene Ludwig, comptroller of the currency. 10 a.m., room 2128, Rayburn House Office Building. Call 202-225-4465.

WEDNESDAY, December 6

*The International Swaps and Derivatives Association holds a one-day conference on derivatives issues for end-users. At the Century Plaza Hotel in Los Angeles. Call 212-332-1200

FRIDAY, December 8

*The Inter-American Development Bank holds a briefing on business opportunities that result from its multibillion-dollar lending program for Latin America and the Caribbean. At the agency's headquarters, 1300 New York Ave. NW, Washington. Call Kathy Sanchez at 202-623-1365, or fax 202- 623-1403.

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