The refinance boom-bust theme has been sounded so often that it now ranks with death and taxes as one of the axioms of life. But the reports of the industry's impending death from refi anemia are premature.

Certainly, refinancing as we know it today - the 60% of mortgage production that comes from refis - will subside as interest rates rise. But there will be healthy refinancing volumes and robust revenues for the foreseeable future;

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