the ALL program has been run on this file

WASHINGTON

The federal government will propose a new assessment system that experts predicted would lower the fees paid by most thrifts. Page 2

COMMUNITY

Citizens Financial Services of Indiana, which went public last month, used the proceeds to became the first thrift to convert to a stock-owned institution and simultaneously buy another thrift. Page 3

REGIONAL

Having closed more than two dozen acquisitions in four years, Community First Bankshares of Fargo, N.D., is hungry for more. Page 5

MORTGAGES

Increasing demand is putting pressure on home prices, which are rising nationwide. Three southern cities landed in the top five with median home prices that rose more than 14%. "There's still some strong migration to the South," said Fred Flick, vice president of economic research for the National Association of Realtors. "Economies are still developing down there in urban areas." Page 6

CARDS

BankBoston has decided - at least for now - to remain in the credit card business. Page 7

TECHNOLOGY

Banks are spending less on marketing customer information files, known as MCIFs, but that is not stopping Medici Technology. Page 8

Bank technology vendors are feeling the effects of the new millennium a little early. Page 8

CORPORATE FINANCE

Howard Tiffen, manager of Pilgrim America Prime Rate Trust, has always had something to say about the loan market. But these days, he has an audience. Page 18

INVESTMENT PRODUCTS

Massachusetts has cleared a path for banks to reorganize common trust funds as mutual funds, but the state's largest banks say they are in no rush to seize the opportunity. Page 9

MARKETS

Bank stocks may recently have fallen to bargain levels, but don't look for many banks themselves to wade into the market as buyers of their own shares. Back page

Commerce Bancorp of New Jersey said it would buy another state institution, Community First Banking, for $60 million in stock. Back page

Subscribe Now

Access to authoritative analysis and perspective and our data-driven report series.

14-Day Free Trial

No credit card required. Complete access to articles, breaking news and industry data.