John J. Brennan, chief of Vanguard Group and chairman of the Investment Company Institute, says mutual funds can continue their phenomenal growth - as long as the market doesn't tank. Page 8


The Senate Banking chairman and a Utah senator urged regulators to withdraw the know-your-customer proposal. Page 2

The OTS is rejecting incomplete charter applications that nonbanks rushed to file by Dec. 31. Page 3


Summit Bancorp of Princeton, N.J., is creating a division to tailor sales and marketing efforts to women and minorities. Page 7

More businesses owned by women received bank loans last year than in 1996, a survey found. Page 7


Originations tripled last year, to $844 million, at the subprime unit of Wells Fargo's Norwest Mortgage. Page 10


United Commercial Bank in San Francisco says it intends to double its lending in Southern California this year-without acquisitions. Page 12


Chase is moving to equip branch employees with the same customer service software used in its call centers. Page 15


Part of a Treasury secretary's job is to worry about troubled loans. But these days the firm bearing William E. Simon Sr.'s name is looking to buy them. Page 25


Investors have been passing up Chicago-based Heller Financial's bonds, but some analysts are saying the time to buy is now. Page 26

BankBoston could be for sale if the stock price does not pick up, an analyst said. Back page


Mergers and acquisitions in Latin America soared last year as ever bigger transactions came onto the market, according to J.P. Morgan. Page 17

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