the ALL program has been run on this file
WASHINGTON
Previewing guidelines on customer privacy, Comptroller of the Currency John D. Hawke Jr. said the agency will urge banks to make it easier for consumers to block distribution of personal data. Page 2
FDIC Chairman Donna A. Tanoue says merging the insurance funds is at the top of her financial reform agenda. Page 3
NATIONAL/GLOBAL
Some junk bond issuers are not as creditworthy as they were a year ago, according to two major rating agencies. Page 4
Opening 105 supermarket branches took a toll last year on TCF Financial of Minneapolis. But its CEO says his supermarket strategy beats acquiring banks, which he said is even more costly. Page 5
COMMUNITY/REGIONAL
Three states are close to passing legislation that would partly protect banks from lawsuits relating to year-2000 computer problems. Page 8
INVESTMENT PRODUCTS
Detroit-based Comerica, aided by its trust alliance with PaineWebber, is reaching into new markets across the country for wealthy prospects. Page 10
DIGITAL FRONTIERS
The home banking technology provider Corillian emerged a winner in SunTrust Banks' merger with Crestar Financial of Richmond, Va. Page 13
TECHNOLOGY
DLJdirect has risen to the top of a widely followed quarterly ranking of Internet brokerage sites. Page 15
MORTGAGES
Countrywide Home Loans bought software designed to ensure that its on- line lending systems will be able to handle growing volume. Page 17
CARDS
Discover Financial Services struck a deal with an Internet directory service to help smaller merchants establish Web sites and drive traffic to them. Page 19
MARKETS
A few bank stocks roared back to within 1% of their 52-week highs this week as the broader market rebounded. But First Tennessee of Memphis was already there. A high stock price is a priority of First Tennessee chairman Ralph Horn, who spends roughly 20% of his time speaking with analysts and investors. "We want to get our story out," he says. Page 30
LETTERS Page 29