WASHINGTON

Names are circulating for possible successors to the Treasury's assistant secretary for financial institutions. Page 2

A federal court ruling in Connecticut, hailed as a victory for the OCC, has left national banks in the dark on ATM fees. Page 3

NATIONAL/GLOBAL

Just about anything can be bought and sold on the Internet these days. Even bank branches. Page 4

Diminishing returns from investment-grade loans prompted PNC's announcement that it would exit national corporate lending. Page 4

CARDS

Visa International has increased its share of the U.S. small-business card market, bringing it within striking distance of the leader, American Express. Page 12

TECHNOLOGY

Deluxe Corp. owns half of one of banking's most essential supply businesses,check printing,but growth has become a problem. The 84-year-old company is being restructured as a holding company that will include a new unit CEO Gus Blanchard calls "the growth engine for the company." Page 14

COMMUNITY/REGIONAL

The former chief of a New York City thrift has been charged with defrauding the company of millions of dollars. Page 8

A would-be California banking company is once again planning a public offering to fund the purchase of two community banks. Page 9

DIGITAL FRONTIERS

AT&T is planning to activate an electronic presentment system to give 70 million customers the option of receiving their phone bills over the Net. Page 15

INVESTMENT PRODUCTS

United Asset Management of Boston is feeling the sting of shrinking assets under management. Page 17

Imperial Trust of Los Angeles said it has an agreement to sell more than $10 billion of trust assets under administration to Unionbancal. Page 19

MORTGAGES

Bond Market Association members surveyed at the group's annual meeting said they expect interest rates to be lower a year from now. Page 23

MARKET MONITOR

Major brokerage stocks rallied, but still were down from their six-month highs, as enthusiasm over robust first-quarter earnings started to fade. Page 33

A Credit Suisse First Boston analyst downgraded PNC's shares over concerns about the Pittsburgh banking company's ability to increase profits. Back page

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