Bippy Siegal's predictions for his ATM business sound like the ravings of a neophyte. But the co-founder of year-old Americash has some facts-and contracts-to back up his claims. Page 22

WASHINGTON

The White House's leading candidate for FDIC chairman, Donna A. Tanoue, knows how to handle a banking crisis. Page 2

REGIONAL BANKING

When NationsBank swallowed Boatmen's this year and Mercantile bought two St. Louis competitors, Magna Group was left in the middle. So now it's hunting for deals. Page 4

MORTGAGES

Troubled subprime lender Aames Financial was dealt another blow when two former employees brought a class action, charging executives with insider trading. Page 18

INVESTMENT PRODUCTS

Chase Manhattan has taken its discount brokerage out of its private bank and put it into its mainstream investments unit. Page 20

TECHNOLOGY

Intrust Bank customers who want to get account information by phone soon will only have to say the word to get it. The Wichita bank is installing voice IDfor home banking. Page 16

CORPORATE FINANCE

KeyCorp won Fed permission to underwrite corporate debt and equity through its securities affiliate. Page 8

MARKET MONITOR

Bank bond analysts expect bank debt to rally after a summer of sluggish performance. Page 30

J.P. Morgan Securities inaugurated coverage of Chase Manhattan stock with a "market performer" rating. Back page

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