MANAGEMENT STRATEGIES

Western Financial Bank in Irvine, Calif., could be the poster child of thrift evolution. Nonbanks starting thrifts? Western's finance-company parent did it in 1973. Thrifts becoming more bank-like? That's just what Western has been doing lately - partly by hiring Don Kasle from Banc One. Magazine supplement

WASHINGTON

President Clinton is expected to sign a bill shortly that will direct the Treasury Department to redesign the dollar coin and the quarter. Page 2

COMMUNITY BANKING

Older savers are the fragile backbone of community banking's core deposits, and many banks cultivate these people's loyalty to prevent what they're reluctant to do anyway: move their money. Page 9

CREDIT/DEBIT/ATMs

Cartel, the upstart no-fee ATM network, signing banks in New York State fast, its chairman says. Page 12

CORPORATE FINANCE

The Office of the Comptroller of the Currency will release a study in the next few weeks that will demonstrate weakening credit underwriting standards at big banks. Page 16

INVESTMENT PRODUCTS

With foreign money pouring into this country, new IRS rules on withholding could mean headaches for bankers. Page 18

MORTGAGES

WMC Mortgage, formerly known as Weyerhaeuser Mortgage, hired Great Western's last chief financial officer as its own. Page 23

TECHNOLOGY

Intelidata Technologies' fortunes took another dive last week as the company reported a loss for the second consecutive quarter. Page 24

MARKET MONITOR

The Treasury yield curve, considered one of the best leading economic indicators, is signaling a business slowdown next year. Page 33

Downdrafts in the stock market aside, most of the nation's top banks are increasing shareholder value at record levels, according to an unconventional analysis. Page 33

WEEKLY REPORT: SMALL BUSINESS

A year after Congress made medical savings accounts more attractive to small businesses, five banks - Wells Fargo, Mellon, Northern Trust, Fifth Third, and Home Federal in Idaho - dominate the market. Page 10

Subscribe Now

Access to authoritative analysis and perspective and our data-driven report series.

14-Day Free Trial

No credit card required. Complete access to articles, breaking news and industry data.