WASHINGTON Page 2

REGIONAL

GreenPoint said it would expand its specialized lending activity by buying BankAmerica's manufactured-housing business for about $700 million. Page 5

Differences in the companies' stock option policies still need to be ironed out in the Citigroup deal. Page 6

COMMUNITY

Bangor Savings is positioning itself to be a dominant player throughout central and northern Maine with a deal to buy one-third of Fleet's branches in the state. Page 8

CORPORATE FINANCE

Bankers working in the media and telecommunications sector may feel that they have stumbled into El Dorado. Page 11

INVESTMENT PRODUCTS Page 13

MORTGAGES

Though mortgage trading has become a thing of the past for some firms, the action at Lehman Brothers is as hot as it ever was. Page 14

CARDS

The U.S. Public Interest Research Group issued its annual ATM-fee survey results, sparking a new round of denials and defenses from the industry. Page 18

DIGITAL FRONTIERS

ELECTRONIC COMMERCE: The rival home banking specifications - Open Financial Exchange and Gold - are to converge by summer in a new standard. Page 20

TECHNOLOGY Page 21

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