+++ Includes U.S. gov't and privately issued securities held on Sept. 30, 1996, compared with Sept. 30, 1995 (dollar amount in thousands)

part 1 of 4

Mortgage-Backed Securties

Rank Name of Bank, City, State 9/30/96

1 Chase Manhattan Bank NA 18,227,000

2 Morgan Guaranty Trust Co., New York 10,972,665

3 Republic National Bank of New York 10,005,598

4 Fleet National Bank, Springfield, Mass. 5,499,688

5 Mellon Bank NA, Pittsburgh 4,191,332

6 Wells Fargo Bank NA, San Francisco 4,170,866

7 Bank Of America NT&SA, San Francisco 3,602,000

8 Nationsbank of Texas, NA, Dallas 3,511,769

9 Nationsbank NA South, Atlanta 3,391,416

10 Texas Commerce Bank NA, Houston 3,051,963

11 First Union National Bank of Florida, Jacksonv 2,954,557

12 First USA Bank, Wilmington 2,924,107

13 Norwest Bank Colorado NA, Denver 2,579,408

14 Comerica Bank, Detroit 2,543,310

15 First Union National Bank of Virginia, Roanoke 2,101,237

16 Signet Bank-Virginia, Richmond 1,997,194

17 Keybank NA, Cleveland 1,906,053

18 Crestar Bank, Richmond 1,898,346

19 European American Bank, New York* 1,808,549

20 Bank One Texas NA, Dallas 1,605,277

21 Amalgamated Bank of New York 1,589,275

22 Fleet Bank of New York, Albany 1,556,740

23 Bank Of America Texas NA, Irving 1,525,712

24 Amsouth Bank Florida, Tampa 1,466,757

25 Norwest Bank Arizona NA, Phoenix 1,462,169

26 First Union National Bank of Tennesee, Nashvil 1,442,054

27 Wachovia Bank of North Carolina NA, Winston-Sa 1,441,116

28 Branch Banking & Trust Company, Winston-Salem, 1,435,233

29 National City Bank of Pennsylvania, Pittsburgh 1,431,595

30 First Union National Bank, Avondale, Pa. 1,387,402

31 Fifth Third Bank, Cincinnati 1,316,607

32 Hibernia National Bank, New Orleans 1,236,619

33 Norwest Bank Texas NA, Lubbock 1,225,710

34 Frost National Bank, San Antonio 1,213,303

35 Central Fidelity National Bank, Richmond 1,182,356

36 Bank Of Hawaii, Honolulu 1,112,586

37 Amsouth Bank of Alabama, Birmingham 1,110,054

38 International Bank of Commerce, Laredo 1,107,133

39 First National Bank of Maryland, Baltimore* 1,076,238

40 NBD Bank, Detroit 1,012,670

41 Norwest Bank Iowa NA, Des Moines 997,029

42 Boatmen's National Bank of St Louis 975,870

43 First Union National Bank of Georgia, Atlanta 953,592

44 Bank of America Arizona, Phoenix 949,917

45 Bank One-Arizona NA, Phoenix 894,859

46 Summit Bank, Hackensack, N.J. 891,442

47 Commerce Bank NA, Cherry Hill, N.J. 888,426

48 PNC Bank NA, Pittsburgh 877,701

49 La Salle National Bank, Chicago* 854,566

50 Star Bank NA, Cincinnati 849,951

51 First National Bank of Boston 808,556

52 Harris Trust & Savings Bank, Chicago* 791,213

53 Bank IV NA, Wichita, Kan 771,559

54 North Fork Bank, Mattituck, N.Y. 766,311

55 Norwest Bank Indiana NA, Fort Wayne 765,513

56 Valley National Bank, Passaic, N.J. 755,110

57 Fifth Third Bank of Northwest Ohio, NA, Toledo 734,998

58 Centura Bank, Rocky Mount, N.C. 698,861

59 First Bank NA, Minneapolis 687,160

60 Norwest Bank Wisconsin NA, Milwaukee 653,613

61 Key Bank of New York, Albany 625,526

62 Norwest Bank Minnesota NA, Minneapolis 623,682

63 Provident Bank of Maryland, Baltimore 614,244

64 Merchants Bank of New York 577,690

65 Norwest Bank New Mexico NA, Albuquerque 564,387

66 Huntington National Bank, Columbus 554,561

67 First Security Bank NA, Ogden, Utah 537,040

68 National City Bank-Columbus 535,923

69 Comerica Bank-Texas, Dallas 528,186

70 Bank Of America Nevada, Las Vegas 521,979

71 Dauphin Deposit Bank & Trust Co., Harrisburg, 516,024

72 Fifth Third Bank NA, Cleveland 502,757

73 Investors Bank & Trust Co., Boston 484,582

74 Safra National Bank, New York 476,263

75 Boatmens National Bank, Tulsa, OK 474,170

Totals for Top 75 Banks1 (in billions) 140

Totals for all Banks1 (in billions) 216.3

part 2 of 4

Market Value of MBS as

Mortgage-Backed Sec % of Book Value

Rank Name of Bank, City, Sta 9/30/95 % Chg. 9/30/96 9/30/95

1 Chase Manhattan Bank NA15,272,000 19.35 97.64 100.2

2 Morgan Guaranty Trust C13,383,823 -18.02 99.52 100.35

3 Republic National Bank 4,299,300 132.73 98.58 99.06

4 Fleet National Bank, Sp 1,536,673 257.9 99.84 99.25

5 Mellon Bank NA, Pittsbu 3,562,994 17.64 98.61 100.42

6 Wells Fargo Bank NA, Sa 2,426,756 71.87 99.39 99.6

7 Bank Of America NT&SA, 2,922,000 23.27 99.94 100.82

8 Nationsbank of Texas, N 179,228 *** 99.03 100.77

9 Nationsbank NA South, A 0 *** 99.57 ***

10 Texas Commerce Bank NA, 2,880,847 5.94 99.09 100.98

11 First Union National Ba 1,896,804 55.77 98.84 100.92

12 First USA Bank, Wilming 2,273,915 28.59 99.15 100.05

13 Norwest Bank Colorado N 2,421,059 6.54 98.95 100.39

14 Comerica Bank, Detroit 3,065,303 -17.03 98.01 98.67

15 First Union National Ba 1,354,848 55.09 98.23 98.88

16 Signet Bank-Virginia, R 767,381 160.26 100.07 103.12

17 Keybank NA, Cleveland 1,926,233 -1.05 97.45 98.73

18 Crestar Bank, Richmond 1,047,600 81.21 98 100.02

19 European American Bank, 1,805,531 0.17 99.45 99.8

20 Bank One Texas NA, Dall 1,214,897 32.13 100.68 102.45

21 Amalgamated Bank of New 1,219,568 30.31 98.81 99.13

22 Fleet Bank of New York, 1,207,900 28.88 99.39 100.37

23 Bank Of America Texas N 1,905,816 -19.94 99.37 100

24 Amsouth Bank Florida, T 1,086,204 35.04 100.82 100.83

25 Norwest Bank Arizona NA 1,192 *** 99.4 99.58

26 First Union National Ba 401,749 258.94 98.96 100.62

27 Wachovia Bank of North 992,553 45.19 100.58 103.59

28 Branch Banking & Trust 419,794 241.89 100.58 99.6

29 National City Bank of P 2,188,544 -34.59 98.53 98.38

30 First Union National Ba 1,354,366 2.44 98.96 102.03

31 Fifth Third Bank, Cinci 934,135 40.94 99.15 100.07

32 Hibernia National Bank, 1,496,328 -17.36 99.49 99.98

33 Norwest Bank Texas NA, 166,322 636.95 99.13 101.95

34 Frost National Bank, Sa 1,284,477 -5.54 100.08 100.16

35 Central Fidelity Nation 1,491,577 -20.73 100.05 100.44

36 Bank Of Hawaii, Honolul 1,021,223 8.95 99.72 100.81

37 Amsouth Bank of Alabama 1,041,456 6.59 100.79 100.64

38 International Bank of C 1,067,393 3.72 100.1 101

39 First National Bank of 1,097,579 -1.94 98.85 99.75

40 NBD Bank, Detroit 4,871,866 -79.21 98.99 100.88

41 Norwest Bank Iowa NA, D 1,782,980 -44.08 99.92 101.09

42 Boatmen's National Bank 1,055,338 -7.53 99.53 99.56

43 First Union National Ba 239,342 298.42 99.4 101.58

44 Bank of America Arizona 1,243,765 -23.63 100.14 100.63

45 Bank One-Arizona NA, Ph 241,524 270.51 98.19 101.37

46 Summit Bank, Hackensack 518,161 72.04 99.89 99.48

47 Commerce Bank NA, Cherr 950,655 -6.55 96.36 97.2

48 PNC Bank NA, Pittsburgh 793,863 10.56 99.76 98.31

49 La Salle National Bank, 968,168 -11.73 100.17 100.78

50 Star Bank NA, Cincinnat 929,305 -8.54 99.79 100.82

51 First National Bank of 414,272 95.18 99.26 101.19

52 Harris Trust & Savings 801,460 -1.28 97.09 99.45

53 Bank IV NA, Wichita, Ka 698,618 10.44 98.63 99.16

54 North Fork Bank, Mattit 697,174 9.92 98.5 99.44

55 Norwest Bank Indiana NA 679,269 12.7 99.04 100.44

56 Valley National Bank, P 854,211 -11.6 98.98 99.48

57 Fifth Third Bank of Nor 400,156 83.68 98.39 98.94

58 Centura Bank, Rocky Mou 309,517 125.79 98.94 99.44

59 First Bank NA, Minneapo 322,345 113.18 99.74 99.71

60 Norwest Bank Wisconsin 562,981 16.1 100.02 100.83

61 Key Bank of New York, A 766,917 -18.44 101.96 102.39

62 Norwest Bank Minnesota 1,501,649 -58.47 100.98 101.14

63 Provident Bank of Maryl 343,701 78.71 98.66 102.63

64 Merchants Bank of New Y 416,155 38.82 101.58 102.38

65 Norwest Bank New Mexico 496,788 13.61 101.1 103.37

66 Huntington National Ban 607,028 -8.64 98.76 101.5

67 First Security Bank NA, 205,557 161.26 98.22 99.73

68 National City Bank-Colu 411,758 30.15 99.07 100.2

69 Comerica Bank-Texas, Da 635,278 -16.86 97.97 98.32

70 Bank Of America Nevada, 613,648 -14.94 98.41 99.31

71 Dauphin Deposit Bank & 206,960 149.34 99.76 100.53

72 Fifth Third Bank NA, Cl 11,785 *** 98.43 97.78

73 Investors Bank & Trust 50,698 855.82 99.6 99.72

74 Safra National Bank, Ne 271,178 75.63 99.25 101.4

75 Boatmens National Bank, 235,269 101.54 99.41 100.08

Totals for Top 75 Banks 110.7 26.47% 99.29 98.97

Totals for all Banks1 ( 195.6 10.60% 99.19 100.21

part 3 of 4

Total Assets Total Securtie MBS/Assets

Rank Name of Bank, City, % Chg. 9/30/96 9/30/96 9/30/95

1 Chase Manhattan Ban261,859,000 41,860,000 6.96 9.97

2 Morgan Guaranty Tru171,197,030 21,438,032 6.41 9.19

3 Republic National B 45,495,401 18,101,876 21.99 13.25

4 Fleet National Bank 49,411,207 7,626,936 11.13 8.68

5 Mellon Bank NA, Pit 38,625,532 6,324,591 10.85 9.88

6 Wells Fargo Bank NA 99,617,131 12,624,062 4.19 4.99

7 Bank Of America NT&175,231,000 9,946,000 2.06 1.83

8 Nationsbank of Texa 41,683,254 5,171,656 8.42 0.39

9 Nationsbank NA Sout 49,466,270 6,443,777 6.86 0

10 Texas Commerce Bank 21,812,391 4,228,489 13.99 14.66

11 First Union Nationa 37,655,375 4,169,610 7.85 5.27

12 First USA Bank, Wil 7,785,275 3,021,318 37.56 34.54

13 Norwest Bank Colora 7,415,309 2,693,808 34.78 38

14 Comerica Bank, Detr 27,472,727 3,834,324 9.26 10.71

15 First Union Nationa 10,870,226 2,545,332 19.33 15.33

16 Signet Bank-Virgini 11,449,566 2,516,633 17.44 11.13

17 Keybank NA, Clevela 26,802,064 3,407,794 7.11 8.19

18 Crestar Bank, Richm 14,196,740 2,706,165 13.37 8.18

19 European American B 9,289,810 4,615,352 19.47 22.65

20 Bank One Texas NA, 21,344,722 5,217,596 7.52 6.64

21 Amalgamated Bank of 1,967,762 1,711,831 80.77 66.1

22 Fleet Bank of New Y 12,137,612 2,846,926 12.83 8.35

23 Bank Of America Tex 6,867,765 2,357,292 22.22 25.67

24 Amsouth Bank Florid 7,553,396 2,654,865 19.42 16.59

25 Norwest Bank Arizon 3,581,574 1,515,538 40.82 3.12

26 First Union Nationa 3,310,544 1,447,311 43.56 19.69

27 Wachovia Bank of No 27,493,769 5,390,421 5.24 3.93

28 Branch Banking & Tr 16,457,473 4,459,171 8.72 2.59

29 National City Bank 13,353,099 3,755,564 10.72 15.41

30 First Union Nationa 27,045,733 2,933,228 5.13 4.15

31 Fifth Third Bank, C 9,284,589 2,274,755 14.18 10.26

32 Hibernia National B 8,408,096 1,909,352 14.71 21.45

33 Norwest Bank Texas 2,588,485 1,335,678 47.35 15.09

34 Frost National Bank 4,328,310 1,430,203 28.03 33.04

35 Central Fidelity Na 10,452,608 3,152,383 11.31 13.95

36 Bank Of Hawaii, Hon 12,254,113 3,456,605 9.08 9.1

37 Amsouth Bank of Ala 9,997,920 2,326,824 11.1 11.27

38 International Bank 2,455,987 1,152,175 45.08 43.23

39 First National Bank 8,782,409 2,248,293 12.25 13.87

40 NBD Bank, Detroit 23,727,792 2,037,645 4.27 16.03

41 Norwest Bank Iowa N 5,633,305 1,194,035 17.7 27.54

42 Boatmen's National 11,533,607 3,424,726 8.46 9.52

43 First Union Nationa 12,758,015 1,829,433 7.47 2.13

44 Bank of America Ari 8,864,506 1,309,284 10.72 14.55

45 Bank One-Arizona NA 13,803,178 2,306,970 6.48 1.89

46 Summit Bank, Hacken 19,546,667 5,035,471 4.56 4.05

47 Commerce Bank NA, C 2,062,742 1,039,372 43.07 50.15

48 PNC Bank NA, Pittsb 53,553,541 8,613,826 1.64 5.87

49 La Salle National B 12,461,971 3,484,533 6.86 9.02

50 Star Bank NA, Cinci 9,707,606 1,426,966 8.76 10.88

51 First National Bank 44,281,425 4,620,824 1.83 1.07

52 Harris Trust & Savi 15,206,233 3,187,707 5.2 6.21

53 Bank IV NA, Wichita 4,597,631 1,731,537 16.78 14.04

54 North Fork Bank, Ma 4,066,443 1,420,097 18.84 22.65

55 Norwest Bank Indian 2,065,590 790,766 37.06 32.86

56 Valley National Ban 4,591,372 1,272,813 16.45 19.39

57 Fifth Third Bank of 2,487,156 1,008,817 29.55 17.65

58 Centura Bank, Rocky 5,897,745 1,433,429 11.85 6.08

59 First Bank NA, Minn 17,189,286 1,387,989 4 2.07

60 Norwest Bank Wiscon 1,824,342 709,037 35.83 33.07

61 Key Bank of New Yor 15,091,340 2,472,406 4.14 4.92

62 Norwest Bank Minnes 17,058,939 1,444,967 3.66 7.91

63 Provident Bank of M 2,773,786 917,537 22.14 13.75

64 Merchants Bank of N 1,101,369 688,475 52.45 41.86

65 Norwest Bank New Me 2,111,404 638,761 26.73 23.66

66 Huntington National 14,218,153 2,662,485 3.9 4.44

67 First Security Bank 10,909,790 2,147,235 4.92 3.35

68 National City Bank- 6,247,525 754,683 8.58 6.65

69 Comerica Bank-Texas 3,364,893 702,424 15.7 18.11

70 Bank Of America Nev 4,233,375 780,562 12.33 15.08

71 Dauphin Deposit Ban 5,882,791 2,141,784 8.77 4.11

72 Fifth Third Bank NA 2,556,750 648,334 19.66 1.15

73 Investors Bank & Tr 783,372 611,101 61.86 34.13

74 Safra National Bank 1,478,730 817,286 32.21 25.53

75 Boatmens National B 4,114,020 1,137,807 11.53 9.24

Totals for Top 75 B 1,684.90 284.7 17.34 14.62

Totals for all Bank 4461.5 800.2 4.85 4.62

part 4 of 4

Total Mtge. Invest.

MBS/Securities as % of Total Assets

Rank Name of Bank, City,9/30/96 9/30/95 9/30/96 9/30/95

1 Chase Manhattan Ban 43.54 51.7 15.99 19.29

2 Morgan Guaranty Tru 51.18 65.1 12.52 14.12

3 Republic National B 55.27 46.17 39.79 28.7

4 Fleet National Bank 72.11 36.84 15.44 23.56

5 Mellon Bank NA, Pit 66.27 68.48 16.37 14.42

6 Wells Fargo Bank NA 33.04 26.71 12.67 18.69

7 Bank Of America NT& 36.22 33.01 5.68 5.54

8 Nationsbank of Texa 67.9 2.46 12.41 15.69

9 Nationsbank NA Sout 52.63 0 13.03 14.79

10 Texas Commerce Bank 72.18 67.25 19.39 21.8

11 First Union Nationa 70.86 43.16 11.07 12.21

12 First USA Bank, Wil 96.78 95.27 38.81 36.25

13 Norwest Bank Colora 95.75 92.61 36.33 41.03

14 Comerica Bank, Detr 66.33 52.8 13.96 20.29

15 First Union Nationa 82.55 80.22 23.42 19.11

16 Signet Bank-Virgini 79.36 42.28 21.98 26.33

17 Keybank NA, Clevela 55.93 58.4 12.71 14.03

18 Crestar Bank, Richm 70.15 55.93 19.06 14.62

19 European American B 39.19 42.42 49.68 53.39

20 Bank One Texas NA, 30.77 21.56 24.44 30.81

21 Amalgamated Bank of 92.84 81.74 86.99 80.87

22 Fleet Bank of New Y 54.68 32.82 23.46 25.46

23 Bank Of America Tex 64.72 66.71 34.32 38.48

24 Amsouth Bank Florid 55.25 63.54 35.15 26.11

25 Norwest Bank Arizon 96.48 17.14 42.31 18.17

26 First Union Nationa 99.64 98.8 43.72 19.93

27 Wachovia Bank of No 26.73 18.35 19.61 21.41

28 Branch Banking & Tr 32.19 9.97 27.1 25.94

29 National City Bank 38.12 40.81 28.13 37.76

30 First Union Nationa 47.3 24.9 10.85 16.65

31 Fifth Third Bank, C 57.88 55.72 24.5 18.41

32 Hibernia National B 64.77 68.11 22.71 31.5

33 Norwest Bank Texas 91.77 71.74 51.6 21.03

34 Frost National Bank 84.83 85.79 33.04 38.52

35 Central Fidelity Na 37.51 38.98 30.16 35.79

36 Bank Of Hawaii, Hon 32.19 32.85 28.21 27.71

37 Amsouth Bank of Ala 47.71 59.96 23.27 18.79

38 International Bank 96.09 89.41 46.91 48.35

39 First National Bank 47.87 46.21 25.6 30.02

40 NBD Bank, Detroit 49.7 76.42 8.59 20.97

41 Norwest Bank Iowa N 83.5 85.02 21.2 32.39

42 Boatmen's National 28.49 32.02 29.69 29.74

43 First Union Nationa 52.13 18.01 14.34 11.83

44 Bank of America Ari 72.55 70.5 14.77 20.64

45 Bank One-Arizona NA 38.79 11.88 16.71 15.95

46 Summit Bank, Hacken 17.7 15.53 25.76 26.05

47 Commerce Bank NA, C 85.48 95.97 50.39 52.26

48 PNC Bank NA, Pittsb 10.19 26.7 16.08 22.01

49 La Salle National B 24.52 27.39 27.96 32.95

50 Star Bank NA, Cinci 59.56 56.48 14.7 19.27

51 First National Bank 17.5 10.36 10.44 10.32

52 Harris Trust & Savi 24.82 29.39 20.96 21.12

53 Bank IV NA, Wichita 44.56 43.46 37.66 32.31

54 North Fork Bank, Ma 53.96 70.3 34.92 32.21

55 Norwest Bank Indian 96.81 88.92 38.28 36.95

56 Valley National Ban 59.33 59.41 27.72 32.63

57 Fifth Third Bank of 72.86 55.12 40.56 32.02

58 Centura Bank, Rocky 48.75 27.38 24.3 22.2

59 First Bank NA, Minn 49.51 27.35 8.07 7.58

60 Norwest Bank Wiscon 92.18 87.27 38.87 37.9

61 Key Bank of New Yor 25.3 24.55 16.38 20.03

62 Norwest Bank Minnes 43.16 71.63 8.47 11.04

63 Provident Bank of M 66.94 43.99 33.08 31.25

64 Merchants Bank of N 83.91 69.46 62.51 60.26

65 Norwest Bank New Me 88.36 83.54 30.25 28.32

66 Huntington National 20.83 22.15 18.73 20.04

67 First Security Bank 25.01 16.46 19.68 20.35

68 National City Bank- 71.01 49.36 12.08 13.48

69 Comerica Bank-Texas 75.19 71.76 20.88 25.24

70 Bank Of America Nev 66.87 57.86 18.44 26.07

71 Dauphin Deposit Ban 24.09 13.08 36.41 31.41

72 Fifth Third Bank NA 77.55 36.74 25.36 3.13

73 Investors Bank & Tr 79.3 45.61 78.01 74.82

74 Safra National Bank 58.27 49.04 55.27 52.06

75 Boatmens National B 41.67 37.76 27.66 24.46

Totals for Top 75 B 58.04 49.41 27.16 26.92

Totals for all Bank 27.03 23.94 17.93 19.31

Source of Data: Sheshunoff Information Services Inc., Austin Texas, from its commercial banks database. Data for 9/30/95 are restated for subsequent bank mergers done on a pooling of interests basis. Mortgage- backed securities are thebook value (amortized cost) of bank's holdings of U.S. government and private certificates of participation in pools of residential mortgages, either held to maturity or available for sale. Mortgage securities held in a bank's trading account are excluded. Government mortgaged-backed securities are mortgage-backed securities issued or granted by the Government National Mortgage Association, the Federal National Mortgage Association, and the Federal Home Loan Mortgage Corp.Private mortgaged-backed securities are mortgage-backed securities issued by others (such as other depository institutions and insurance companies) that are not guaranteed by the U.S. government. Market value of MBS as % of Book Value is the market value of the mortgage-backed securities expressed as a percentage of book value. MBS/Total Assets is mortgage-backed securities expressed as a percentage of the book value of total securities of all types held as assets by the bank. Total Securities/Assets is total securities on a cost basis expressed as a percentage of total assets.One star (*) is more then 50% owned by foreign banks.1 Totals calculated by Sheshunoff Information Services Inc.Three stars *** not meaningful. ===

Subscribe Now

Access to authoritative analysis and perspective and our data-driven report series.

14-Day Free Trial

No credit card required. Complete access to articles, breaking news and industry data.