Average demand deposits of $10 million or more due all banks for the four quarters ended June 30,

1997, compared with june 30, 1996 (dollar amounts in thousands)

Average Correspondence

Rank Change in Balances % Change%Change

6/97 Rank '96-'97 6/30/97 6/30/96 96-97 95-97

53 4SunTrust Bank, Atlanta $147,596 $124,647 18.40% 22.00%

54 0UMB Bank, NA, Kansas City, Mo. 144,048 128,979 11.7 -9.4

55 7First National Bank of Maryland, Baltimore (F 142,141 117,258 21.2 58.4

56 20National City Bank, Cleveland 141,543 89,434 58.3 43

57 -6Norwest Bank Colorado, NA, Denver 141,054 141,300 -0.2 10.5

58 21National City Bank, Columbus, Ohio 140,493 86,799 61.9 81.7

59 7SunTrust Bank, Miami, NA 135,025 108,981 23.9 42.5

60 4M&I Marshall & Ilsley Bank, Milwaukee 133,588 112,581 18.7 11.8

61 0Republic National Bank of New York (E) 131,141 116,884 12.2 18.6

62 9Citibank (Nevada), NA, Las Vegas 127,738 96,149 32.9 NM

63 2Riggs National Bank, McLean, Va. (G) 123,465 111,606 10.6 4.4

64 21Fifth Third Bank, Cincinnati 123,411 82,962 48.8 72.9

65 8Wachovia Bank of North Carolina NA, Winston-S 121,014 94,577 28 38.2

66 14First Commercial Bank NA, Little Rock, Ark. 117,450 85,457 37.4 34.7

67 8Texas Independent Bank, Irving 115,742 92,909 24.6 84.5

68 45Branch Banking & Trust Co., Winston-Salem, N. 109,533 53,579 104.4 141.4

69 21Star Bank NA, Cincinnati 109,052 75,235 45 29

70 21Mercantile Safe Deposit & Trust Co., Baltimor 107,628 73,045 47.3 54.8

71 -16Northern Trust Co., Chicago (E) 105,961 111,870 -5.3 -39.2

72 -5European American Bank, New York 105,632 106,549 -0.9 11.6

73 14NBD Bank, NA, Indianapolis, Ind. 105,497 81,118 30.1 73.5

74 7First National Bank, Omaha, Neb. 103,566 84,525 22.5 7.1

75 -7Regions Bank, Birmingham, Ala. 100,605 104,808 -4 N/A

76 -32Summit Bank, Hackensack, N.J. 99,482 157,423 -36.8 4.5

77 12Citibank (South Dakota) NA, Sioux Falls 99,162 77,261 28.4 38.6

78 5Union Planters National Bank, Memphis, Tenn. 98,981 84,337 17.4 103.2

79 -7Nat. Bank of Commerce Tr & Svgs Assn., Lincol 95,225 95,427 -0.2 -1.1

80 14Boatmen's National Bank of Arkansas, Little R 94,753 70,652 34.1 82.1

81 43Old Kent Bank, Grand Rapids, Mich. 93,739 45,879 104.3 49.5

82 51Sunwest Bank of Albuquerque NA, N.M. 87,598 41,513 111 163

83 -5National City Bank, Louisville, Ky. 84,228 87,330 -3.6 -4.4

84 20SouthTrust Bank of Alabama NA, Birmingham 79,148 59,496 33 129.3

85 22Norwest Bank South Dakota, NA, Sioux Falls 76,447 58,090 31.6 99.8

86 23First of America Bank-Illinois, NA, Bannockbu 73,745 56,646 30.2 33.7

87 -40Bank of Hawaii, Honolulu (Pacific) (E) 73,086 91,778 -20.4 -52

88 7Compass Bank,Birmingham, Ala. 70,995 70,446 0.8 48.5

89 4Commerce Bank of Kansas City, NA, Mo. 70,871 71,618 -1 -8.6

90 20First American National Bank, Nashville, Tenn 70,621 56,402 25.2 31.8

91 68Norwest Bank Arizona, NA, Phoenix 69,974 28,532 145.3 N/A

92 9Norwest Bank Iowa, NA, Des Moines 69,127 61,445 12.5 36.3

93 NR Citizens Bank, Providence, R.I., (T) 69,051 63 NM NM

94 5First National Bank of Commerce, New Orleans 69,012 64,260 7.4 20.1

95 32KeyBank NA, Cleveland 68,103 45,215 50.6 -12.1

96 18Citizens National Bank, Evansville, Ind. 63,356 53,331 18.8 159.2

97 5Trustmark National Bank, Jackson, Miss. 62,376 61,349 1.7 -2.9

98 109PNC Bank Indiana, New Albany 62,240 16,144 285.5 3027.6

99 -2Norwest Bank Texas NA, Lubbock 61,642 67,231 -8.3 1.2

100 11Zions First National Bank, Salt Lake City, Ut 58,747 55,560 5.7 18.8

Total for Top 100 $30,907,383 $23,368,494 12.00% 48.10%

Total for 218* 34,031,697 25,599,072 32.9 46.6

Totals for all Commerical Banks 38,217,594 36,276,334 5.4 19.3

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