+++ Includes loans secured by real estate at all FDIC-insured commercial banks ($ billion)

part 1 of 3

1995 1994 1993 1992

Total Consumer Loans $1,161.20 $1,057.60 $935.70 $848.80

Annual % change 9.79 13 10.2 3.2

Percent noncurrent 1 0.93 1.11 1.32

Percent charged off 0.9 0.72 0.88 1.13

Home Equity Lines $79.20 $75.80 $72.70 $73.30

Annual % change 4.45 4.3 -0.8 4.4

Percent noncurrent 0.52 0.54 0.7 0.72

Percent charged off 0.19 0.2 0.26 0.18

Home Mortgage Loans $546.70 $493.10 $443.10 $390.10

Annual % change 10.87 11.3 13.6 8.2

Percent noncurrent 0.88 0.91 1.19 1.43

Percent charged off 0.11 0.13 0.19 0.22

Credit card loans $215.80 $188.40 $154.40 $135.90

Annual % change 14.58 22 13.6 -2.3

Percent noncurrent 1.56 1.24 1.42 1.72

Percent charged off 3.34 2.65 3.37 4.5

Other consumer loans $319.40 $300.30 $265.50 $249.50

Annual % change 6.36 13.1 6.4 -1.3

Percent noncurrent 0.97 0.87 0.92 1.12

Percent charged off 0.65 0.47 0.6 0.93

Total Loans $2,602.70 $2,358.20 $2,150.9 $2,031.90

Annual % change 10.37 9.6 5.9 -1

Percent noncurrent 1.17 1.3 1.99 3.06

Percent charged off 0.49 0.48 0.84 1.27

Consumer loans as a % of 44.6 44.8 43.5 41.8

part 2 of 3

1991 1990 1989 1988 1987

Total Consumer Loan $822.60 $803.80 $752.10 $679.60 $614.40

Annual % change 2.3 6.9 10.7 10.6 10.1

Percent noncurr 1.5

Percent charged 1.21

Home Equity Lines $70.20 $61.40 $50.80 $40.00 $29.90

Annual % change 14.3 20.9 27 33.8

Percent noncurr 0.75

Percent charged 0.13

Home Mortgage Loans $360.50 $338.90 $300.10 $261.70 $233.00

Annual % change 6.4 12.9 14.7 12.3 4.7

Percent noncurr 1.65

Percent charged 0.2

Credit card loans $139.10 $133.60 $131.50 $117.20 $102.90

Annual % change 4.1 1.6 12.2 13.9 12

Percent noncurr 1.87

Percent charged 4.36

Other consumer loans $252.80 $269.90 $269.70 $260.70 $248.60

Annual % change -6.3 0.1 3.5 4.9 2

Percent noncurr 1.28

Percent charged 1.18

Total Loans $2,052.70 $2,110.20 $2,058.2 $1,932.40$1,829.20

Annual % change -2.7 2.5 6.5 5.6 4.1

Percent noncurr 3.7 3.7 3 2.92 3.46

Percent charged 1.61 1.43 1.14 1 0.92

Consumer loans as a 40.1 38.1 36.5 35.2 33.6

part 3 of 3

1986 1985

Total Consumer Loan $558.20 $507.30

Annual % change 10 13.1

Percent noncurrent

Percent charged off

Home Equity Lines N.A. N.A.

Annual % change

Percent noncurrent

Percent charged off

Home Mortgage Loans $222.50 $198.70

Annual % change 12 9.4

Percent noncurrent

Percent charged off

Credit card loans $91.90 $78.10

Annual % change 17.7 27.6

Percent noncurrent

Percent charged off

Other consumer loans $243.80 $230.50

Annual % change 5.8 12.1

Percent noncurrent

Percent charged off

Total Loans $1,756.7 $1,630.80

Annual % change 7.7 8.1

Percent noncurrN.A. N.A.

Percent charged 0.94 0.81

Consumer loans as a 31.8 31.1 ===

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