MIDWEST

UMB Bank, a subsidiary of UMB Financial Corp., Kansas City, Mo., has promoted William R. Ball to senior vice president in the trust investments department.

Mr. Ball, who joined the bank in 1991, was a vice president. He is responsible for supervising institutional portfolio managers and coordinating new business development.

In addition, Gerald L. Richardson was elected to the advisory board of UMB's north banking region.

Mr. Richardson is executive vice president of Clark, Richardson, & Biskup, a consulting engineering firm in pharmaceuticals, chemicals, and microelectronics.

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