U.S. Bancorp announced a raft of key appointments Tuesday that are designed to make its organization more customer-focused.

Topping the list of promoted executives is 46-year-old Daniel W. Yohannes, who was named head of the $77.4 billion-asset company's newly created consumer banking group. Mr. Yohannes, who remains chief executive officer of the company's Colorado operations, now oversees all retail banking products, branch salespeople, and the telephone customer service operation.

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