Wachovia Corp. in Winston-Salem, N.C. has promoted senior vice president Fred H. Cecil to group executive. Mr. Cecil, who is based in Atlanta, has been the loan administration manager in Wachovia's specialized finance group since October 1997.

He joined Wachovia in 1978 as a management trainee and went on to become a relationship manager in commercial banking, a retail and business banking manager, and a regional corporate sales team manger. He was elected senior vice president in 1991

Wachovia also promoted John D. Goins to senior vice president. Mr. Goins has been the bank's city executive and business banking manager for Hendersonville, N.C., since 1996.

He joined Wachovia in 1983 in Asheville, N.C., and has moved back and forth between there and Hendersonville in various assignments. He was promoted to vice president in 1991 and became a business banker in 1992 and a retail sales manager in 1994.

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