Although regulators are offering a better way to sell insurance, national banks are opting for the safest route - through small towns.

As long as a national bank's insurance agency is based in a town with fewer than 5,000 people, the Office of the Comptroller of the Currency allows sales from any branch, even those located in large cities.

Subscribe Now

Access to authoritative analysis and perspective and our data-driven report series.

14-Day Free Trial

No credit card required. Complete access to articles, breaking news and industry data.