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On a call for big banks to break themselves up to save their image:

"Should everyone with a bad reputation step down? Good-bye Congress and numerous actors and sports figures! We need slightly higher metrics to determine what should happen to big banks."

Related Article: Big Banks Should Break Up to Save Their Image

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On the ongoing 'too big to fail' debate:

"'Too big to fail' is a perversion of the democratic principle, as well as the principle of law. It is abhorrent to the idea that all men (corporations included) are created equal."

Related Article: AG Holder Confirms Some Banks 'Too Big to Jail'

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On banking regulation that would protect society from 'too big to fail':

"Get rid of the subsidies and the socialization of risk, and the banking industry will restructure itself very quickly into one that does not pose unacceptable systemic risks."

Related Article: Gutting Regulation May Help the Banker, But Harm Society

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On JPMorgan's Jamie Dimon not appearing at a Senate 'London Whale' hearing:

"Everybody, but the guy in charge! Apparently the Justice Department is not the only branch of the government intimidated by the 'too big to fail' crowd!"

Related Article: Dimon Won't Appear At 'London Whale' Hearing

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On regulators' vow to squeeze banks on anti-laundering policies:

"The continuing absence of action against the individual bankers responsible for HSBC's money laundering and terrorist financing businesses appears to indicate something far less forceful."

Related Article: Regulators to Squeeze Banks on Anti-Laundering Policies

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On the takeaways from the Senate's bruising of regulators on 'too big to jail':

"End result: criminal activity continues as it has, small institutions get so strained they wind up selling to their larger competitors, and small business and consumers will wind up on the losing end ... again."

Related Article: Six Takeaways from Senate Bruising of Regulators on 'Too Big to Jail'

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On community bankers having bigger worries than the CFPB:

"We do worry about IRR, mortgage rules and examiner's questions, and strategic direction. We also worry about the things CFPB will … send down."

Related Article: CFPB: Small Banks Have Bigger Worries than Us

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On community bankers having bigger worries than the CFPB:

"So, the crocodile assures community bankers, 'Don't worry. I'm going to eat you last.'"

Related Article: CFPB: Small Banks Have Bigger Worries than Us

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On Comptroller Thomas Curry's vow to ease the burdens for small banks:

"We need to do more than preserve the community banking model. We need to encourage and promote the community banking model … Real achievements in this regard could become a long remembered hallmark of Comptroller Curry's service"

Related Article: OCC's Curry Vows to Lessen Burden on Small Banks

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On Comptroller Curry's vow to ease the burdens for small banks:

"It's a nice assurance but I don't believe that they really intend to make it easier for the small banks ... they really only want them to follow their guidance and conform to their ideas."

Related Article: OCC's Curry Vows to Lessen Burden on Small Banks

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On taking steps to reach the underbanked:

"Do not assume people are underbanked. Maybe they are right-banked by being no-banked by choice."

Related Article: Reaching the Underbanked? Try Offering Control, Research Says

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On how to fix problems at the Federal Housing Administration:

"Disband the FHA. Financing the purchase of real estate is not a legitimate function of the federal government under our Constitution."

Related Article: Problems at FHA Too Big for Congress to Ignore

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