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American Banker readers share their views on the most pressing banking topics of the week. As excerpted from the Comments sections of AmericanBanker.com articles.

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On the Consumer Financial Protection Bureau expanding its reach to cover nonbank money transmitters:

"A regulator looking to grow larger? No way." (Pictured: Richard Cordray, CFPB director)

Related Article: CFPB Expanding Reach to Nonbank Money Transmitters

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On the Consumer Financial Protection Bureau expanding its reach to nonbank money transmitters:

"More 'regulation by press release' nonsense from the CFPB."

Related Article: CFPB Expanding Reach to Nonbank Money Transmitters

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On whether JPMorgan Chase CEO Jamie Dimon's raise was deserved:

"Perhaps Dimon deserved recognition for better performance, but no one deserves $18M a year." (Via Twitter)

Related Article: Discussion: Was Dimon's Raise Deserved?

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On the possibility of the U.S. Post Office offering financial services for the underserved:

"So the idea is to create yet another financial GSE?"

Related Article: U.S. Postal Service Should Offer Loans, Bank Products, Agency Says

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On the possibility of the U.S. Post Office offering financial services for the underserved:

"They have a vast existing physical and human capital infrastructure in place and could partner with existing lending institutions to develop new customer revenue streams … This is an opportunity … to meet the business credit needs of that market segment."

Related Article: U.S. Postal Service Should Offer Loans, Bank Products, Agency Says

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On the possibility of the U.S. Post Office offering financial services for the underserved:

"Has the agency even considered the costs of becoming compliant with relation to banking services? Wouldn't the USPS then become under dual regulatory bodies? This idea should not be executed."

Related Article: U.S. Postal Service Should Offer Loans, Bank Products, Agency Says

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On banks' backlash against the idea of the U.S. Post Office offering financial services:

"Dangerous? Really? From a business that just completed the wrecking of the economy for about the 15th time? … What's the big problem with a little competition?"

Related Article: Post Office Offering Loans is 'Worst Idea Since the Edsel': Banks

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On Starbucks' plan for payments:

"While everyone is up in arms about the possibility that the USPS may make moves to serve the underbanked/underserved … a coffee chain is setting the standard for mobile payments." (Via PaymentsSource)

Related Article: Starbucks Spotlights Mobile Payments in Shuffling Top Execs

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On whether old-school banking is 'old hat':

"Traditionally delivered, in-person financial services may not be moving toward complete extinction, but we need to be prepared for changes ahead."

Related Article: Why Assume Old-School Banking Is Old-Hat?

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On a survey finding big banks are 'crushing' community banks in small-business lending:

"The only thing the megabanks are crushing community banks with are the regulations passed as the megabanks violate law after law and Congress tries to hold them accountable; and we pay for their sins; again and again."

Related Article: Big Banks are Crushing Community Banks in Small-Business Lending

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On a survey finding big banks are 'crushing' community banks in small-business lending:

"Community lenders need to up their game rather than just relying on what has worked in the past. Be certain, megalenders are not just relying on what worked in the past."

Related Article: Big Banks are Crushing Community Banks in Small-Business Lending

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On a survey finding big banks are 'crushing' community banks in small-business lending:

"Surveys are like people trying to predict the weather. At the moment in time you look at the information and depending on how the questions are written, we're either going to have sunshine or a hurricane."

Related Article: Big Banks are Crushing Community Banks in Small-Business Lending

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