Commercial lending

A strong economy, low-cost deposits and disruption from M&A are presenting opportunities.

The state's Democratic-controlled Legislature has enacted laws establishing data privacy rights, giving municipalities the ability to set up public banks, and requiring standardized disclosures on small-business loans, among other issues. Lawmakers elsewhere are taking notice.

One bill would tax credit unions in the Sunflower State with at least $100 million in assets.

Futurist Lex Sokolin believes buying banking products will be like buying generic pain relievers on Amazon.

The firm’s financial woes are mostly a result of overspending, but they have raised questions about how banks’ commercial real estate portfolios might fare if the coworking sector implodes.

The company has agreed to buy a portfolio of commercial loans from Santander Bank.

Sunil Chandra's job will be to guide the fintech's international expansion. It says 12 banks are using its small-business lending platform, including three in the United States.

The National Credit Union Administration should help soften the effects of the new standard on regulatory capital through rulemaking.

Readers react to a regulator's promise to reduce regulation that hinders innovation, Sen. Elizabeth Warren's plan to impose heavier taxes on lobbying groups, Freddie Mac's exploration into AI and more.

States are just beginning to regulate cryptocurrency as a credit collateral for lenders. More can be done.