The riskiest loans get priced out of Fannie and Freddie securities and end up guaranteed by the FHA. We are merely shifting risk from one set of federally insured entities to another.

Green Dot chief financial officer John Keatley plans to resign on Sept. 1, the prepaid card company announced in a regulatory filing.

Commerce Bancshares in Kansas City, Mo., reported lower quarter earnings because of lower interest rates.

Investors pay attention to banks' dealing with relatives of executives and directors. Many of those details are highlighted in annual proxy statements. Here are some high-profile examples.

Foreclosure notices surged last month in states where courts oversee home seizures, slowing the process and causing prices to lag behind in the U.S. housing recovery, according to RealtyTrac.

CEO Michael Corbat presided over an executive-studded branch opening in Washington on Wednesday, promoting Citigroup's commitment to tech-heavy urban locations even as the bank closes branches elsewhere.

AmericanWest Bank in Spokane, Wash., has promoted an insider to oversee its expansion into Oregon and northern California.

CrossFirst Holdings in Leawood, Kan., has wrapped up a $22 million private placement.

Constraints on fees for arranging loans will encourage car dealers to charge more for other products and services to make up lost revenue.

The Consumer Financial Protection Bureau on Wednesday published a compliance guide for small banks and mortgage lenders to better understand and comply with a rule that requires lenders to ensure borrowers have the ability to repay a loan as well as creates a separate class of loans known as "qualified mortgages."

A new report recommends that banks should add prepaid cards to their products if they want to attract younger customers.

Stieven, who has followed banks 30 years, managed a portfolio teeming with bank buyers. Still, he cautions against deals that only build scale.

The designer, reality television star and daughter of Donald Trump will not seek re-election to Signature's board, due to her "highly demanding schedule."

Big banks and their CEOs are facing lots of questions at their upcoming shareholder meetings, but the stakes might be higher for community and regional banks.

WASHINGTON — The Obama administration is estimating that the Federal Housing Administration will likely require almost $1 billion in additional funding from the Treasury Department to shore up its capital reserves later this year.

Bank of the West is putting a big focus on small-business lending while waiting for the sluggish loan growth environment to improve, says Andy Harmening, a senior executive vice president and regional banking group head. Harmening spoke to American Banker at the annual Best Practices in Retail Banking Symposium.

Bank of Montreal, Canada's fourth-biggest lender, intends to add 1 million customers annually, Chief Executive Officer William Downe said.

Equipment financing, once viewed as cost-prohibitive for smaller banks due to the financial commitment required to build in-house teams, has become more attractive due to opportunities to work with outside firms.

"Financial literacy" typically means educating the unbanked. For Wells Fargo's David Carroll, it means turning the already-banked into prospective wealth-management clients.

First BanCorp (FBP) in San Juan, Puerto Rico, has scrapped a plan to swap common stock for a certain type of preferred stock.