Fintech regulations

With lawmakers unlikely to act in the near future to ease financial institutions' regulatory burden, new technologies could be the solution to credit unions’ AML woes.

Treliant and Federal Financial Analytics have established a one-stop shop to guide financial institutions through uncertain business and policy times.

Sen. Elizabeth Warren, D-Mass., and three House members are seeking more details about Paul Watkins' past work with an organization the Southern Poverty Law Center says is an anti-LGBTQ hate group.

Regulatory sandboxes can create a lot of opportunity for the winners but inadvertently put losers at a competitive disadvantage.

Ambiguity about which laws apply to blockchain technology has prevented certain companies from doing business in the United States.

Regulatory sandboxes can create a lot of opportunity for the winners but inadvertently put losers at a competitive disadvantage.

Ambiguity about which laws apply to blockchain technology has prevented certain companies from doing business in the United States.

The Upstart Network, the first and only startup to participate in the bureau’s program for promising digital platforms, claims that using nontraditional credit data items has helped loan volume and affordability.

Open banking could help credit unions retain and attract new members but concerns remain around data privacy.

The FDIC chief said it is critical to give the industry clarity on using emerging technologies, particularly for the thousands of community banks her agency oversees.

Financial institutions welcome regulatory feedback on their fintech offerings, but the industry wants the agency to waive enforcement for approved products.

The online lender is counting on other arrangements with banks — and perhaps even a bank charter of its own — to help recover from the loss of a key partnership.

The former state banking superintendent weighs in on some of the toughest questions bank regulators are grappling with and the lawsuit (still ongoing) that she filed against the OCC.

Rakuten joins a growing list of fintechs trying to enter the regulated banking sector. All have faced their share of obstacles.

Banks and third parties must work together to safeguard data being shared when a customer uses mobile apps.

Smart rulemaking starts with consolidating multiple agencies into one body with a clear mandate.

Policymakers should consider how new data computing can help ensure equal lending, not hinder it.

Banks and third parties must work together to safeguard data being shared when a customer uses mobile apps.

The argument that only the federal government is up to the task is misguided.

The new funding comes as the challenger bank inches closer to gaining regulatory approval for a national bank charter.