Consumer financial dislocation and credit score impacts
With tens of millions of American consumers un- and underemployed, and with a staggering amount of loan payments being deferred, the lending environment is extremely volatile. With these issues top of mind, VantageScore Solutions, the company behind the VantageScore credit scoring model, will host a webinar to discuss findings from an analysis aimed at understanding shifts in credit behaviors, trends in credit score distributions, and how credit attributes are being impacted.
Watch this webinar to understand how the macroeconomy impacts consumers’ ability to pay their loans, and how credit scores react to and reflect changing consumer behaviors. Host Dr. Emre Sahingur, Senior Vice President at VantageScore Solutions for Analytics, Research and Product Management, will discuss the following:
- How credit scores are shifting and how the underlying credit attributes like balances, utilization rates and other indicators are impacting scores;
- How the relationship between the risk a credit score represents is shifting along with the economy;
- How to effectively monitor changes in consumer behaviors and risk levels to make timely adjustments to credit strategies in a dynamic environment
Emre Sahingur, PH.D.Senior Vice President for Predictive Analytics, Research and Product Management, VantageScore Solutions, LLC