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Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios

September 24, 2018, 11:43 a.m. EDT 1 Min Read

On June 30, 2018. Dollars in thousands.

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Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios

Adjusted nonperforming loan ratio*

  
Rank Name City State Parent Name Company Type Jun. 30 Year earlier Nonperformers** Net chargeoffs*** Assets
1 State Central Bank Bonaparte Iowa Logan Investment Corporation Commercial Bank $37.50 $36.12 $7,460 -0.85 $39,580
2 Markesan State Bank Markesan Wis. Markesan Bancshares, Inc. Commercial Bank 31.76 21.79 31,115 -0.02 134,219
3 Beal Financial Corporation Plano Tex. Savings & Loan HC 24.02 11.20 1,193,539 0.09 7,241,968
4 First State Bank of Healy Healy Kan. Commercial Bank 21.57 21.73 8,965 3.75 72,309
5 First City Bank of Florida Fort Walton Beach Fla. Florida First City Banks, Inc. Commercial Bank 18.51 15.66 19,294 -0.59 175,661
6 Beach Community Bank Fort Walton Beach Fla. Commercial Bank 16.94 23.21 48,809 0.13 469,949
7 First State Bank Barboursville W.Va. First Bankshares, Inc. Commercial Bank 16.18 16.86 17,780 -0.52 167,644
8 Louisa Community Bank Louisa Ky. Commercial Bank 14.78 1.68 4,370 0.65 34,696
9 Jackson County Bank Black River Falls Wis. Wisconsin Bank Services, Inc. Commercial Bank 14.61 0.18 23,256 12.62 229,123
10 State Bank & Trust Company Golden Meadow La. SBT Bancshares, Inc. Commercial Bank 14.37 12.37 13,075 0.37 117,711
11 Stonebridge Bank West Chester Pa. Stonebridge Financial Corp. Commercial Bank 13.99 13.48 5,218 0.20 55,225
12 Gunnison Valley Bank Gunnison Utah GV Bancorp, Inc. Commercial Bank 13.02 5.43 7,668 -0.30 69,834
13 Security State Bank of Kenyon Kenyon Minn. Ellingson Corporation Commercial Bank 12.72 7.78 5,842 -0.01 55,859
14 Bank of Hazlehurst Hazlehurst Ga. Hazlehurst Investors, Inc. Commercial Bank 12.32 12.71 10,276 2.50 123,974
15 Martinsville First Savings Bank Martinsville Va. Savings & Loan Assoc 11.63 8.39 2,592 -0.13 40,762
16 West Texas State Bank Snyder Tex. WTSB Bancorp, Inc. Commercial Bank 10.93 18.80 6,845 0.47 122,510
17 Interamerican Bank, A FSB Miami Fla. Savings & Loan Assoc 10.74 12.63 16,965 -0.52 206,568
18 First National Bank of Hope Hope Kan. Hope Bancshares, Inc. Commercial Bank 10.71 6.27 6,029 1.13 84,665
19 Baxter State Bank Baxter Springs Kan. Baxter Bancshares, Inc. Commercial Bank 10.13 7.01 1,459 0.20 28,039
20 Security State Bank Iron River Wis. Security Bank Shares, Inc. Commercial Bank 9.92 11.21 6,323 0.00 94,809
21 First BanCorp. San Juan P.R. Bank Holding Company 9.88 8.81 860,862 1.12 12,384,862
22 Valley Bank of Nevada North Las Vegas Nev. Commercial Bank 9.67 10.04 8,873 0.00 126,717
23 City National Bank of New Jersey Newark N.J. City National Bancshares Corporation Commercial Bank 9.48 5.51 11,689 1.41 198,563
24 Bank, The Oberlin Kan. Decatur Investment, Inc. Commercial Bank 9.35 7.80 24,135 0.00 346,557
Gateway Bank, F.S.B. Oakland Calif. Savings & Loan Assoc 9.35 10.41 6,320 0.00 120,867
26 First Credit Bank Los Angeles Calif. Commercial Bank 9.13 8.96 29,685 0.00 464,736
27 Grand Timber Bank McGregor Minn. McGregor Banco, Inc. Commercial Bank 9.04 7.27 2,423 0.33 41,953
28 United Bank of Philadelphia Philadelphia Pa. United Bancshares, Inc. Commercial Bank 8.87 8.66 3,487 0.27 55,473
29 Civis Bank Rogersville Tenn. Volunteer Bancorp, Inc. Commercial Bank 8.81 6.72 5,485 -0.02 96,909
30 Santander Holdings USA, Inc. Boston Mass. Banco Santander, SA Bank Holding Company 8.76 7.77 7,418,139 2.02 130,138,694
31 New Frontier Bank Saint Charles Mo. Lincoln County Bancorp, Inc. Commercial Bank 8.74 3.68 5,032 -0.05 82,566
32 First Commercial Bank Dexter Mo. Gideon Bancshares Company Commercial Bank 8.66 7.54 13,733 0.00 226,562
33 Tri-State Bank of Memphis Memphis Tenn. Commercial Bank 8.54 8.33 4,782 -1.72 91,610
34 Marquette Farmers State Bank of Marquette Marquette Kan. Commercial Bank 8.48 1.93 1,378 -0.44 31,549
35 Peoples Bank & Trust Company of Hazard Hazard Ky. Hazard Bancorp Commercial Bank 8.41 9.29 14,785 13.88 259,337
36 North Side Federal Savings and Loan Association of Chicago Chicago Ill. Savings & Loan Assoc 8.28 6.30 1,852 0.00 40,278
37 EvaBank Cullman Ala. Commercial Bank 8.21 3.93 23,707 0.39 378,621
38 Metro Bank Louisville Ky. Louisville Development Bancorp, Inc. Commercial Bank 8.07 4.39 1,106 -0.15 26,585
39 1st Equity Bank Northwest Buffalo Grove Ill. Northwest Equity Corp. Commercial Bank 7.98 8.28 2,730 0.00 42,427
40 Geauga Savings Bank Newbury Ohio Maple Leaf Financial, Inc. Savings & Loan Assoc 7.89 8.89 14,254 -1.81 264,231
41 Citizens Bank of Chatsworth Chatsworth Ill. CBC Financial, Inc. Commercial Bank 7.88 5.35 1,443 0.00 30,212
42 Citizens Savings Bank Bogalusa La. Savings Bank 7.78 9.15 13,803 0.32 225,886
43 MNB Bank McCook Neb. Graff Family, Inc. Commercial Bank 7.76 2.54 18,672 3.86 352,482
44 Peoples Bank Eatonton Ga. Peoples Bankshares, Inc. Commercial Bank 7.62 8.57 6,277 -0.05 122,653
45 Thayer County Bank Hebron Neb. Thayer Agency, Inc. Commercial Bank 7.58 4.12 2,700 -0.15 58,222
46 First Federal Savings and Loan Association of Lorain Lorain Ohio Savings & Loan Assoc 7.48 7.90 18,341 -0.30 423,126
47 Bank of Washington Washington Mo. Diamond Bancorp, Inc. Commercial Bank 7.36 9.28 40,057 -1.12 665,668
48 Enterprise Bank of South Carolina Ehrhardt S.C. Commercial Bank 7.31 8.85 13,178 -0.34 333,644
49 St. Landry Homestead Federal Savings Bank Opelousas La. Savings & Loan Assoc 7.30 9.43 11,932 0.28 227,228
50 State Bank of Downs Downs Kan. B Bank, Inc. Commercial Bank 7.29 2.30 5,436 0.28 90,601
51 Gladewater National Bank Gladewater Tex. East Texas Financial Corporation Commercial Bank 7.26 5.53 1,568 0.27 35,798
52 North Alabama Bank Hazel Green Ala. BOLC Corp. Commercial Bank 7.25 5.39 5,065 -0.08 92,080
53 Amboy Bancorporation Old Bridge N.J. Bank Holding Company 7.24 3.80 127,439 -0.43 2,338,425
54 Princeville State Bank Princeville Ill. Main Street Bancorp, Inc. Commercial Bank 7.10 3.79 2,868 0.02 79,693
55 South Lafourche Bank & Trust Company Larose La. Lafourche Bancshares, Inc. Commercial Bank 7.09 9.68 8,054 0.05 153,088
56 Farmers & Merchants Bank Lakeland Ga. FMB Bancshares, Inc. Commercial Bank 7.08 8.63 27,864 1.32 512,937
57 Allied First Bank,sb Oswego Ill. Allied First Bancorp, Inc. Savings Bank 7.04 3.71 4,042 -0.23 82,494
58 MidSouth Bancorp, Inc. Lafayette La. Bank Holding Company 7.01 4.53 74,119 0.83 1,858,917
59 Bennington State Bank Salina Kan. Berco, Inc. Commercial Bank 6.91 5.28 35,264 -0.10 685,978
60 Mechanics and Farmers Bank Durham N.C. M&F Bancorp, Inc. Commercial Bank 6.81 6.65 11,212 0.00 255,735
61 Bank of Kaukauna Kaukauna Wis. Brogan Bankshares, Inc. Commercial Bank 6.80 6.86 5,009 0.00 86,566
62 Valley Bank of Ronan Ronan Mont. Valley Holding Company Commercial Bank 6.76 1.61 4,105 -0.14 103,370
63 1st Equity Bank Skokie Ill. First Equity Corp. Commercial Bank 6.75 7.93 5,678 0.00 99,084
Dickinson County Bank Enterprise Kan. Commercial Bank 6.75 1.54 760 0.04 13,436
65 Bank of Little Rock Little Rock Ark. Little Rock Bankshares, Inc. Commercial Bank 6.67 2.74 6,957 4.10 207,628
Putnam County Bank Hurricane W.Va. Putnam Bancshares, Inc. Commercial Bank 6.67 6.72 24,137 0.74 607,864
67 Rosedale Federal Savings and Loan Association Baltimore Md. Savings & Loan Assoc 6.65 7.96 45,060 0.14 962,743
68 Columbia Bank Lake City Fla. First Columbia Bancorp, Inc. Commercial Bank 6.64 8.13 9,646 -0.21 206,059
69 Community State Bank Brook Ind. Commercial Bank 6.59 9.08 3,014 0.01 57,871
West Pointe Bank Oshkosh Wis. West Pointe Bancshares, Inc. Commercial Bank 6.59 7.12 15,129 -0.03 280,752
71 Bank of Grandin Grandin Mo. Commercial Bank 6.58 5.97 6,390 0.00 154,278
72 Southwest Capital Bank Albuquerque N.M. Las Vegas Bancorporation, Inc. Commercial Bank 6.55 7.24 17,328 -0.10 369,729
73 River Town Bank Dardanelle Ark. Bank of Dardanelle Bankshares, Inc. Commercial Bank 6.54 4.16 6,229 -0.02 136,143
74 United Community Bank Raceland La. Community Bancorp of Louisiana, Inc. Commercial Bank 6.53 5.28 27,699 1.67 540,895
75 Alma Bank Astoria N.Y. Commercial Bank 6.49 7.92 63,724 0.52 1,119,671
Central Savings Bank Sault Sainte Marie Mich. Central Bank Corporation Commercial Bank 6.49 6.57 9,868 -0.04 252,010
77 Great Plains Bank Eureka S.D. Great Plains Bank Corporation Commercial Bank 6.47 2.10 6,277 0.00 107,385
78 First Western Mortgage Corporation Fort Worth Tex. Savings & Loan HC 6.45 7.75 33,661 -0.10 1,007,804
79 Leaders Bank Oak Brook Ill. Commercial Bank 6.42 8.67 17,030 0.12 317,603
80 Farmers Bank Parsons Tenn. Townsend Financial Corporation Commercial Bank 6.38 2.46 1,276 0.00 35,612
81 Wilmington Savings Bank Wilmington Ohio Commercial Bank 6.29 9.38 8,842 -0.09 160,311
82 Patriots Bank Garnett Kan. Garnett Bancshares, Inc. Commercial Bank 6.26 4.11 5,351 0.04 118,163
Popular, Inc. Hato Rey P.R. Bank Holding Company 6.26 6.18 1,529,000 0.97 47,535,000
84 Blue Grass Valley Bank Blue Grass Va. Commercial Bank 6.20 5.50 1,821 -0.01 46,939
85 F & M Bank and Trust Company Manchester Ga. F & M Holding Company, Inc. Commercial Bank 6.19 6.74 3,044 0.22 75,341
Lake Country Community Bank Morristown Minn. Morristown Holding Company Commercial Bank 6.19 7.30 1,002 1.17 24,846
87 Huron National Bank Rogers City Mich. Huron National Bancorp, Inc. Commercial Bank 6.17 7.11 2,427 1.55 62,011
88 Home National Bank Racine Ohio Commercial Bank 6.13 6.01 2,696 0.58 63,607
89 Resolute Bank Maumee Ohio Princeton Capital Holdings LLC Savings & Loan Assoc 6.09 1.29 1,498 3.48 31,447
90 Central Bank Savannah Tenn. Commercial Bank 6.07 7.29 3,651 -0.01 94,912
Clinton Bank Clinton Ky. Clinton Bancorp, Inc. Commercial Bank 6.07 1.19 2,244 -0.03 62,200
92 American Founders Bank, Inc. Louisville Ky. Commercial Bank 6.04 7.60 5,617 0.08 105,158
93 Hatboro Federal Savings, FA Hatboro Pa. Savings & Loan Assoc 6.00 6.15 20,705 0.02 496,070
94 Citizens State Bank of Hayfield Hayfield Minn. Country Bankers, Inc. Commercial Bank 5.98 6.32 4,224 0.82 95,685
95 Security State Bank of Hibbing Hibbing Minn. Security Financial Services, Inc. Commercial Bank 5.97 6.02 4,186 0.00 123,007
96 Frontier State Bank Oklahoma City Okla. Commercial Bank 5.91 7.39 24,376 0.31 613,007
State Exchange Bank Lamont Okla. State Exchange Bancshares, Inc. Commercial Bank 5.91 5.12 3,298 1.22 67,423
98 State Bank of Newburg Newburg Wis. SBN Community Bancorp, Inc. Commercial Bank 5.90 5.93 8,181 -0.01 174,165
99 Columbia Savings and Loan Association Milwaukee Wis. Savings & Loan Assoc 5.89 8.58 1,102 0.00 23,939
100 Home Loan Investment Bank, F.S.B. Warwick R.I. Prospect Financial Corporation Savings & Loan Assoc 5.87 6.17 15,235 0.28 290,427
101 Seamen's Bank Provincetown Mass. Savings Bank 5.84 7.56 16,310 0.00 380,770
102 Grundy National Bank Grundy Va. GNB Bankshares Corporation Commercial Bank 5.81 9.21 9,083 1.35 310,725
103 First Federal Savings and Loan Association of Bath Bath Maine Savings & Loan Assoc 5.80 5.53 6,321 0.14 128,234
104 First National Bank of Quitaque Quitaque Tex. Quitaque National Corporation Commercial Bank 5.79 3.65 1,747 0.13 54,550
Kentland Federal Savings and Loan Association Kentland Ind. Savings & Loan Assoc 5.79 5.51 249 0.00 4,656
Synergy Bank Houma La. Synergy Bancshares, Inc. Commercial Bank 5.79 6.13 20,139 0.16 516,120
107 Farmers Savings Bank Wever Iowa FSB Bancorp Commercial Bank 5.77 2.74 6,004 0.15 128,537
108 Hebron Savings Bank Hebron Md. HSB Bancorp, Inc. Commercial Bank 5.74 6.56 29,454 0.25 583,817
109 Champion Bank Parker Colo. Commercial Bank 5.71 8.44 1,654 -3.06 54,314
110 First National Bank of Wauchula Wauchula Fla. First Hardee Holding Corporation Commercial Bank 5.67 6.07 2,556 -0.02 73,582
111 First State Bank of Swanville Swanville Minn. Swanville Bancshares, Inc. Commercial Bank 5.62 13.32 960 -0.02 25,794
112 Grant County Bank Ulysses Kan. Resource One, Inc. Commercial Bank 5.58 6.69 8,206 -0.08 230,176
Integrity Bank Plus Wabasso Minn. Wabasso Bancshares, Inc. Commercial Bank 5.58 5.65 2,387 -3.41 59,532
114 Farmers State Bank Mountain City Tenn. Farmers State Bancshares, Inc. Commercial Bank 5.53 5.92 5,026 0.00 143,184
First Security Bank & Trust Company Charles City Iowa Cedar Valley Bankshares, Ltd. Commercial Bank 5.53 4.32 15,980 0.66 482,306
116 Park Bank Holmen Wis. Golden Oak Bancshares, Inc. Commercial Bank 5.50 5.18 1,816 1.20 53,265
117 Continental Bank Salt Lake City Utah Continental Bancorporation Commercial Bank 5.48 2.85 7,525 0.18 167,650
118 Whitaker Bank Corporation of Kentucky Lexington Ky. Bank Holding Company 5.47 6.57 47,625 0.10 1,705,600
119 New York Private Bank & Trust Corporation New York N.Y. Bank Holding Company 5.43 5.28 227,470 0.00 6,185,731
120 Central Federal Savings and Loan Association Cicero Ill. Savings & Loan Assoc 5.41 6.71 6,012 0.01 177,500
First Farmers and Commercial Bank Pikeville Tenn. First Pikeville Bancshares, Inc. Commercial Bank 5.41 3.49 3,158 0.08 116,369
122 Cornerstone Bank Atlanta Ga. Cornerstone Bancshares, Inc. Savings & Loan Assoc 5.40 3.95 9,230 0.56 233,566
Garfield County Bank Jordan Mont. Garfield County Bancshares, Inc. Commercial Bank 5.40 3.48 3,743 0.00 87,964
124 Community Shores Bank Muskegon Mich. Community Shores Bank Corporation Commercial Bank 5.34 5.63 7,760 0.04 178,987
125 Clover Community Bank Clover S.C. Clover Community Bankshares, Inc. Commercial Bank 5.33 2.32 3,660 0.10 129,652
Plains Commerce Bank Hoven S.D. Commercial Bank 5.33 7.58 28,509 0.85 655,272
127 First South Bank Spartanburg S.C. First South Bancorp, Inc. Commercial Bank 5.30 8.08 9,211 -0.17 229,369
Gwinnett Community Bank Duluth Ga. Community Financial Holding Company, Inc. Commercial Bank 5.30 6.49 8,093 -0.19 247,922
129 First National Bank of Ava Ava Ill. Headquarters Holding Company, Inc. Commercial Bank 5.29 5.67 1,816 0.17 62,627
130 Rolette State Bank Rolette N.D. Commercial Bank 5.26 4.98 1,642 -0.03 38,547
131 American Bank of the North Nashwauk Minn. Mesaba Bancshares, Inc. Commercial Bank 5.19 5.97 22,351 -1.04 542,597
Farmers Security Bank Washburn N.D. McLean Bank Holding Company Commercial Bank 5.19 1.96 1,879 1.29 55,302
133 First National Community Bank New Richmond Wis. One Corporation Commercial Bank 5.15 4.77 6,562 0.04 201,141
134 Trinity Capital Corporation Los Alamos N.M. Bank Holding Company 5.12 5.92 36,892 0.05 1,283,816
135 Farmers and Merchants Bank of Kendall Kendall Wis. Commercial Bank 5.11 2.60 3,481 -0.04 71,202
136 Commercial State Bank Donalsonville Ga. Georgia Community Bancorp, Incorporated Commercial Bank 5.09 3.74 2,610 -0.01 85,164
Peoples Bank Mt. Washington Mount Washington Ky. Crossroads Bancorp, Inc. Commercial Bank 5.09 5.52 2,775 0.04 88,921
138 Equity Bank Minnetonka Minn. Equity Bank Holding Company, Inc. Commercial Bank 5.08 1.73 1,979 0.28 45,782
139 Heritage State Bank Lawrenceville Ill. HBancorporation, Inc. Commercial Bank 5.06 0.00 4,281 2.32 90,900
Our Community Bank Spencer Ind. Home Financial Bancorp Commercial Bank 5.06 1.85 2,651 0.03 72,850
141 Johnson County Bank Mountain City Tenn. Commercial Bank 5.02 4.66 3,269 0.01 119,227
Sallie Mae Bank Salt Lake City Utah SLM Corporation Commercial Bank 5.02 4.39 1,034,407 0.78 24,054,263
143 Citizens State Bank Wyoming Iowa C.S.B. Holding Corporation Commercial Bank 4.98 0.12 2,859 2.46 91,134
144 Mount Vernon Bank Mount Vernon Ga. Heart of Georgia Bancshares, Inc. Commercial Bank 4.94 0.74 3,486 -0.01 130,112
145 Citizens Bank & Trust Company of Vivian, Louisiana Vivian La. C B & T Bancshares, Inc. Commercial Bank 4.93 3.75 3,394 0.03 136,145
146 First State Bank Shallowater Tex. South Texas Bancshares, Inc. Commercial Bank 4.92 1.41 3,965 -0.05 110,522
147 National Bank of Andrews Andrews Tex. Andrews Bancshares, Inc. Commercial Bank 4.89 0.93 5,699 -0.01 193,611
148 Claxton Bank Claxton Ga. Southern Bankshares, Inc. Commercial Bank 4.87 2.29 3,859 -0.03 124,501
Taylorsville Savings Bank, SSB Taylorsville N.C. Savings Bank 4.87 3.88 3,957 0.00 101,244
150 Community Bank and Trust Company Muscatine Iowa C-B-G, Inc. Commercial Bank 4.85 1.46 7,048 -0.06 249,357
151 Bank of Galesville Galesville Wis. Gale Bank Holding Company, Inc. Commercial Bank 4.84 5.06 3,809 0.00 97,279
Drake Bank Saint Paul Minn. Plato Holdings, Inc. Commercial Bank 4.84 0.45 4,647 0.77 109,561
Farmers State Bank Center Tex. Farmers Bancshares, Inc. Commercial Bank 4.84 3.55 9,156 2.10 302,467
154 Pioneer State Bank Earlville Ill. NBE Bancshares, Inc. Commercial Bank 4.83 0.50 3,341 0.15 106,628
Queensborough Company Augusta Ga. Bank Holding Company 4.83 NA 35,341 0.02 1,118,981
156 Citizens State Bank Hugoton Kan. Hugoton Bancshares, Inc. Commercial Bank 4.82 3.93 3,996 -0.07 118,192
First Federal Bank & Trust Sheridan Wyo. Savings & Loan Assoc 4.82 5.02 9,364 -0.18 300,770
First State Bank of Bigfork Bigfork Minn. Bigfork Bancshares, Inc. Commercial Bank 4.82 4.63 3,002 -0.74 75,995
159 Capitol National Bank Lansing Mich. Commercial Bank 4.79 4.98 4,082 -0.02 118,389
New Buffalo Savings Bank New Buffalo Mich. New Bancorp, Inc. Savings & Loan Assoc 4.79 3.06 4,474 0.00 119,695
161 State National Bank of Groom Groom Tex. Groom Bancshares, Inc. Commercial Bank 4.77 1.04 1,118 0.00 39,679
162 Sunrise Bank Dakota Onida S.D. Adino Company Commercial Bank 4.71 2.22 1,918 -5.16 60,153
163 HomePride Bank Mansfield Mo. Banc 60, Inc. Commercial Bank 4.70 10.09 3,614 2.37 97,035
164 County Bank Rehoboth Beach Del. CB Financial Corporation Commercial Bank 4.69 5.63 12,521 0.01 358,153
Sherwood State Bank Sherwood Ohio Sherwood Banc Corporation Commercial Bank 4.69 4.46 2,041 0.08 65,381
166 South Carolina Community Bank Columbia S.C. SCCB Financial Corporation Commercial Bank 4.67 14.64 1,563 0.82 56,329
Sutton Bank Attica Ohio Sutton Bancshares, Inc. Commercial Bank 4.67 1.40 13,410 2.17 489,713
168 Crown Bank Elizabeth N.J. Commercial Bank 4.63 8.94 16,964 -0.27 523,410
Normangee State Bank Normangee Tex. Normangee Bancshares, Inc. Commercial Bank 4.63 7.47 3,614 1.42 122,582
170 Farmers and Merchants Bank of Mound City, Kansas Mound City Kan. Cunningham Agency, Inc. Commercial Bank 4.61 4.49 1,484 0.05 39,402
171 Anna-Jonesboro National Bank Anna Ill. Union County Bancshares, Inc. Commercial Bank 4.58 6.25 5,301 0.45 230,437
Citizens Bank Nashville Ga. Nashville Holding Company Commercial Bank 4.58 4.96 7,515 0.30 248,116
Harrison Building and Loan Association Harrison Ohio Savings & Loan Assoc 4.58 4.69 5,394 0.00 220,080
174 Farmers and Merchants State Bank Langdon N.D. F & M Bancshares, Inc. Commercial Bank 4.56 3.24 2,985 0.01 99,286
Home Loan State Bank Grand Junction Colo. Commercial Bank 4.56 3.26 2,962 -0.42 122,248
176 Community Bank of Trenton Trenton Ill. CBT Bancorp, Inc. Commercial Bank 4.55 5.51 2,643 -0.02 80,606
Farmers Bank of Milton Milton Ky. Farmers Financial Corporation Commercial Bank 4.55 4.34 6,722 0.27 238,150
First Federal Savings Bank Rochester Ind. American Midwest Financial Corp. Savings & Loan Assoc 4.55 4.77 15,274 0.08 429,714
179 State Savings Bank Rake Iowa Rake Bancorporation Commercial Bank 4.54 5.44 2,953 1.24 73,785
180 Farmers-Merchants Bank & Trust Company Breaux Bridge La. Commercial Bank 4.53 6.67 10,650 0.01 303,679
181 Farmers and Merchants Bank Caldwell Ohio FarmMerc, Inc. Commercial Bank 4.51 2.99 3,638 -0.05 112,174
182 EH National Bank Beverly Hills Calif. Commercial Bank 4.50 3.59 6,388 1.45 178,164
183 Cass County Bank, Inc. Plattsmouth Neb. Citizens National Corporation Commercial Bank 4.47 4.71 2,384 -0.01 70,154
Community State Bank Union Grove Wis. Union Bancorporation, Inc. Commercial Bank 4.47 6.44 10,372 -0.17 374,578
185 OFG Bancorp San Juan P.R. Bank Holding Company 4.46 4.11 199,642 1.43 6,501,562
Security Bank, s.b. Springfield Ill. Savings Bank 4.46 5.05 4,409 0.02 123,931
187 Citizens State Bank of Roseau Roseau Minn. Roseau Realty Company, Inc. Commercial Bank 4.45 4.04 4,870 0.22 207,047
Farmers State Bank, S/B Bolivar Mo. Farmers Financial Corporation Commercial Bank 4.45 5.37 2,384 0.00 67,375
Soy Capital Bank and Trust Company Decatur Ill. SCB Bancorp, Inc. Commercial Bank 4.45 1.23 11,401 0.07 477,483
190 Superior Savings Bank Superior Wis. Savings Bank 4.44 4.22 1,951 0.31 65,265
191 Century Bank of Kentucky, Inc. Lawrenceburg Ky. Century Bancshares, Inc. Commercial Bank 4.43 5.26 4,765 -0.03 137,138
Morganton Savings Bank, S.S.B. Morganton N.C. Savings Bank 4.43 8.63 2,178 -0.24 81,244
193 Lumbee Guaranty Bank Pembroke N.C. Commercial Bank 4.42 5.25 7,850 0.33 312,126
Unity Bank Augusta Wis. Augusta Financial Corporation Commercial Bank 4.42 0.43 6,565 0.00 182,071
195 Citizens Bank of Newburg Rolla Mo. Newburg Insurance Agency, Inc. Commercial Bank 4.41 5.99 4,497 0.00 147,532
First National Bank & Trust Company of McAlester McAlester Okla. First of McAlester Corporation Commercial Bank 4.41 4.12 12,333 0.00 472,553
First State Bank of Purdy Monett Mo. Purdy Bancshares, Inc. Commercial Bank 4.41 2.16 4,883 0.04 159,708
198 Industrial Bank Washington D.C. IBW Financial Corporation Commercial Bank 4.40 4.86 13,096 0.18 414,470
199 Conway Bank Conway Springs Kan. Norcon Financial Corp. Commercial Bank 4.39 4.86 3,257 0.00 106,193
Woodruff Federal Savings and Loan Association Woodruff S.C. Savings & Loan Assoc 4.39 2.36 2,509 0.00 89,092

Data from preliminary quarterly call reports. Excludes institutions whose loans were less than 50% of assets.
*Nonperforming loans net of the delinquent U.S. government-guaranteed portion, divided by total loans.
**Sum total of nonaccruing loans (excluding debt securities and other assets) and restructured loans, minus the guaranteed portion of nonaccruing loans wholly or partially guaranteed by the U.S. government.
***Chargeoffs, minus recoveries credited to the loan allowance. For savings institutions, net chargeoffs related to specific valuation allowance are included. Divided by average loans and leases.
Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of Sept. 21, 2018.
© 2018 American Banker
Source: SNL Financial, Charlottesville, Va. (

www.snl.com
)