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Why midsize buyers could set pace for bank consolidation

Why midsize buyers could set pace for bank consolidation

Associated Banc-Corp is the latest industry welterweight to get back into M&A. That should benefit larger sellers that have watched the bigger regionals sit idle in the last couple of years.

Video CECL's effect on expected earnings

How to measure and predict earnings volatility given a new set of dynamics introduced by CECL

Partner Insights
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Accounting June 21
BankThink Why CFPB’s arbitration rule is essential (two words: Wells Fargo)

Piecemeal settlement through mandatory arbitration masks widespread misconduct like Wells Fargo’s fake-accounts scandal. Class actions bring such systemic abuses to light, and should always be an option for consumer redress.

Arbitration Lauren Saunders July 21
The Fed’s got some big decisions to make on faster payments

For the last two years, the central bank has allowed the private sector to drive a process aimed at modernizing the nation's payments system. Now the Fed will have to determine what its own role will be.

Faster payments Kevin Wack July 21
Regionals find new growth levers to pull in consumer banking

Auto risks mounting. Mortgage market tightening. Are there any good risks these days in consumer lending?

Consumer banking Kristin Broughton July 21

The Latest

TCF profits rise as stronger margin outweighs decline in fees

Net interest income rose 7% and margins widened 17 basis points at the Wayzata, Minn., company.

Earnings Kristin Broughton 1h ago

Earnings Kristin Broughton 1h ago
BankThink Forget fintechs. Focus on your customer

Kevin Tynan
Senior Vice President of Marketing Liberty Bank

A handful of underfinanced startups aren’t enough to sink the industry. Community banks will survive digital disruption so long as they concentrate on what their customers want and need.

Digital banking 2h ago

Digital banking 2h ago
Video Agile processing: A better model for credit issuer processing

To stay top of wallet and win new customers, you need the control and freedom to respond quickly to market preferences.

Bank technology July 12, 2016

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Bank technology July 12, 2016
Wells Fargo ordered to reinstate, pay California whistleblower

The branch manager was terminated after she reported conduct by at least three private bankers working under her that she believed to be bank, wire and mail fraud.

Branch banking July 21

Branch banking July 21
That was no typo: B of A held onto 90% of 2Q mortgage originations

It’s a very large number for any bank, but Bank of America executives said the move makes good economic sense and promotes relationship-building with customers.

Earnings Brad Finkelstein July 21

Earnings Brad Finkelstein July 21
Regulators begin review of Volcker Rule

Five regulators agreed to coordinate "their respective reviews" on the exclusion of foreign funds from Volcker Rule restrictions.

Volcker Rule Lalita Clozel July 21

Volcker Rule Lalita Clozel July 21
Do regulators still need to issue an exec comp rule?

A regulatory plan to create new restrictions on banks’ executive compensation practices appears dead — but changes since the financial crisis may have made the proposal largely obsolete anyway.

Compensation John Heltman July 21

Compensation John Heltman July 21

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Multimedia

Deposits take center stage in banks' 2Q earnings

Now that the Federal Reserve has raised short-term rates four times in the past 18 months, all eyes are on deposit costs as banks seek to keep pricing low and fatten margins. But that effort is complicated by the fact that banks must prepare for the unwinding of the Fed's balance sheet and consumers' rapid adoption of mobile deposits.

Podcast Breaking Banks: Plug and Play fintech

Plug and Play is the world’s largest tech accelerator. This episode profiles its fintech vertical.

'Vandalism is never minor in banking': Comments of the week

Readers question acting comptroller Noreika, weigh in on SoFi’s charter application, defend Trump’s exit from the Paris Accord, and more.

Podcast Big-bank M&A is coming back, says KBW's Tom Michaud

The CEO of Keefe, Bruyette & Woods, a top matchmaker for bank mergers, explains why large banks will soon return to dealmaking after a long absence, the case for starting new banks and the enduring value of branches.

BankThink

Forget fintechs. Focus on your customer

Kevin Tynan
Senior Vice President of Marketing
Liberty Bank

A handful of underfinanced startups aren’t enough to sink the industry. Community banks will survive digital disruption so long as they concentrate on what their customers want and need.

Digital banking 2h ago
The reason small lenders are leery of GSE reform

Michael Jones
Chief Financial Officer
Georgetown Mortgage LLC

From the small lender’s perspective, most of the various GSE reform proposals that have been offered are designed to advance the interests of the big banks.

GSE reform July 21
Why CFPB’s arbitration rule is essential (two words: Wells Fargo)

Lauren Saunders
Associate Director
National Consumer Law Center

Piecemeal settlement through mandatory arbitration masks widespread misconduct like Wells Fargo’s fake-accounts scandal. Class actions bring such systemic abuses to light, and should always be an option for consumer redress.

Arbitration July 21
Why Maria Vullo is a fintech skeptic

Tanaya Macheel
Fintech reporter

A profile of New York's top cop for banking offers insight into her thinking on hot regulatory issues; the women behind the machine learning at Morgan Stanley and UBS see a future with better advice; plus, Jane Austen and the new Doctor Who.

Gender issues July 20

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Research

Research Report Index of Banking Activity: May IBA at 56.7

Pace of expansion moderates as real estate remains buoyant but stresses mount in agriculture sector and concerns begin to emerge over the quality of credit applicants.

June 26
Research Report Early Optimism on Regulatory Relief Gives Way to Reality

Post-election exuberance about the prospects for rollback of Dodd-Frank regulations has been tempered by the political realities facing the President and Congress.

June 19
Research Report Are Risk Levels Rising for Banks? Execs Think So

More bankers say risk is rising — across all categories — than did in a survey conducted two years ago.

May 24
Research Report Cross Selling: What's Really Going On?

This report aims to explore banks' current practices as they relate to cross-selling.

December 14, 2016

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Resources

Web Seminar Mortgage loan processing: Helping to reduce operational risks and improve overall efficiency

In an age of high-speed technology and increasing customer demands for online applications and fast responses, the mortgage loan process remains highly paper-based.

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Mortgages
Web Seminar E-signatures in banking: Looking beyond the initial use case

Over the past five years, retail and commercial banks, credit unions, and other financial services organizations have been adopting e-signatures for a variety of use cases.

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E-signature
Web Seminar Reinventing the banking experience with Digital Bank

Turn your banks one to many, reactive, transaction-based customer experience into one to one

Sponsored by Salesforce Deloitte Digital

Digital banking
Web Seminar The cybercrime behemoth: An analysis of evolving threats using the periodic table of attack vectors

Cybercrime is an ever-evolving beast, a fully functioning industry incorporating nation states, globally-networked fraud rings and opportunistic lone wolves.

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Cybersecurity

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