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Do regulators still need to issue an exec comp rule?

Do regulators still need to issue an exec comp rule?

A regulatory plan to create new restrictions on banks’ executive compensation practices appears dead – but changes since the financial crisis may have made the proposal largely obsolete anyway.

Video CECL's effect on expected earnings

How to measure and predict earnings volatility given a new set of dynamics introduced by CECL

Partner Insights
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Accounting June 21
Regionals find new growth levers to pull in consumer banking

Auto risks mounting. Mortgage market tightening. Are there any good risks these days in consumer lending?

Consumer banking Kristin Broughton 41m ago
Deposits take center stage in banks' 2Q earnings

Now that the Federal Reserve has raised short-term rates four times in the past 18 months, all eyes are on deposit costs as banks seek to keep pricing low and fatten margins.

Deposits Kristin Broughton 2h ago
BankThink Why CFPB’s arbitration rule is essential (two words: Wells Fargo)

Piecemeal settlement through mandatory arbitration masks widespread misconduct like Wells Fargo’s fake-accounts scandal. Class actions bring such systemic abuses to light, and should always be an option for consumer redress.

Arbitration Lauren Saunders 7h ago

The Latest

Regulators begin review of Volcker Rule

Five regulators agreed to coordinate "their respective reviews" on the exclusion of foreign funds from Volcker Rule restrictions.

Volcker Rule Lalita Clozel 17m ago

Volcker Rule Lalita Clozel 17m ago
The Fed’s got some big decisions to make on faster payments

For the last two years, the central bank has allowed the private sector to drive a process aimed at modernizing the nation's payments system. Now the Fed will have to determine what its own role will be.

Faster payments Kevin Wack 39m ago

Faster payments Kevin Wack 39m ago
Video Agile processing: A better model for credit issuer processing

To stay top of wallet and win new customers, you need the control and freedom to respond quickly to market preferences.

Bank technology July 12, 2016

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Bank technology July 12, 2016
Santander's call-center workers bring union push to Washington

Call-center workers at Santander Consumer USA, concerned about what they deem aggressive collections tactics, are looking to unionize with the help of some big names on Capitol Hill.

Consumer banking 2h ago

Consumer banking 2h ago
Flood insurance reform deal adds momentum to House bill

House Financial Services Committee leaders and two top real estate trade groups have cut a deal on a bill to reform the National Flood Insurance Program.

Flood insurance Brian Collins 4h ago

Flood insurance Brian Collins 4h ago
Commercial lending, wider margin boost Webster's profit

A double-digit increase in the size of the Connecticut company's commercial book factored heavily into its improved second-quarter results.

Community banking Allison Prang 4h ago

Community banking Allison Prang 4h ago
Iberiabank reports higher profit tied to loan growth

The size of the Louisiana company's loan portfolio increased by 6% from a year earlier, helping offset weaker noninterest income.

Community banking Allison Prang 5h ago

Community banking Allison Prang 5h ago

See all of The Latest

Multimedia

Deposits take center stage in banks' 2Q earnings

Now that the Federal Reserve has raised short-term rates four times in the past 18 months, all eyes are on deposit costs as banks seek to keep pricing low and fatten margins. But that effort is complicated by the fact that banks must prepare for the unwinding of the Fed's balance sheet and consumers' rapid adoption of mobile deposits.

Podcast Breaking Banks: Plug and Play fintech

Plug and Play is the world’s largest tech accelerator. This episode profiles its fintech vertical.

'Vandalism is never minor in banking': Comments of the week

Readers question acting comptroller Noreika, weigh in on SoFi’s charter application, defend Trump’s exit from the Paris Accord, and more.

Podcast Big-bank M&A is coming back, says KBW's Tom Michaud

The CEO of Keefe, Bruyette & Woods, a top matchmaker for bank mergers, explains why large banks will soon return to dealmaking after a long absence, the case for starting new banks and the enduring value of branches.

BankThink

The reason small lenders are leery of GSE reform

Michael Jones
Chief Financial Officer
Georgetown Mortgage LLC

From the small lender’s perspective, most of the various GSE reform proposals that have been offered are designed to advance the interests of the big banks.

GSE reform 6h ago
Why CFPB’s arbitration rule is essential (two words: Wells Fargo)

Lauren Saunders
Associate Director
National Consumer Law Center

Piecemeal settlement through mandatory arbitration masks widespread misconduct like Wells Fargo’s fake-accounts scandal. Class actions bring such systemic abuses to light, and should always be an option for consumer redress.

Arbitration 7h ago
Why Maria Vullo is a fintech skeptic

Tanaya Macheel
Fintech reporter

A profile of New York's top cop for banking offers insight into her thinking on hot regulatory issues; the women behind the machine learning at Morgan Stanley and UBS see a future with better advice; plus, Jane Austen and the new Doctor Who.

Gender issues July 20
Good customer service is saying, ‘I’m sorry’

Alex Johnson
Senior Marketing Manager
FICO

Customer services are between two human beings. The quality of their exchange is more important than the resolution.

Customer data July 20

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Research

Research Report Index of Banking Activity: May IBA at 56.7

Pace of expansion moderates as real estate remains buoyant but stresses mount in agriculture sector and concerns begin to emerge over the quality of credit applicants.

June 26
Research Report Early Optimism on Regulatory Relief Gives Way to Reality

Post-election exuberance about the prospects for rollback of Dodd-Frank regulations has been tempered by the political realities facing the President and Congress.

June 19
Research Report Are Risk Levels Rising for Banks? Execs Think So

More bankers say risk is rising — across all categories — than did in a survey conducted two years ago.

May 24
Research Report Cross Selling: What's Really Going On?

This report aims to explore banks' current practices as they relate to cross-selling.

December 14, 2016

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Resources

Web Seminar Mortgage loan processing: Helping to reduce operational risks and improve overall efficiency

In an age of high-speed technology and increasing customer demands for online applications and fast responses, the mortgage loan process remains highly paper-based.

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Mortgages
Web Seminar E-signatures in banking: Looking beyond the initial use case

Over the past five years, retail and commercial banks, credit unions, and other financial services organizations have been adopting e-signatures for a variety of use cases.

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E-signature
Web Seminar The cybercrime behemoth: An analysis of evolving threats using the periodic table of attack vectors

Cybercrime is an ever-evolving beast, a fully functioning industry incorporating nation states, globally-networked fraud rings and opportunistic lone wolves.

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Cybersecurity
Web Seminar Keeping PACE with consumer banking trends

What do customers really think about the performance of their bank?

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Digital banking

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