Why it's so hard to sell banks on small-dollar lending

While industry officials welcomed a bulletin from the Office of the Comptroller of the Currency encouraging banks to develop alternatives to payday loans, they are making no commitments to offer such products.

Article CECL FAQs modeling challenges

Over 35% of firms are still considering the type of models they will use for CECL implementation.

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CECL May 8
Banks see telecommuting as chance to gain recruiting edge

A competitive job market and improved security protocols are pushing more banks to consider letting employees work remotely.

Community banking Hilary Burns May 24
9 provisions of reg relief law important to small banks

As President Trump signed the regulatory relief bill into law on Thursday, most of the attention is on a provision to help regional banks with more than $50 billion of assets. But a majority of the new law is aimed at helping institutions below $10 billion. Here's how.

Regulatory relief Rob Blackwell May 24
Bankshot Big banks may pay political cost of reg relief despite gaining little

Though the regulatory relief law easing the Dodd-Frank Act does little to help the biggest banks, it is still fueling progressive Democrats' anger at Wall Street. That will matter when Democrats eventually retake power.

Regulatory reform Rob Blackwell May 24

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It's the law: Trump signs off on reg relief bill

The industry’s biggest legislative victory in a decade made it to the finish line Thursday.

Regulatory reform Neil Haggerty May 24

Regulatory reform Neil Haggerty May 24
'Naughty banks for trying to make a profit': Comments of the week

Readers celebrate first quarter earnings, weigh in on banks using blockchain, slam a postal banking proposal and more.

HMDA Mary Wisniewski 6h ago

HMDA Mary Wisniewski 6h ago
Article 2017 U.S. community bank and credit union rankings

S&P global market intelligence ranks the top performing banks of 2017

Banking May 2

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Banking May 2
Decision on fintech charter coming this summer: OCC’s Otting

The remarks by the comptroller of the currency came as his agency released a new report on emerging risks in the banking industry.

Fintech regulations Joe Adler May 24

Fintech regulations Joe Adler May 24
HomeStreet's board nominees re-elected after proxy battle

An activist investor, which opposed two director nominees, failed to obtain the legally required approval from the Seattle company's state bank regulator before launching its challenge.

Community banking Jackie Stewart May 24

Community banking Jackie Stewart May 24
Plenty of payday loan customers have good credit: TransUnion

A chunk of alternative loan customers are perfectly creditworthy, a report from the credit bureau shows.

Underbanked Penny Crosman May 24

Underbanked Penny Crosman May 24
Senate confirms McWilliams to FDIC, rounding out Trump bank team

Jelena McWilliams, most recently chief legal officer at Fifth Third, previously served as a Senate GOP aide and an attorney at the Federal Reserve Board.

FDIC Victoria Finkle May 24

FDIC Victoria Finkle May 24

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Multimedia

'Naughty banks for trying to make a profit': Comments of the week

Readers celebrate first quarter earnings, weigh in on banks using blockchain, slam a postal banking proposal and more.

9 provisions of reg relief law important to small banks

As President Trump signed the regulatory relief bill into law on Thursday, most of the attention was on a provision to help regional banks with more than $50 billion of assets. But a majority of the new law is aimed at helping institutions below $10 billion. Here's how.

Podcast How to recognize the banks that can survive the fintech threat

Moody’s lead analyst Fadi Massih shares what he looks for when deciding how to rate banks, including traits that could help them withstand fintech competition.

Reg relief's done. What's next for banks?

The Senate bill is a huge win for the banking industry, but there are still plenty of unresolved legislative issues of interest to financial institutions.

BankThink

Big banks may pay political cost of reg relief despite gaining little

Rob Blackwell
Editor-in-Chief
American Banker

Though the regulatory relief law easing the Dodd-Frank Act does little to help the biggest banks, it is still fueling progressive Democrats' anger at Wall Street. That will matter when Democrats eventually retake power.

Regulatory reform May 24
To improve data sharing, borrow from Europe

Bob Miller
CEO and Vice Chairman
Private Client Resources

New European Union privacy rules could serve as a guide for U.S. banks.

Customer data May 24
Get ready for some big bank deals

Paul Davis

A recent wave of high-premium acquisitions, paired with sweeping regulatory reform, is setting the stage for more large-scale M&A.

Community banking May 23
DOJ's effort to stop 'piling on' banks a good first step

Thomas P. Vartanian
Senior Counsel
Dechert LLP

The Justice Department announced this month that it would seek to reduce duplicative penalties against banks, although more reforms are needed to rein in other agencies.

Enforcement actions May 23

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Research

Research Report Regulation and Policy: What to Watch for in 2018

Inside, a look at the state of policy play on a range of key industry issues that may impact 2018 midterm elections.

Regulatory actions and programs December 29, 2017
Research Report FinTech2018: AI, Blockchain, and the Cloud

Technology spending at banks is set to climb again in 2018 with budget growth at small banks exceeding that of large banks.

Fintech December 22, 2017
Research Report Deposit Costs: How Long Can Banks Hold Out?

Technology has made it is easier than ever for customers to migrate their funds, which means the battle for highly-valued core deposits is likely to heat up.

Deposits October 30, 2017
Research Report GSE Reform: Bracing for a New Normal

There is broad agreement among bank executives that a future without Fannie Mae and Freddie Mac would mean tighter credit, higher rates and lower volume.

September 28, 2017

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Resources

Web Seminar Platform economics disrupt banking – Here’s what to do about it

As banks embark on journeys of digital transformation, the efforts at many firms are too chaotic and slow moving to yield quick results.

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Web Seminar Top 5 trends in digital identity verification

Digital customer acquisition has quickly become a top priority for retail financial institutions.

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Web Seminar Beyond CECL: Aligning your business strategies

The transition to CECL is fast approaching. Many firms are well underway in establishing the necessary frameworks to comply with the new accounting standard.

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CECL
Web Seminar Standardizing regulatory reporting processes through Tableau powered dashboards

Join a discussion and demo with Accenture’s Finance & Risk team on how they are helping their clients use Tableau to visually measure, monitor and execute complex business processes such as Regulatory Reporting

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