Decentralization remains central to Heartland's strategy

CEO Bruce Lee believes a multicharter model, which many other banks have scrapped, gives the Iowa company an edge in smaller markets.

Article Underwriting self-employed borrowers

Freddie Mac helps lenders to better serve this expanding market segment

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Fintech April 17
9 provisions of reg relief law important to small banks

As President Trump signed the regulatory relief bill into law on Thursday, most of the attention is on a provision to help regional banks with more than $50 billion of assets. But a majority of the new law is aimed at helping institutions below $10 billion. Here's how.

Regulatory relief Rob Blackwell May 24
Fed’s Powell: We can’t be independent without being transparent

As the Fed continues to hone post-crisis tools, its chairman said central banks cannot take their independence for granted.

Federal Reserve Joe Adler May 25
Wary of acquisitions, Canadian banks emphasize organic growth in U.S.

Royal Bank of Canada, CIBC and Toronto-Dominion have the capital to do deals, but they would rather use it to build out new business lines or expand into new markets than buy other banks. Here’s why.

M&A Laura Alix May 25

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Women in Banking A dirty little secret, an offensive hat and another cliffhanger

Tanaya Macheel
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Bankers to British royalty are not so decorous. Aussies play the (gender) blame game, after AMP fiasco. NYSE's Stacey Cunningham could be standing on a cliff. And, what’s with the men of "Arrested Development"?

Consumer banking May 26

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CIT shuffles leadership of risk unit

The New York company on Friday promoted Wahida Plummer, who was previously in charge of regulatory matters, to chief risk officer and expanded the role of its chief credit officer.

C-suite Kristin Broughton May 25

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Article 2017 U.S. community bank and credit union rankings

S&P global market intelligence ranks the top performing banks of 2017

Banking May 2

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Banking May 2
CFPB’s Mulvaney plots HMDA rollback, but it may not matter

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HMDA Kate Berry May 25

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Senate Democrats: Update CRA but don't undercut it

More than a dozen lawmakers wrote to the banking agencies Friday, arguing that any regulatory reforms to the Community Reinvestment Act should focus on expanding access to credit.

CRA Neil Haggerty May 25

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Emclaire expands Pittsburgh operations with Community First deal

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Community banking Jackie Stewart May 25

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How Wells Fargo is exploring the future of digital banking

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Artificial intelligence Nathan DiCamillo May 25

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Multimedia

Reg relief, ADA bank threat, Wells millennial app: Top stories of the week

Comprehensive analysis of the banking industry's first big legislative victory since the crisis; lawsuits target banks with websites in violation of the Americans with Disabilities Act; what a homegrown app for millennials has to teach Wells Fargo; and more from this week's most-read stories.

'Naughty banks for trying to make a profit': Comments of the week

Readers celebrate first quarter earnings, weigh in on banks using blockchain, slam a postal banking proposal and more.

9 provisions of reg relief law important to small banks

As President Trump signed the regulatory relief bill into law on Thursday, most of the attention was on a provision to help regional banks with more than $50 billion of assets. But a majority of the new law is aimed at helping institutions below $10 billion. Here's how.

Podcast How to recognize the banks that can survive the fintech threat

Moody’s lead analyst Fadi Massih shares what he looks for when deciding how to rate banks, including traits that could help them withstand fintech competition.

BankThink

A dirty little secret, an offensive hat and another cliffhanger

Tanaya Macheel
Reporter

Bankers to British royalty are not so decorous. Aussies play the (gender) blame game, after AMP fiasco. NYSE's Stacey Cunningham could be standing on a cliff. And, what’s with the men of "Arrested Development"?

Consumer banking May 26
Savings accounts need an overhaul

Kristen Berman
Co-Founder
Common Cents Lab

Banks can help encourage customers to save more by restructuring their accounts.

Digital banking May 25
Big banks may pay political cost of reg relief despite gaining little

Rob Blackwell
Editor-in-Chief
American Banker

Though the regulatory relief law easing the Dodd-Frank Act does little to help the biggest banks, it is still fueling progressive Democrats' anger at Wall Street. That will matter when Democrats eventually retake power.

Regulatory reform May 24
To improve data sharing, borrow from Europe

Bob Miller
CEO and Vice Chairman
Private Client Resources

New European Union privacy rules could serve as a guide for U.S. banks.

Customer data May 24

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Research

Research Report Regulation and Policy: What to Watch for in 2018

Inside, a look at the state of policy play on a range of key industry issues that may impact 2018 midterm elections.

Regulatory actions and programs December 29, 2017
Research Report FinTech2018: AI, Blockchain, and the Cloud

Technology spending at banks is set to climb again in 2018 with budget growth at small banks exceeding that of large banks.

Fintech December 22, 2017
Research Report Deposit Costs: How Long Can Banks Hold Out?

Technology has made it is easier than ever for customers to migrate their funds, which means the battle for highly-valued core deposits is likely to heat up.

Deposits October 30, 2017
Research Report GSE Reform: Bracing for a New Normal

There is broad agreement among bank executives that a future without Fannie Mae and Freddie Mac would mean tighter credit, higher rates and lower volume.

September 28, 2017

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Resources

Web Seminar Platform economics disrupt banking – Here’s what to do about it

As banks embark on journeys of digital transformation, the efforts at many firms are too chaotic and slow moving to yield quick results.

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Web Seminar Top 5 trends in digital identity verification

Digital customer acquisition has quickly become a top priority for retail financial institutions.

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Web Seminar Beyond CECL: Aligning your business strategies

The transition to CECL is fast approaching. Many firms are well underway in establishing the necessary frameworks to comply with the new accounting standard.

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CECL
Web Seminar Standardizing regulatory reporting processes through Tableau powered dashboards

Join a discussion and demo with Accenture’s Finance & Risk team on how they are helping their clients use Tableau to visually measure, monitor and execute complex business processes such as Regulatory Reporting

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