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Why banks’ biggest risk factor may be employees who don’t speak up

Senior leaders may say that they want to hear bad news, but that doesn’t mean lower-level employees are eager to share it with them.

Workplace culture Kristin Broughton 1h ago

Workplace culture Kristin Broughton 1h ago
They liked this digital banking company so much, they bought it

Three years ago the core provider Finastra sought the help of Malauzai to meet customers' cutting-edge technology demands. This week, it bought the software maker.

Digital banking Penny Crosman 2h ago

Digital banking Penny Crosman 2h ago
Hill aide named to run Dodd-Frank research agency

The White House announcement of Dino Falaschetti as the choice to run the Office of Financial Research comes amid signs that the administration has attempted to reduce the agency's independence.

Dodd-Frank Joe Adler 4h ago

Dodd-Frank Joe Adler 4h ago
Overhauling 'Dark Ages' FHA a must for housing reform, HUD says

Risk management and technology systems at the Federal Housing Administration lag decades behind Fannie Mae and Freddie Mac and desperately need to be revamped, according to a top official at HUD.

FHA Hannah Lang 4h ago

FHA Hannah Lang 4h ago
Morgan Stanley training hundreds of digital-first advisers

They will be deployed to the branches and teach veteran brokers how to make use of the firm's new high-tech wealth management tools, the company says.

Wealth management Andrew Welsch 6h ago

Wealth management Andrew Welsch 6h ago
Waters bill would strengthen FHFA oversight of mortgage servicers

The bill aimed at helping struggling homeowners also requires documentation of servicer behavior and FHFA evaluation of the services provided to borrowers.

Servicing Neil Haggerty 6h ago

Servicing Neil Haggerty 6h ago
Where is State Street deploying AI? Everywhere

Reconciling accounts, predicting market turns and their effects on portfolios, and even answering client faxes (yes, faxes) can all be done better with artificial intelligence, the custody bank says. Experts describe it as a cutting-edge program.

Artificial intelligence Penny Crosman 7h ago

Artificial intelligence Penny Crosman 7h ago

The central bank's rule-writing workload is expected to remain busy for the foreseeable future, thanks in large part to enactment of the recent regulatory relief bill.

USAA vs. Wells, BofA's Erica, SARs relief: Top stories of the week

Wells Fargo on the receiving end of USAA's long-standing intellectual property threat; millions are mad about Erica, Bank of America's virtual assistant; relief may be in reach for bankers fed up with SARs; and more from this week's most-read stories.

'Bye, Felicia': Comments of the week

Readers respond to a bill designed to modernize the anti-money-laundering rules, applaud the acting head of the CFPB’s decision to fire the members of the bureau’s advisory councils, opine on when a bank ought to communicate it has been hacked and more.

BankThink

Regulators’ dangerous plan to carve up the Volcker Rule

Gregg Gelzinis

Research Assistant for the Economic Policy team
Center for American Progress

A proposal to revise parts of the Dodd-Frank Act ban on proprietary trading would make it easier for banks to conduct risky trades.

CFPB leadership decision, fintech's future: Five events to watch

Victoria Finkle

Editor
American Banker

From a major CFPB deadline to a long-anticipated fintech report, there's a lot to watch for in the days to come.

A bro-think remedy, a new crypto czar and a Facebook facepalm

Aditi Sangal

Starling's Anne Boden and Mastercard's Ann Cairns have a similar warning for the banking and tech sectors. Facebook scolds activist investor Natasha Lamb for being "not nice." And some big Most Powerful Women moves, as Catherine Keating takes a new CEO job and Kathie Andrade exits TIAA.

Will states fill the CFPB enforcement void?

Charlotte Corley

Chair
Conference of State Bank Supervisors

The new chair of the Conference of State Bank Supervisors argues that state regulators will keep protecting consumers if the CFPB curtails oversight.

See all BankThink

Research

Research Report Banks and Credit Bureaus: Where Things Stand

Most lenders are staying the credit bureau course in underwriting but some are mulling changes, particularly when it comes to marketing.

Credit scores June 1
Research Report Open APIs: Use Cases Grow, Tension Lingers

The widely held belief that application programming interfaces are the key to banking’s future rests on the many ways early adopters are experimenting with the technology. But security and privacy concerns are still leading many in the industry to hold back.

APIs May 30
Research Report Regulation and Policy: What to Watch for in 2018

Inside, a look at the state of policy play on a range of key industry issues that may impact 2018 midterm elections.

Regulatory actions and programs December 29, 2017
Research Report FinTech2018: AI, Blockchain, and the Cloud

Technology spending at banks is set to climb again in 2018 with budget growth at small banks exceeding that of large banks.

Fintech December 22, 2017

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Resources

Web Seminar Rightsizing the cost of compliance

Since the financial crisis, compliance costs have risen exponentially. The current level of spend for most financial institutions is not sustainable in today’s low margin environment.

Sponsor content from

Compliance
Web Seminar Beyond compliance: Put your data to work

The way that customers interact with their financial institutions and manage their money is constantly changing.

Sponsor content from

AML
Web Seminar Europe’s data privacy rules: What U.S. bankers need to know

Any bank that serves one European customer has to comply with the strict rules of the EU's GDRP Regulation.

Sponsored by

GDPR
Web Seminar All banking apps aren’t created equal: building a better digital experience for the savvy customer

It’s the Fourth Industrial Revolution, and next-generation technologies such as artificial intelligence and the Internet of Things are connecting businesses to customers in new ways.

Sponsor content from

Digital banking

See all Resources

Trump's CFPB choice faces uphill battle — and that's part of the plan

Behind BofA's hiring push in low-income areas

Pelosi, Brown criticize Trump's pick to lead CFPB

The Latest

Why banks’ biggest risk factor may be employees who don’t speak up

They liked this digital banking company so much, they bought it

Hill aide named to run Dodd-Frank research agency

Overhauling 'Dark Ages' FHA a must for housing reform, HUD says

Morgan Stanley training hundreds of digital-first advisers

Waters bill would strengthen FHFA oversight of mortgage servicers

Where is State Street deploying AI? Everywhere

Multimedia

6 items on Fed’s full regulatory docket

USAA vs. Wells, BofA's Erica, SARs relief: Top stories of the week

Podcast 'Stop hiring people with banking experience'

'Bye, Felicia': Comments of the week

BankThink

Regulators’ dangerous plan to carve up the Volcker Rule

Gregg Gelzinis

CFPB leadership decision, fintech's future: Five events to watch

Victoria Finkle

A bro-think remedy, a new crypto czar and a Facebook facepalm

Aditi Sangal

Will states fill the CFPB enforcement void?

Charlotte Corley

Research

Research Report Banks and Credit Bureaus: Where Things Stand

Research Report Open APIs: Use Cases Grow, Tension Lingers

Research Report Regulation and Policy: What to Watch for in 2018

Research Report FinTech2018: AI, Blockchain, and the Cloud

Resources

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