Research

American Banker's AI Talent Shift survey of 206 banking professionals ranks AI fluency first and pure software-development skills last.

American Banker's BNPL Tradeoff Survey finds risk and regulatory fears are leading many banks and credit unions to hold off on offering the lending product.

Only 16% of 206 banking pros rated their institution "high" or "very high" — and most of those ratings rest on no formal measurement.

American Banker's 2026 AI Talent Shift survey found that half of all respondents said they are at least moderately literate in AI.

American Banker data finds that hiring could outpace layoffs in the months to come, and artificial intelligence is not as big a driver as many believe.

American Banker data found that those who upped artificial intelligence spending by more than 25% in the last year saw major improvements in employee output.

American Banker's 2026 AI Talent Shift survey finds that most institutions upped spending on artificial intelligence by at least 10% over the last year.

American Banker data finds that a majority of executives investing in technology expect payments enhancements in the immediate future as well as further out.

Banks must plan to support decentralized finance without disturbing their existing businesses. That's easier said than done.

American Banker data finds that regulatory clarity is the top ask from executives holding back on adoption planning.

New research from American Banker finds that the largest banks are the top players in stablecoin issuance and on-chain technology adoption.

Banks and credit unions are pairing AI-driven efficiency with stable staffing and cross-training to scale mortgage production as originations rebound and technology expands capacity.

Research from American Banker finds that executives are under pressure from nonbank firms and are concerned about identity theft in 2026.

Executives have more trust in the central bank's board than their smaller-bank brethren, according to American Banker's 2026 Predictions report.

Top takeaways from American Banker's 2026 Predictions report finds that midsize bankers push for app investments and are concerned about wire transfer fraud.

American Banker's 2026 Predictions report finds that nonbank entities and check fraud are major threats to local banks in the coming months.

Pulte says a GSE stock offering remains likely in 2026, but other policy paths are in play. NMN survey data shows the industry expects broader changes first.

Executives surveyed by American Banker said companies vying to wrestle market share from banks are a major threat to operations in the coming year.

Defenses against financial schemes, both physical and digital, could leave executives scrambling to keep up with the pace of bad actors over the coming months.