Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios

On Jun. 30, 2019. Dollars in thousands.

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Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios
Rank Name City State Parent Name Company Type

Adjusted nonperforming loan ratio*

Nonperformers** Net chargeoffs*** Assets
Jun. 30 Year earlier
1 State Central Bank Bonaparte Iowa Logan Investment Corporation Commercial Bank $36.51 $37.50 $7,152 -1.79 $38,366
2 First State Bank of Malta Malta Mont. FS Banco, Inc. Commercial Bank 25.99 3.62 24,868 1.27 134,273
3 Markesan State Bank Markesan Wis. Sword Financial Corporation Commercial Bank 23.72 31.76 19,088 2.99 117,517
4 Jackson County Bank Black River Falls Wis. Wisconsin Bank Services, Inc. Commercial Bank 17.90 14.61 19,569 5.75 206,412
5 First State Bank Barboursville W.Va. First Bankshares, Inc. Commercial Bank 17.52 16.18 17,553 0.54 155,721
6 First City Bank of Florida Fort Walton Beach Fla. Florida First City Banks, Inc. Commercial Bank 17.28 18.51 16,133 0.64 149,084
7 First State Bank of Healy Healy Kan. Commercial Bank 16.04 21.57 7,605 -0.07 78,631
8 AllNations Bank Calumet Okla. AllNations Bancorporation, Inc. Commercial Bank 13.60 4.65 3,398 0.64 47,560
9 Commercial State Bank Donalsonville Ga. Georgia Community Bancorp, Incorporated Commercial Bank 13.54 5.09 6,874 -0.01 92,115
10 Louisa Community Bank Louisa Ky. Commercial Bank 13.04 14.78 2,821 5.72 29,726
11 Resolute Bank Maumee Ohio Princeton Capital Holdings LLC Savings & Loan Assoc 12.19 6.09 1,761 -0.03 27,119
12 First National Bank of Hope Hope Kan. Hope Bancshares, Inc. Commercial Bank 12.13 10.71 6,805 0.06 84,732
13 Tri-State Bank of Memphis Memphis Tenn. Commercial Bank 12.02 8.54 5,930 0.02 93,283
14 State Exchange Bank Lamont Okla. State Exchange Bancshares, Inc. Commercial Bank 11.78 5.91 5,974 0.31 64,047
15 Security State Bank of Kenyon Kenyon Minn. Ellingson Corporation Commercial Bank 11.07 12.72 5,041 0.16 54,179
16 Beal Financial Corporation Plano Tex. Savings & Loan HC 11.06 24.02 525,861 0.42 7,148,719
17 Fowler State Bank Fowler Kan. FSB Bankshares, Inc. Commercial Bank 10.99 3.32 5,646 0.66 81,518
18 Bank of Hazlehurst Hazlehurst Ga. Hazlehurst Investors, Inc. Commercial Bank 10.26 12.32 6,526 0.56 126,075
19 City National Bank of New Jersey Newark N.J. City National Bancshares Corporation Commercial Bank 10.18 9.48 8,127 -0.02 142,525
20 Bank of Grandin Grandin Mo. Commercial Bank 9.42 6.58 9,232 0.28 166,540
21 New Frontier Bank Saint Charles Mo. Lincoln County Bancorp, Inc. Commercial Bank 9.39 8.74 5,766 -0.04 86,993
22 Integrity Bank Plus Wabasso Minn. Wabasso Bancshares, Inc. Commercial Bank 9.27 5.58 4,212 -0.01 59,265
23 Sunrise Bank Dakota Onida S.D. Adino Company Commercial Bank 9.11 4.71 3,578 0.54 52,179
24 Martinsville First Savings Bank Martinsville Va. Savings & Loan Assoc 8.98 11.63 1,864 0.08 38,502
25 Bank, The Oberlin Kan. Decatur Investment, Inc. Commercial Bank 8.48 9.35 19,804 0.01 332,717
26 Civis Bank Rogersville Tenn. Volunteer Bancorp, Inc. Commercial Bank 8.47 8.81 4,773 3.64 92,014
27 Union Bank of Blair Blair Wis. Lake Shore III Corporation Commercial Bank 8.43 3.02 7,069 0.03 107,676
28 Davis Trust Company Elkins W.Va. Davis Trust Financial Corporation Commercial Bank 8.42 4.19 7,958 0.01 145,336
29 First BanCorp. San Juan P.R. Bank Holding Company 8.05 9.88 736,131 1.08 12,537,196
30 First National Bank of Wauchula Wauchula Fla. First Hardee Holding Corporation Commercial Bank 7.86 5.67 3,897 0.00 70,596
31 Andes State Bank Lake Andes S.D. Randall Bancshares, Inc. Commercial Bank 7.61 8.04 913 0.21 23,358
32 Ericson State Bank Ericson Neb. Wheeler County Bancshares, Inc. Commercial Bank 7.51 0.00 7,176 3.55 108,739
33 Iowa State Bank Clarksville Iowa Clarkel, Inc. Commercial Bank 7.49 2.16 20,405 1.03 377,009
34 United Bank of Philadelphia Philadelphia Pa. United Bancshares, Inc. Commercial Bank 7.44 8.87 2,383 0.21 46,942
35 Peoples Bank & Trust Company of Hazard Hazard Ky. Hazard Bancorp Commercial Bank 7.36 8.41 12,149 0.46 240,719
36 1st Equity Bank Skokie Ill. First Equity Corp. Commercial Bank 7.34 6.75 5,414 -0.11 102,653
37 First State Bank Shallowater Tex. South Texas Bancshares, Inc. Commercial Bank 7.16 6.28 5,173 0.34 99,833
Geauga Savings Bank Newbury Ohio Maple Leaf Financial, Inc. Savings & Loan Assoc 7.16 7.89 13,270 -0.01 276,736
Vermont State Bank Vermont Ill. Commercial Bank 7.16 2.24 1,724 0.61 28,540
40 Almena State Bank Almena Kan. Almena Investments LLC Commercial Bank 7.04 0.69 6,512 2.79 119,819
KansasLand Bank Quinter Kan. KansasLand Bancshares, Inc. Commercial Bank 7.04 0.69 2,555 0.00 53,948
42 Farmers & Merchants Bank Eatonton Ga. Putnam-Greene Financial Corporation Commercial Bank 7.00 12.43 7,189 0.00 181,285
43 Dickinson County Bank Enterprise Kan. Commercial Bank 6.92 6.75 907 -0.25 16,444
44 Gateway Bank, F.S.B. Oakland Calif. Savings & Loan Assoc 6.84 9.35 5,763 0.00 117,471
45 Ergo Bank Markesan Wis. FS BancShares, Inc. Commercial Bank 6.82 3.87 4,730 0.12 89,100
46 Mutual Federal Bank (MHC) Chicago Ill. Mutual Federal Bancorp, MHC Savings & Loan Assoc 6.81 3.24 3,494 -0.52 72,619
47 Marquette Farmers State Bank of Marquette Marquette Kan. Commercial Bank 6.80 8.48 1,099 0.25 29,282
48 First Federal Savings and Loan Association of Lorain Lorain Ohio Savings & Loan Assoc 6.73 7.48 18,430 -0.28 443,130
49 Citizens Savings Bank Bogalusa La. Savings Bank 6.71 7.78 12,526 0.09 237,611
50 Whitaker Bank, Inc. Lexington Ky. Whitaker Bank Corporation of Kentucky Commercial Bank 6.64 5.87 43,693 0.15 1,174,013
51 St. Landry Homestead Federal Savings Bank Opelousas La. Savings & Loan Assoc 6.60 7.30 10,790 0.09 219,725
52 Farmers Savings Bank Wever Iowa FSB Bancorp Commercial Bank 6.59 5.77 5,935 -0.18 114,990
53 Farmers & Merchants Bank Lakeland Ga. FMB Bancshares, Inc. Commercial Bank 6.57 7.08 23,848 1.72 497,674
54 Alma Bank Astoria N.Y. Commercial Bank 6.55 6.49 67,114 0.00 1,171,722
55 Mercantile Bank of Louisiana, Missouri Louisiana Mo. Northeast Missouri Bancshares, Inc. Commercial Bank 6.46 1.01 4,721 -0.02 114,232
Putnam County National Bank of Carmel Carmel N.Y. Commercial Bank 6.46 7.98 5,259 0.00 161,030
57 Raritan State Bank Raritan Ill. Raritan State Bancorp, Inc. Commercial Bank 6.41 3.65 8,601 0.07 179,498
58 Lafayette State Bank Mayo Fla. Commercial Bank 6.34 4.33 4,105 0.02 107,624
59 Amboy Bancorporation Old Bridge N.J. Bank Holding Company 6.27 7.24 104,781 -0.12 2,305,087
60 Popular, Inc. Hato Rey P.R. Bank Holding Company 6.24 6.26 1,672,000 0.69 50,617,000
61 Cornerstone Bank Atlanta Ga. Cornerstone Bancshares, Inc. Savings & Loan Assoc 6.19 5.40 8,492 2.33 212,446
62 Frontier State Bank Oklahoma City Okla. Commercial Bank 6.14 5.91 24,017 -0.09 604,264
63 Farmers Bank Parsons Tenn. Townsend Financial Corporation Commercial Bank 6.13 6.38 1,166 0.06 35,900
64 Concordia Bank Concordia Mo. Northern Missouri Bancshares, Inc. Commercial Bank 6.10 4.27 3,411 0.00 73,455
65 Corydon State Bank Corydon Iowa Dentel Bancorporation Commercial Bank 6.08 2.56 5,201 0.24 102,941
Wilmington Savings Bank Wilmington Ohio Commercial Bank 6.08 6.29 8,066 -0.06 156,995
67 Garfield County Bank Jordan Mont. Garfield County Bancshares, Inc. Commercial Bank 5.98 5.40 4,304 3.33 91,210
68 Colonial Savings, F.A. Fort Worth Tex. First Western Mortgage Corporation Savings & Loan Assoc 5.97 6.45 31,285 0.05 1,047,125
First Central Bank Cambridge Neb. Central Bancshares, Inc. Commercial Bank 5.97 0.11 4,877 -0.23 112,927
70 Rosedale Federal Savings and Loan Association Baltimore Md. Savings & Loan Assoc 5.95 6.65 41,620 -0.15 963,257
71 Peoples State Bank Prairie Du Chien Wis. Peoples Bancorp, Inc. Commercial Bank 5.93 2.29 33,435 1.69 779,325
72 EvaBank Cullman Ala. Commercial Bank 5.90 8.21 17,068 0.02 378,216
73 Peoples Bank Eatonton Ga. Peoples Bankshares, Inc. Commercial Bank 5.87 7.62 4,684 0.20 125,603
74 Rolette State Bank Rolette N.D. Commercial Bank 5.86 5.26 1,779 0.12 39,300
Southwest Capital Bank Albuquerque N.M. Las Vegas Bancorporation, Inc. Commercial Bank 5.86 4.82 14,622 0.03 371,128
Valley Bank of Nevada North Las Vegas Nev. Commercial Bank 5.86 9.67 5,309 0.32 127,795
77 Bank of Washington Washington Mo. Diamond Bancorp, Inc. Commercial Bank 5.85 7.36 33,929 0.18 718,747
78 Santander Holdings USA, Inc. Boston Mass. Banco Santander, SA Bank Holding Company 5.84 8.76 5,401,838 2.36 143,910,431
79 State Bank of Toledo Toledo Iowa Tama County Abstract Company Commercial Bank 5.81 3.39 6,076 0.07 113,192
80 Bank of Evergreen Evergreen Ala. Commercial Bank 5.79 4.29 2,090 -0.20 59,183
81 First Federal Savings and Loan Association of Bath Bath Maine Savings & Loan Assoc 5.74 5.80 6,640 0.00 133,633
Interamerican Bank, A FSB Miami Fla. Savings & Loan Assoc 5.74 9.31 9,688 -0.20 199,673
83 Valley Bank of Ronan Ronan Mont. Valley Holding Company Commercial Bank 5.69 6.76 3,662 -0.04 103,709
84 West Texas State Bank Snyder Tex. WTSB Bancorp, Inc. Commercial Bank 5.68 10.93 3,866 0.84 132,330
85 Bank of Carbondale Carbondale Ill. Carbondale Investment Corporation Commercial Bank 5.59 1.54 7,941 0.00 216,062
86 First National Bank of Dighton Dighton Kan. Dighton National Bancshares, Inc. Commercial Bank 5.55 0.09 1,744 0.00 54,402
Thayer County Bank Hebron Neb. Thayer Agency, Inc. Commercial Bank 5.55 7.58 2,233 0.06 64,974
88 State Savings Bank Rake Iowa Rake Bancorporation Commercial Bank 5.51 4.54 3,654 0.41 74,720
89 F & M Bank and Trust Company Manchester Ga. F & M Holding Company, Inc. Commercial Bank 5.47 6.19 2,572 0.00 67,382
90 Seamen's Bank Provincetown Mass. Savings Bank 5.41 5.84 15,666 0.00 380,564
91 Fort Gibson State Bank Fort Gibson Okla. Firstar Financial Corp. Commercial Bank 5.39 0.00 2,313 8.61 60,976
Sallie Mae Bank Salt Lake City Utah SLM Corporation Commercial Bank 5.39 5.02 1,276,117 1.13 29,485,766
93 Emerald Bank Burden Kan. Commercial Bank 5.36 2.84 579 0.59 17,839
Union Bank Jamestown Tenn. Jamestown Union Bancshares, Inc. Commercial Bank 5.36 2.67 5,476 0.61 198,505
95 Mound City Bank Platteville Wis. Mound City Financial Services, Inc. Commercial Bank 5.34 1.41 15,996 -0.02 373,695
96 Wayne County Bank Waynesboro Tenn. Wayne County Bancshares, Inc. Commercial Bank 5.30 3.88 12,182 0.28 316,081
97 First Credit Bank Los Angeles Calif. Commercial Bank 5.28 9.13 15,978 0.00 455,664
Town & Country Bank Las Vegas Nev. West Point Bancorp, Inc. Commercial Bank 5.28 0.00 5,847 -0.08 166,557
99 Columbia Bank Lake City Fla. PBD Holdings, LLC Commercial Bank 5.27 6.64 8,161 -0.14 209,714
100 Citizens State Bank of Hayfield Hayfield Minn. Country Bankers, Inc. Commercial Bank 5.25 5.98 3,658 2.64 98,765
Farmers State Bank Mountain City Tenn. Farmers State Bancshares, Inc. Commercial Bank 5.25 5.53 4,763 -0.13 144,588
102 Grant County Bank Ulysses Kan. Resource One, Inc. Commercial Bank 5.24 5.58 7,792 0.40 233,827
State National Bank of Groom Groom Tex. Groom Bancshares, Inc. Commercial Bank 5.24 4.77 1,376 1.04 38,814
104 Farmers and Merchants Bank of Mound City, Kansas Mound City Kan. Cunningham Agency, Inc. Commercial Bank 5.23 4.61 1,669 0.19 40,589
105 Home National Bank Racine Ohio Commercial Bank 5.22 6.13 2,412 0.16 65,943
MCNB Bank and Trust Co. Welch W.Va. MCNB Banks, Inc. Commercial Bank 5.22 3.27 10,784 0.24 297,161
107 Bennington State Bank Salina Kan. Berco, Inc. Commercial Bank 5.20 6.91 25,198 0.44 709,489
Columbia Savings and Loan Association Milwaukee Wis. Savings & Loan Assoc 5.20 5.89 911 0.11 22,306
109 Central Bank Savannah Tenn. Commercial Bank 5.19 6.07 3,346 -0.02 96,776
110 Carrollton Federal Bank Carrollton Ky. Savings & Loan Assoc 5.17 2.03 1,250 0.00 31,851
111 Grand Timber Bank McGregor Minn. McGregor Banco, Inc. Commercial Bank 5.16 9.04 1,579 -0.05 43,621
112 Continental Bank Salt Lake City Utah Continental Bancorporation Commercial Bank 5.13 5.48 6,824 1.38 160,236
113 Central Savings Bank Sault Sainte Marie Mich. Central Bank Corporation Commercial Bank 5.11 6.49 8,075 -0.04 262,172
114 Farmers-Merchants Bank & Trust Company Breaux Bridge La. Commercial Bank 5.10 4.53 12,517 0.04 326,552
115 Murphy-Wall State Bank and Trust Company Pinckneyville Ill. Murphy-Wall Bancorp, Inc. Commercial Bank 5.08 1.74 3,695 0.09 125,696
116 Bank of Vici Vici Okla. Vici Bancorporation Commercial Bank 5.05 6.69 952 -0.13 36,791
First Central Bank McCook McCook Neb. Central Bancshares, Inc. Commercial Bank 5.05 1.84 5,210 -0.03 122,378
West Pointe Bank Oshkosh Wis. West Pointe Bancshares, Inc. Commercial Bank 5.05 6.59 11,353 -0.04 280,934
119 State Bank of Newburg Newburg Wis. SBN Community Bancorp, Inc. Commercial Bank 5.04 5.90 7,382 -0.01 184,183
120 Grand Rivers Community Bank Grand Chain Ill. Main Street Bancshares, Inc. Commercial Bank 5.00 3.03 1,009 0.00 32,238
121 State Bank of Downs Downs Kan. B Bank, Inc. Commercial Bank 4.99 7.29 3,382 -0.26 88,211
122 Enterprise Bank of South Carolina Ehrhardt S.C. Commercial Bank 4.94 7.31 9,711 0.05 336,376
123 First Security Bank & Trust Company Charles City Iowa Cedar Valley Bankshares, Ltd. Commercial Bank 4.92 5.53 14,436 -0.05 487,632
124 First National Community Bank New Richmond Wis. One Corporation Commercial Bank 4.91 5.15 6,794 0.05 203,389
125 Carver State Bank Savannah Ga. Carver Financial Corporation Commercial Bank 4.90 3.99 1,238 3.44 41,789
126 Security State Bank Iron River Wis. Security Bank Shares, Inc. Commercial Bank 4.88 9.92 3,718 0.05 103,111
127 Laona State Bank Laona Wis. Northern Wisconsin Bank Holding Company, Inc. Commercial Bank 4.86 2.63 5,513 -0.54 193,960
128 Eastern Savings Bank, FSB Hunt Valley Md. Savings & Loan Assoc 4.83 3.92 11,139 0.02 324,021
New Buffalo Savings Bank New Buffalo Mich. New Bancorp, Inc. Savings & Loan Assoc 4.83 4.79 4,278 0.00 120,653
Randall State Bank Randall Minn. Randall Bancorp, Inc. Commercial Bank 4.83 3.55 1,666 0.00 46,248
131 Hiawatha National Bank Hager City Wis. Lake Shore III Corporation Commercial Bank 4.82 3.04 8,107 0.00 213,609
132 Blue Grass Valley Bank Blue Grass Va. Commercial Bank 4.81 6.20 1,366 -0.14 43,664
Odin State Bank Odin Minn. Odin Bancshares, Inc. Commercial Bank 4.81 1.12 1,689 -0.06 46,584
134 Peoples State Bank of Velva Velva N.D. Beall Bancshares Inc. Commercial Bank 4.79 1.32 4,689 -2.89 113,579
135 Putnam County Bank Hurricane W.Va. Putnam Bancshares, Inc. Commercial Bank 4.74 6.67 16,355 0.17 589,660
136 Bank of Okolona Okolona Miss. Bancorp of Okolona, Inc. Commercial Bank 4.72 1.51 6,636 -0.16 198,424
137 State Bank of Easton Easton Minn. Easton Bancshares, Incorporated Commercial Bank 4.71 1.90 628 0.45 20,732
138 Heritage State Bank Lawrenceville Ill. HBancorporation, Inc. Commercial Bank 4.70 5.06 3,463 1.29 82,999
Peoples Bank of Moniteau County Jamestown Mo. Jamestown Bancshares, Inc. Commercial Bank 4.70 3.70 1,713 1.19 58,881
140 Farmers Bank Carnegie Okla. Farmers Bancapital Corporation Commercial Bank 4.69 0.73 4,044 0.42 115,293
Hatboro Federal Savings, FA Hatboro Pa. Savings & Loan Assoc 4.69 6.00 17,314 0.03 513,396
Plains Commerce Bank Hoven S.D. Commercial Bank 4.69 5.33 25,827 -0.04 659,291
143 Huron National Bank Rogers City Mich. Huron National Bancorp, Inc. Commercial Bank 4.68 6.17 1,748 2.21 61,350
New York Private Bank & Trust Corporation New York N.Y. Bank Holding Company 4.68 5.43 195,518 0.10 5,666,015
145 Superior Savings Bank Superior Wis. Savings Bank 4.66 4.44 2,041 0.00 64,695
146 Scotiabank de Puerto Rico San Juan P.R. Bank of Nova Scotia Commercial Bank 4.65 3.94 102,620 0.28 3,571,087
147 Farmers Bank of Milton Milton Ky. Farmers Financial Corporation Commercial Bank 4.64 4.55 7,390 -0.04 247,534
148 North Side Federal Savings and Loan Association of Chicago Chicago Ill. Savings & Loan Assoc 4.63 8.28 1,144 0.00 40,293
149 Foresight Bank Plainview Minn. Plainview Bankshares, Inc. Commercial Bank 4.62 4.23 9,174 0.01 245,017
150 Alva State Bank & Trust Company Alva Okla. Grace Investment Company, Inc. Commercial Bank 4.61 2.87 13,998 1.47 398,291
151 OFG Bancorp San Juan P.R. Bank Holding Company 4.59 4.46 212,920 1.13 6,464,127
152 United Community Bank Raceland La. Community Bancorp of Louisiana, Inc. Commercial Bank 4.54 6.53 19,271 0.75 537,272
153 United Citizens Bank & Trust Company Campbellsburg Ky. United Citizens Financial Corporation Commercial Bank 4.53 2.20 3,334 -0.02 112,125
154 First Central Savings Bank Glen Cove N.Y. Savings Bank 4.51 4.28 22,494 0.07 608,622
155 Hustisford State Bank Hustisford Wis. Hustisford Community Bancorp., Inc. Commercial Bank 4.50 1.85 1,926 -0.01 52,782
156 SouthFirst Bank Sylacauga Ala. SouthFirst Bancshares, Inc. Savings & Loan Assoc 4.44 2.67 2,452 0.35 80,999
157 Prairie Community Bank Marengo Ill. Marengo Bancshares, Inc. Commercial Bank 4.41 3.97 4,215 0.26 122,673
158 First Federal Savings and Loan Association Morehead Ky. Savings & Loan Assoc 4.40 2.94 1,276 0.00 33,757
159 Home Loan Investment Bank, F.S.B. Warwick R.I. Prospect Financial Corporation Savings & Loan Assoc 4.39 5.87 13,114 0.45 330,222
160 Bank of Abbeville & Trust Company Abbeville La. Commercial Bank 4.37 0.05 3,945 -0.12 174,387
161 National Bank of Andrews Andrews Tex. Andrews Bancshares, Inc. Commercial Bank 4.36 4.89 5,763 0.00 218,938
162 Bank of Kaukauna Kaukauna Wis. Brogan Bankshares, Inc. Commercial Bank 4.34 6.80 3,090 0.00 99,311
Ford County State Bank Spearville Kan. Commercial Bank 4.34 2.71 1,229 -0.23 39,628
164 22nd State Bank Louisville Ala. FEB Bancshares, Inc. Commercial Bank 4.32 3.25 4,242 1.41 141,721
165 Bank of Halls Halls Tenn. Security Bancorp of Tennessee, Inc. Commercial Bank 4.31 2.43 1,836 0.07 82,791
Mount Vernon Bank Mount Vernon Ga. Heart of Georgia Bancshares, Inc. Commercial Bank 4.31 4.94 3,259 0.00 131,153
167 Community Bank Avon S.D. Commercial Bank 4.30 0.02 1,194 0.16 54,990
168 First Bank and Trust Company Minden Neb. First of Minden Financial Corporation Commercial Bank 4.28 0.08 1,504 0.01 69,665
Great Plains Bank Eureka S.D. Great Plains Bank Corporation Commercial Bank 4.28 6.47 4,242 0.00 112,474
170 Community Bank of Trenton Trenton Ill. CBT Bancorp, Inc. Commercial Bank 4.27 4.55 2,572 -0.03 82,824
Community Shores Bank Muskegon Mich. Community Shores Bank Corporation Commercial Bank 4.27 5.34 6,646 0.01 198,385
Conway Bank Conway Springs Kan. Norcon Financial Corp. Commercial Bank 4.27 4.39 2,898 0.29 99,922
173 First State Bank New London Wis. First State BancShares, Inc. Commercial Bank 4.25 1.55 6,867 -0.02 305,729
Peoples Bank Taylorsville Ky. Lake Valley Bancorp, Inc. Commercial Bank 4.25 4.10 2,940 -0.01 107,835
Star Bank Maple Lake Minn. MidWest Bancorporation, Inc. Commercial Bank 4.25 0.12 10,216 0.00 287,821
176 Union Bank Lake Odessa Mich. Union Financial Corporation Commercial Bank 4.23 1.88 6,585 -0.03 191,907
VISIONBank Fargo N.D. Vision Bank Holdings, Inc. Commercial Bank 4.23 4.23 7,593 1.90 197,095
178 Johnson County Bank Mountain City Tenn. Commercial Bank 4.21 5.02 2,788 0.19 122,140
179 County Bank Rehoboth Beach Del. CB Financial Corporation Commercial Bank 4.20 4.69 11,720 -0.01 366,015
Eastern National Bank Miami Fla. Commercial Bank 4.20 2.26 13,304 0.41 368,747
181 South Lafourche Bank & Trust Company Larose La. Lafourche Bancshares, Inc. Commercial Bank 4.19 7.09 4,468 0.73 156,628
182 Central Federal Savings and Loan Association Cicero Ill. Savings & Loan Assoc 4.18 5.41 4,704 0.00 177,482
183 Citizens State Bank Hugoton Kan. Hugoton Bancshares, Inc. Commercial Bank 4.17 4.82 3,384 -0.09 119,807
184 Community State Bank Brook Ind. Commercial Bank 4.15 6.59 2,057 -0.04 68,925
185 Lumbee Guaranty Bank Pembroke N.C. Commercial Bank 4.14 4.42 7,752 -0.10 336,259
186 International Bank of Chicago Chicago Ill. IBC Bancorp, Inc. Commercial Bank 4.13 3.39 18,742 0.61 655,163
PCSB Bank Clarinda Iowa Whitmore Company, Inc. Commercial Bank 4.13 3.02 7,039 0.85 251,755
188 Gorham State Bank Gorham Kan. Commercial Bank 4.11 0.00 777 0.00 29,325
189 Bank of Springfield Springfield Ill. Spring Bancorp, Inc. Commercial Bank 4.10 3.98 35,314 0.00 1,025,883
190 State Bank of Cochran Cochran Ga. Central Georgia Banking Company Commercial Bank 4.09 3.00 5,331 0.01 209,452
191 Cass County Bank, Inc. Plattsmouth Neb. Citizens National Corporation Commercial Bank 4.08 4.47 2,328 0.08 70,929
192 First State Bank Minnesota Le Roy Minn. First LeRoy Bancorporation, Inc. Commercial Bank 4.07 1.78 2,015 -0.05 64,928
Home Loan State Bank Grand Junction Colo. Commercial Bank 4.07 4.56 2,923 0.34 127,415
194 Marion Bank and Trust Company Marion Ala. Marion Bancshares, Inc. Commercial Bank 4.04 4.35 7,217 0.14 278,686
195 Farmers and Merchants Bank of Kendall Kendall Wis. Commercial Bank 4.02 5.11 2,746 -0.01 72,942
Normangee State Bank Normangee Tex. Normangee Bancshares, Inc. Commercial Bank 4.02 4.63 3,029 0.92 117,323
197 Community Bank of Pickens County Jasper Ga. Community Banks of Georgia, Inc. Commercial Bank 4.01 1.81 10,934 -0.01 352,562
198 Farmers & Merchants Union Bank Columbus Wis. Jewel Box Financial Services, Inc. Commercial Bank 4.00 2.11 13,905 0.05 393,136
Monterey County Bank Monterey Calif. Northern California Bancorp, Inc. Commercial Bank 4.00 4.51 3,771 -0.16 168,046
200 Bank of Landisburg Landisburg Pa. Commercial Bank 3.99 3.19 8,678 0.01 288,433

Data from preliminary quarterly call reports. Excludes institutions whose loans were less than 50% of assets.
*Nonperforming loans net of the delinquent U.S. government-guaranteed portion, divided by total loans.
**Sum total of nonaccruing loans (excluding debt securities and other assets) and restructured loans, minus the guaranteed portion of nonaccruing loans wholly or partially guaranteed by the U.S. government.
***Chargeoffs, minus recoveries credited to the loan allowance. For savings institutions, net chargeoffs related to specific valuation allowance are included. Divided by average loans and leases.
Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of Sept. 26, 2019.
© 2019 American Banker
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