Karen Kedem
Karen is the Vice President/Senior Analyst and co-team manager for Moody�s U.S. Higher Education and Not-for-Profit Team. She oversees a team of 17 analysts that conducts research and assigns credit ratings to close to 800 colleges, universities, and other not-for-profit organizations in the United States. She has direct analytical responsibility for a diverse portfolio of institutions, including Ivy League universities, large public university systems, complex academic medical centers, and nationally prominent not-for-profit organizations. Karen also helps coordinate the work of credit analysts globally on a growing number of universities, including ratings on universities in Australia, the United Kingdom, Canada, Singapore, and Mexico. Karen has authored publications on topics including governance and management of U.S. universities, the impact of technological changes and online education, as well as privatized student housing and debt capacity.