Mr. Jemmett is a founding Principal of Breakwater Equity Partners. In addition to his CEO responsibilities, Phil oversees and actively participates in the analysis and evaluation of case information submitted by a prospective client, in order to offer them the best workout scenario available. Phil is a hands-on manager, working individually with clients to ensure a successful outcome for every workout case. Phil has been in the real estate & finance industry for many years, initially in the private money lending industry focusing on commercial projects. Phil then founded LJL Funding, a residential private lending firm, together with other principles from the commercial lending business. It was here that he developed a successful platform for residential private money lending in the midst of the most challenging real estate crisis in history.Phil foresees the next few years as difficult for commercial real estate owners and developers. He strategically founded Breakwater Equity Partners to provide property owners with a comprehensive solution to their real estate challenges. Phil grew up in Australia where he studied engineering before moving to London where he lived for several years. He moved to the U.S. to study economics at the University of Wisonsin, Madison and has lived in the states ever since.
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Independent and authoritative analysis and perspective for the banking industry