Ray Birch

Redstone FCU is not regretting its decision to convert 75% of its personal computers to a virtual desktop solution, despite the fact the company that makes the hardware has shut down.

Pick-up trucks are holding their value better these days than compact cars, an interesting trend in light of the high gas prices, pointed out Ricky Beggs

Credit unions shouldn't pay too much attention to negative headlines regarding private student lending.

Credit unions’ efforts to focus more on B and C credit should be made with an even more watchful eye now, cautioned several lending executives attending the 2012 CUNA Lending Council Conference.

Some credit unions are getting money back from the IRS due to rules related to healthcare, with one pocketing almost $7,000 this year that it says can be a nice little bump to the bottom line for smaller CUs.

A recent FIS consumer survey indicates it may not take a great deal of CU effort to encourage a sizeable portion of members to swipe their debit and credit cards more often.

While analytics are being touted as the best means to target members, at least three credit unions have found that creativity is not a bad second strategy.

Wright-Patt CU believes strong member growth is due to the everyday good work it does, as opposed to the bad practices of banks.

More members, 7.5% loan growth and a better PFI score than a year ago are all benefits Pennsylvania State Employees CU has seen from Bank Transfer Day.

Matadors Community CU has seen a slight uptick in membership and deposits this year, but is attributing that growth to savvier consumers.

Bethpage FCU has seen strong checking and membership growth all year as a result of the Bank Transfer Day movement. But most important, the CU says, is that the new members coming in are profitable.

Deposits are growing at Department of Commerce FCU this year, but the CEO does not attribute the inflows to Bank Transfer Day and the anti-bank sentiment.

Thanks to a strong and well-timed marketing push, membership is up at Upper Cumberland FCU, as is its loan-to-share ratio.

Florida Central Credit Union relies on its onboarding program to drive deeper relationships with all the new members it's getting this year-having a 50% success rate.

Navy FCU says it's Bank Transfer Season, and that the consumer focus on credit unions is in no way waning.

SeaComm FCU is adding members, at about 3% annually, but attributes the increase to the CU's growth strategies and not Bank Transfer Day.

Total Community CU did not seen any real change in membership growth late last year or in 2012.

Tuscaloosa CU has seen a spike in membership and checking growth the past 11 months and attributes a great deal of the increase to members reactivating their CU checking accounts due to unfriendly bank practices.

The biggest boon to Vons CU from Bank Transfer Day is not the big membership increase, it's the fact many of the newcomers view the CU as their PFI.

There are few strategies as diverse within credit unions as overdraft pricing.