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Thomas Kearney

Thomas Kearney

Tom is a Senior Counsel in the CFPB�s Office of Regulations, where he is playing a leading role in the development of CFPB�s upcoming proposed rule amending the reporting requirements under Home Mortgage Disclosure Act.� Tom also played key roles in the development of the Ability-to-Repay/Qualified Mortgage rule, the TILA-RESPA Integrated Mortgage Disclosure rule, and the CFPB�s eRegulations initiative.� Prior to joining the Office of Regulations, Tom worked as legal counsel for mortgage systems providers Mavent and Ellie Mae.���