Opinions

As regulators open the door to fintech firms applying for bank charters, what has already been a long journey to this point is only going to get more intense.

Both major brands are accelerating a move away from traditional checkout, and all retailers need to make adjustments for the future.

U.S. banks are smart to take their time in embracing a model that cedes space to nonbank competitors and could put consumers more at risk for identity theft.

Legacy systems will be pressured in the year ahead to keep ahead of e-commerce, international regulations and other emerging risks.

There's no denying we are in a mobile-first era. But banks must overhaul their online banking to reap long-term profitability.

Mobile wallets can be the single location for not just cards, but a wide variety of financial and customer services that banks provide.

Large financial services firms are right to fight data-aggregation access, but they'll lose this fight to arguments based on innovation and "inclusion" if they do not quickly enhance their own value proposition.

President-elect Trump faces legal questions over his idea to hold remittances ransom to fund a wall in Mexico, but the industry should take the threat seriously.

President-elect Trump faces legal questions over his idea to hold remittances ransom to fund a wall in Mexico, but the industry should take the threat seriously.

While there are a handful of payment pilots underway, the real benefit of blockchain for banks is a long-term proposition--and most early projects will be internal.