Opinions

The Bank for International Settlements acknowledges that people may have legitimate reasons to prefer an anonymous payment system.

The rapid growth of competition from nonbanks has the potential to hit community banks harder than the mortgage meltdown.

The volume of payment apps is reaching critical mass. From retailers to coffee shops to airlines, companies across virtually every industry have developed a mobile app to make the payments experience simpler and faster for their customers – and to gather more data on who they are and how they spend their money.

The United States and United Kingdom recently published detailed money laundering and terrorist financing risk assessments identifying both law enforcement and national security challenges.

Malware is a topic that everyone is talking about. Giant movie studio’s network is hacked? The attackers used malware. Big retailer’s point-of-sale system is breached? Malware did it. Hackers breached ATMs at multiple banks? They used malware.

Business is booming for the online gaming industry, to the tune of billions of dollars worldwide each year.

Quality control should come early in the production line, just as Japanese automakers discovered when they began to gain market share.

Recent U.S. and U.K. assessments of anti-money-laundering and efforts to combat terrorism financing show how the two countries have structured respective approaches to pinpointing key risks.

The October 2015 “liability shift” date has come and gone. For years leading up to it finance and payments pundits (and eventually the general population) discussed the impact of this date to force merchants to migrate to EMV-enabled credit cards, from the decades old magnetic stripe standard.

The Treasury Department has recently solicited input on how to improve marketplace lending. Here are four ways to help improve access to credit.