Opinions

A recap of the informed opinions (and the discussions they generated) on BankThink this week.

Recognition by a market-based standards organization such as ISO, in the form of a three-letter code, would set the stage for increasing market depth and liquidity of bitcoin trading – in turn facilitating overall consumer and merchant adoption.

Policymakers and law enforcement should work with the Bitcoin community to realize the potential benefits of censorship-resistant money—and to develop tools and techniques to address the technology’s potential misuse.

Recognition by a market-based standards organization such as ISO, in the form of a three-letter code, would set the stage for increasing market depth and liquidity of bitcoin trading — in turn facilitating overall consumer and merchant adoption.

In the race to provide consumers with identity verification tools that are simple and easy to use, it's in everyone's best interest to ensure that businesses are not sacrificing data security in the process.

Its landing page should make it easy for prospective customers to see where to sign up for an account, research interest rates and apply for a loan or credit card.

Migrating to EMV does not mean card issuers have to do away with their instant-issuance systems.

Technologies like webcasts, email, instant messages and cloud sharing are making it harder to maintain confidentiality and attorney-client privilege in deal negotiations.

Photo-based mobile bill pay can help banks overcome the adoption challenges of traditional online bill pay.

To create effective mobile payments products, developers must treat merchants and consumers as separate customer segments that have of inextricably-linked needs.