Opinions

We must help carry forward the traditions of relationship banking while stressing the importance of technology adaptation and modern leadership.

Accelerate consumer adoption, refine the value proposition, align perception with values and begin planning for the next round.

The technology fails to deliver a substantial difference in convenience for customers, resembling the struggles faced by the mobile payments industry.

Providers should link their products and services to information and tools that are relevant, timely, actionable and ongoing.

A payments startup that ignores Bitcoin in its strategic plan is like a publisher ignoring the Web in 1999.

People — and payment companies — are starting to take Bitcoin seriously.The decentralized virtual currency is overcoming its stigma as a fringe currency for illegal transactions and is stirring up consumer scrutiny of the practices of large payment providers. The payments industry is changing rapidly, but today the movement isn't about payments — it's about data.

More than a decade ago, regulators nearly suffocated PayPal. Now it looks like they're trying to squelch another disruptive, innovative payments system.

With bitcoin in the media spotlight, everyone seems to have an opinion on the price. Few recognize the profound implications of decentralized money for the monetary system, society and government – not to mention the emerging business opportunities.

Computers, as fast that they may be, fail to provide depositors with the same quality service as the NCR 2000.

Bitcoin and similar rogue digital money exploit the public appetite for an alternative to traditional banking. To stave off this threat, central banks should embrace secure, well-regulated digitization of fiat currencies.