BankThink

American Banker is pleased to bring you Breaking Banks, hosted by Brett King, and featuring the editors of American Banker.

Handled correctly, vendor contract management during the course of a merger can go from being a just another integration chore to becoming a key benefit of the transaction.

Guidance on regulatory expectations is helpful, but it is not yet clear whether such guidance gives financial institutions impetus to onboard or keep clients they perceive to be riskier.

If the Democratic nominee wins the presidency, she could quickly face opposition from within her own party regarding her moderate views on banking and economic policy, particularly from Sen. Elizabeth Warren.

Breaking News This Morning ...HSBC reports: Shares of HSBC jumped 4% Monday after the bank said its main capital ratio rose to 13.9% at the end of the third quarter from 12.1% at the end of June, raising hopes of a dividend increase. Still, it was hardly a great quarter for the bank, as it reported a $204 million net loss versus a $5.23 billion net profit a year earlier. The results included a $1.7 billion charge for selling its Brazil business. Wall Street Journal, Financial Times

Mobile wallets need to be open and accessible across all systems.

There are a few lessons credit union leaders can learn from the Wells Fargo debacle in order to manage a crisis from the executive level.

Revelations from the last several weeks once again underscore the need for effective reputational risk management.

Revelations from the last several weeks once again underscore the need for effective reputational risk management.

The spotlight on unethical sales practices at banks has likely led customers to consider abandoning their financial institution, yet too many factors stand in the way of making a switch.