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The idea behind The DAO is to act as a decentralized investment fund that leverages the wisdom of crowds. But sometimes the crowd doesn't necessarily offer the wisest counsel.
June 1
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We need to adopt a more nuanced view of credit that considers not only the cost of credit, but also the cost of default and the cost of having no credit.
June 1
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While existing state laws show that payday lending curbs lead to positive outcomes, those laws will still benefit from a strong Consumer Financial Protection Bureau rule.
June 1 -
Achieving high performance is a challenge. But these five traits help the elite banks drive such impressive results.
June 1
- PH
Community Banks Enjoy Rebound; Tarullo's Influence
June 1 -
When it comes to the speed of payments, consumers used to be satisfied with just real-time confirmation of a person-to-person (P2P) transaction and the promise that funds were on their way. This isnt necessarily the case anymore, and the social implications associated with payments are driving the shift in demand.
June 1
Early Warning -
Moven founder and all-around fintech evangelist Brett King discusses how financial institutions can survive a future where artificial intelligence is widespread and plastic cards are no more.
May 31 -
The idea that restricted access to loans for poor-credit borrowers is unequivocally a bad thing is based on industry talking points that don't stand up to real-world scrutiny.
May 31
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Instant Apps could give banks a better option for transitioning customers from a quick and easy account opening to a more robust banking experience.
May 31
FICO - PH
Broad Questions About Banking's Future Amid Pressures
May 31
