BankThink

To get more Americans into the financial system, the industry must find ways to help more people get access to the Internet.

The U.S. migration to EMV chip technology – intended to reduce card fraud, provide global interoperability, and enable safer payment transactions – may prove to be a valuable move for more than just the payments industry.

Retail banks must reinvent the way they charge consumers for their services at a time when institutions are struggling for profitability.

The decision blocking the Financial Stability Oversight Council's designation of MetLife was presaged in factual and legal arguments made by trade associations and others for more than five years.

Living Wills Rejected; Deutsche’s N.C. Bypass

The word “tokenization” is being used far too broadly to describe a variety of payment security methods that perform different security functions.

Before banks are truly integrated into the digital landscape, they must break down data silos and implement steps to make data more accurate and actionable.

The impending Consumer Financial Protection Bureau proposal will limit access to payday lending but it will not enable small-dollar lending alternatives for consumers.

Goldman’s Good Deal; U.S. Banks Fear Brexit

For many banks, the increasing popularity of mobile payment platforms such as Venmo and Apple Pay, among millennials in particular, should be cause for concern.