BankThink

Presidential candidates shouldn’t rely on crowd-pleasing gimmicks or trick plays to reform the banking system, but the execution of the basics. This means focusing on the time-tested risk-return tradeoff and restructuring our existing deposit insurance system to be truly risk based.

From interest rate risk to C-suite and boardroom diversity to succession planning, community bankers need to be acutely tuned in to a combination of global and domestic factors that are changing their world at an unprecedented pace.

Deutsche Bank's $6B Goof; Morgan Stanley's Transformational Struggle

With the EMV liability shift having just passed, banks and merchants alike are scrambling to comply with the card network-imposed deadline.

Even if Operation Choke Point officially ended, U.S. regulators have continued to apply the policy of threatening investigations and ruinous fines against banks that service "high-risk" customers in disfavored industries.

State Street, JPM Charging to Hold Deposits; Diebold in Merger Talks

We used to be content just searching online for information on products, scanning the latest news or finding out what our friends and family were up to.

The argument that a Republican CFPB director could wreak havoc on what the agency has already accomplished just doesn't hold water.

Bank of America's Cathy Bessant contends banks are fintech companies; Citi's Heather Cox says no way are startups ever going to be the 'Uber of banking;' and is Elizabeth Warren a tyrant? Also, don't miss our coverage of the celebration for the Most Powerful Women in Banking and Finance. Maybe someone you know is in the photos.

EMV card technology has fully replaced traditional magnetic stripe cards in virtually all developed countries except the U.S. In these markets, it's proven to be an effective technology to reduce fraud for card-present transactions, forcing fraudsters to migrate to areas that have not adopted a chip-based payment system.