BankThink

Some critics argue that it's a bad idea to introduce chip cards without PIN requirements. But this debate is a distraction from the payments industry's robust and multifaceted efforts to fight cybercrime.

Nacha's same-day ACH payments are unlikely to improve business-to-business payments without additional tweaks. Other payment rails can also help put a solid infrastructure in place.

EMV Transition; Does PE Rush Foreclosures?

The merchant EMV liability shift is coming this week, and many merchants argue they don’t need to invest in new payment terminals because they’ve had only one or two fraudulent incidences in the entire history of their business.

Research suggests that women in male-dominated fields like banking and finance often worried about encountering gender stereotypes. This makes them less satisfied in their jobs and more likely to quit.

Modified executive compensation plans can encourage bank chiefs to make prudent business decisions rather than chasing short-term profits.

New Probe; Regulating Bitcoin; Mortgage Deal Violations?

The U.S. might be ahead of the rest of the world in some areas of security, but when it comes to protecting against credit card fraud, we’re way behind.

A recap of the informed opinions (and the discussions they generated) on BankThink this week, including how postal banking could help low-income people in the U.S. and the continuing debate over interchange fees.

Credit unions need to be aggressive and relentless in championing their cause to lawmakers, and that means yearly visits to Washington are not nearly enough.