BankThink

Fannie Mae Program to Expand Loan Qualifications; The Return of QE?

Many Americans who travel abroad have already experienced the changes that chip technology will bring when chip technology rolls out widely this year.

Marketplace lenders and other alternative finance companiesshould be perceived not as a threat, but rather as a group of pioneers opening up opportunities for those banks that elect to buy, build or partner in this market.

Many community banks seem to have forgotten that they are most valuable for their ability to identify customers' pain and put an end to it. But fierce competition from fintech startups like Lending Club and Kabbage offers a reminder that they cannot afford to disregard this reality.

Stock Market Rout Shows Two Sides of Dodd-Frank; Vatican's AML Cop

General purpose reloadable prepaid cards continue to evolve, exceeding the expectations of many, and in some ways are helping to shape the future of banking.

Families that use state-issued EBT cards often face ATM fees that eat away at their already-meager incomes. Banks should waive those fees in order to ensure that all public assistance dollars go toward household needs.

Some large U.S. banks are likely to be impacted by recent volatility in emerging markets like Brazil and China. But their opaque risk metrics make it difficult for investors to judge banks' level of exposure.

Global Stock Sell-Off Puts Rate Hike in Doubt; Student-Lending Woes

After an agency spokesman said NCUA will not revert back to the pre-crisis 18-month examination cycle, NAFCU CEO Dan Berger again urges the regulator to give the proposal due consideration.