BankThink

Blockchain technology is garnering a lot of buzz these days—and with good reason. Enthusiasts are experimenting with ways to apply the technology to everything from secure digital voting systems and stock exchanges to music distribution, smart contracts, and health records.

Rejiggering the credit-scoring system won’t do much to expand credit access. Instead, banks and financial services companies should start thinking about new ways to evaluate the situational factors that influence borrowers’ reliability.

Activist Targeting Amex Has Mutual Fund Friends; SEC Reacts

Mobile payments are quickly becoming an integral part of consumers’ daily lives. In order for businesses to stay competitive, it’s important for them to stay on top of the trends in the industry.

Community banks are being crushed by burdensome rules and regulations. Policymakers should recognize their plight and scale back Dodd-Frank.

A recap of the informed opinions (and the discussions they generated) on BankThink this week, including a critical look at the Fed's post-crisis monetary policies and a bid to make the funding community groups receive from banks more transparent.

Blockchain technology may soon make the high fees, lengthy transaction times and opacity that have plagued legacy cross-border payments a thing of the past.

Bankers have written the majority of letters on the proposal. It would be very easy to shrug that off. Here's why credit unions should think twice.

This financial wellness program helped Mountain America to be seen as a true advocate with its members' best interests at heart.

Secured cards and other credit-building offerings can lead to long-term, profitable relationships.