Xenith Bankshares (XBXS) had been eager to enter the bustling Hampton Roads area. It plans to use Colonial Virginia, located close to the region, to make a beachhead.

Tera Group Inc. created a legal framework for Bitcoin swaps, which would let investors trade payments based on how the virtual currency performs against a real one.

Higher rates, mounting costs and the opportunity to lend to underserved borrowers have pushed some residential lenders to lower their minimum FICO scores, despite broader reluctance to take more risk in a heavily regulated market.

Central Pacific Financial (CPF) in Honolulu will repurchase $125 million of common stock.

FFW Corp. in Wabash, Ind., has a $2.6 million loan chargeoff recovery.

Farmers Capital Bank (FFKT) in Frankfort, Ky., has received regulatory approval to repurchase some of its preferred stock.

Complaints against debt collectors filed with the Consumer Financial Protection Bureau dropped in February compared to January, a decline that mirrors the drop for complaint filings across all categories.

The dismantling of state agencies that funded affordable housing had upended nonprofit development in California.

More consumers are getting free access to credit scores through card companies.

JPMorgan Chase's weak forecast for the mortgage business surprises lenders.

What's up with New York's program to add branches in low-income areas?

Beware of customer profiling run amok, says Meridith Elliott Powell.

Commercial real estate's comeback is happening unevenly, with the recovery strongest for big banks and big cities.

There's drama to come as regulators finalize a proposal requiring banks to self-assess their track records on diversity.

"Suburban flight" is taking on an entirely new meaning, as young and old adopt an urban lifestyle. What do these dramatic demographic shifts mean for banks?

Housing and lending groups are urging the government sponsored enterprise regulator and conservator to keep the Fannie Mae and Freddie Mac loan limits where they are for now.

The Office of the Comptroller of the Currency recently freed 11 banks from regulatory orders.

Most housing markets are faring better than they did in the depths of the recession, but the recovery still has a long way to go.

The Federal Agricultural Mortgage Corp. (AGM) plans to sell $75 million worth of preferred stock in a public offering.

Innovation can come from unlikely places. Five years ago, few would have guessed that the most widely available mobile wallets would be developed by companies like Starbucks and Google, which built their names in completely different fields. Several more disruptors are joining the scene, with even weirder origins.