SAN ANTONIO — When the going gets tough, the truly tough get growing.

ST. LOUIS — Upheaval in the financial sector and the economy as a whole is creating new short- and long-term trends in facility development.

MILWAUKEE — Financial institutions are scrambling to re-evaluate their facilities expansion plans as the economy stumbles, but putting plans on hold may mean missing out on big opportunities as building prices are falling.

The pace of credit unions converting to mutual savings banks has slowed in recent years, largely because some that wanted to switch charters encountered resistance from their members or their regulator.

CapitalSource Inc. of Chevy Chase, Md., said Thursday that it swung to a $104 million loss in the first quarter, from a $5.2 million profit a year earlier, as credit quality worsened dramatically.

FRANKENMUTH, Mich. – Frankenmuth CU has opened two branches in Meijer stores in nearby Birch Run and Essexville.

Just a few weeks after announcing plans to sell some of its subsidiary banks, Capitol Bancorp Ltd. has its first suitor.

MIDWEST

Though its nonperforming assets continued to rise, TierOne Corp. in Lincoln, Neb., narrowed its first-quarter loss by 84% from a year earlier, to $9.8 million.

So close and yet so far away.

A few weeks after announcing plans to sell some subsidiary banks, Capitol Bancorp Ltd. has its first suitor.

NEWARK, Ohio – Fiberglas FCU, which sought a presence on the city’s North End, opened up a two-story branch between Kroger and Kohl’s stores.

Citing lower interest expenses, Capitol Federal Financial in Topeka, Kan., said its earnings for the quarter that ended March 31 rose 55% from a year earlier, to $18.1 million, or 25 cents a share.

After selling a foreclosed property for less than it expected, MBT Financial Corp. in Monroe, Mich., said it must revise the first-quarter loss that it reported last week.

Umpqua Holdings Corp. in Portland, Ore., said Tuesday that it has started an international banking division in San Francisco to serve small and midsize companies that do business overseas.

After four straight quarterly losses, Integra Bank Corp. of Evansville, Ind., has demoted its top executive.

City National Corp. in Los Angeles and Texas Capital Bancshares Inc. in Dallas plan to complete stock offerings this week to repay their government capital.

VANCOUVER, Wash. – iQ CU moved into its new headquarters this week, marking the completion of the $10.5 million conversion of the one-time city offices.

Peoples Community Bancorp Inc. in West Chester, Ohio, is in a do-or-die situation.

With nonperforming assets climbing to 7.23% of its total, BancTrust Financial Group Inc. of Mobile said Monday that it swung to a first-quarter loss of $6 million, from a profit of $2.7 million a year earlier.