© 2026 Arizent. All rights reserved.
Market Intelligence:
AI
Payments
Research
Industry Data

150 Bank Holding Companies with Highest Concentration in Home Equity Loans

Published May 05, 2002, 10:08 a.m. EDT
|
Updated January 02, 1970, 9:08 a.m. EST
1 Min Read
View Table
Printer Friendly Version
150 Bank Holding Companies with Highest Concentration in Home Equity Loans

150 Bank Holding Companies with Highest Concentration
in Home Equity Loans

On Dec. 31, 2001. Dollars in thousands  - Published  May 2, 2002


 

Concentration* 

Home equity loans 

 

 

Dec. 2001

Year earlier

Dec. 2001 

Vs.
year earlier

1 Five Flags Banks Inc. Pensacola, Fla. 61.64% 58.44% $21,131 16.15%
2 Heritage Community Bancorp Riverdale, Ill. 39.06 42.88 59,052 -12.35
3 Guaranty Financial MHC Milwaukee 33.54 25.56 497,322 95.07
4 Carrollton Bancorp Baltimore 22.67 20.69 49,988 -13.1
5 Patriot National Bancorp Stamford, Conn. 22.06 22.54 30,348 5.12
6 Western Springs Bancorp Inc. Hoffman Estates, Ill. 22.04 NA 24,356 NA
7 First American Bank Corp. Elk Grove Village, Ill. 22.02 16.82 277,438 43.61
8 Fremont Bancorp. Calif. 20.38 22.2 201,423 29.71
9 First Lincolnwood Corp. Ill. 19.08 19.18 19,561 9.94
10 Countrywide Credit Industries Calabasas, Calif. 18.31 NA 2,606,042 NA
11 Irwin Financial Corp. Columbus, Ind. 16.62 9.3 438,900 160.08
12 BWC Financial Corp. Walnut Creek, Calif. 15.98 15.32 45,196 15.1
13 Edville Bankcorp Inc. Villa Park, Ill. 15.94 13.36 22,371 31.46
14 Bridge Bancorp Inc. Bridgehampton, N.Y. 15.85 13.12 34,132 29.36
15 First Evanston Bancorp Inc. Ill. 15.29 10.77 34,446 60.6
16 Associated Community Bancorp Greenwich, Conn. 15.16 NA 15,953 NA
17 First and Ocean Bancorp Newburyport, Mass. 15.15 16.23 24,847 -3.95
18 Ipswich Bancshares Inc. Mass. 14.51 15 31,733 1.67
19 Community Financial Shares Glen Ellyn, Ill. 14.43 14.9 19,082 12.94
20 First Citizens Bancshares Raleigh, N.C. 14.18 11.98 1,020,188 19.77
21 Northview Financial Corp. Northfield, Ill. 13.78 13.72 36,550 6.9
22 Community Bancorp Inc. Hudson, Mass. 13.76 15.06 26,191 -1.35
23 F&M Financial Corp. Granite Quarry, N.C. 13.52 13.05 34,785 9.98
24 First Northwest Bancorp Inc. Arlington Heights, Ill. 13.2 NA 16,008 NA
25 Main Street Bancorp Inc. Reading, Pa. 13.18 8.81 112,236 51.72
26 Devon Bancorp Inc. Chicago 12.75 15.13 19,686 -5.76
27 Wintrust Financial Corp. Lake Forest, Ill. 12.67 11.56 261,813 45.37
28 Sonoma Valley Bancorp Sonoma, Calif. 12.56 NA 13,556 NA
29 Hawaii National Bancshares Honolulu 12.41 14.79 27,977 -13.43
30 First Oak Brook Bancshares Ill. 12.4 12.49 113,652 10.26
31 Executive Banking Corp. Miami 12.26 12.11 16,971 -4.37
  Fidelity Bancshares (N.C.) Inc. Fuquay-Varina 12.26 13.14 81,996 1.52
33 F.N.B.C. of La Grange Inc. Ill. 12.24 10.88 26,262 29.16
34 First Indiana Corp. Indianapolis 12.22 NA 214,752 NA
35 Great Lakes Financial Resources Inc. Matteson, Ill. 12.07 9.48 42,585 31.06
36 AmSouth Bancorp. Birmingham, Ala. 12.04 8.27 3,061,594 49.59
37 Heritagebanc Inc. Chicago Heights, Ill. 11.84 12.83 12,542 -2.93
38 Eagle Bancorp Inc. Bethesda, Md. 11.72 NA 22,024 NA
39 First Charter Corp. Charlotte, N.C. 11.67 8.3 228,169 27.45
40 Nexity Financial Corp. Birmingham, Ala. 11.65 NA 32,629 NA
41 TriCo Bancshares Chico, Calif. 11.57 6.9 76,221 72.49
42 Southern Community Financial Corp. Winston-Salem, N.C. 11.54 NA 41,579 NA
43 Bridge View Bancorp Englewood Cliffs,x N.J. 11.51 12.1 17,426 8.1
44 Port Financial Corp. Brighton, Mass. 11.47 11.9 90,105 8.71
45 Alpine Banks of Colorado Glenwood Springs 11.23 11.29 73,450 7.77
  First Eagle Bancshares Inc. Hanover Park, Ill. 11.23 6.25 15,593 172.65
47 Valley Financial Corp. Roanoke, Va. 11.14 10.29 16,435 39.56
48 Huntington Bancshares Inc. Columbus, Ohio 11.13 10.12 2,471,683 17.71
49 First Citizens Bancorp. Columbia, S.C. 11.1 10.64 251,052 13.33
50 Cummins-American Corp. Glenview, Ill. 10.75 9.8 47,239 14.74
51 Cardinal Financial Corp. Fairfax, Va. 10.45 NA 21,480 NA
52 Republic Bancorp Inc. Louisville, Ky. 10.26 10.03 125,359 8.57
53 Tri-County Bancorp Inc. Brown City, Mich. 10.13 NA 11,243 NA
  Guaranty Financial Corp. Charlottesville, Va. 10.13 9.08 18,245 -1.55
55 First of Long Island Corp. Glen Head, N.Y. 10.12 9.93 23,035 19.63
56 Foster Bankshares Inc. Chicago 10.11 NA 17,899 NA
57 UNB Corp. Canton, Ohio 9.98 8.1 88,558 24.83
58 Palos Bancshares Inc. Palos Heights, Ill. 9.93 9.24 17,929 30.99
59 Banknorth Group Inc. Portland, Maine 9.92 9.99 1,275,591 16.7
  New Mexico Banquest Investment Corp. Santa Fe 9.92 10.5 21,150 4.44
61 Northwest Suburban Bancorp Mount Prospect, Ill. 9.86 9.9 18,840 40.1
62 National Bank of Indianapolis Corp. 9.84 10.01 44,466 22.84
  Elmwood Financial Corp. Racine, Wis. 9.84 7.74 15,680 33.88
64 Columbia Bancorp Md. 9.82 8.63 60,306 29.08
65 Metro Bank Financial Services Miami 9.79 7.35 12,796 37.9
66 Itasca Bancorp Inc. Ill. 9.76 10.71 21,605 -5.38
67 Shore Bancshares Inc. Easton, Md. 9.56 6.68 37,583 47.01
68 HPK Financial Corp. Chicago 9.47 7.26 10,094 35.31
  KS Bancorp Kenly, N.C. 9.47 NA 13,009 NA
70 North Bay Bancorp Napa, Calif. 9.45 13.27 17,686 -12.93
71 Catawba Valley Bancshares Hickory, N.C. 9.43 NA 22,940 NA
72 Commonwealth Bancshares Inc. Shelbyville, Ky. 9.39 9.22 37,103 16.5
73 Tri-County Financial Corp. Waldorf, Md. 9.38 10.69 18,580 -0.31
74 Citrus and Chemical Bancorp. Bartow, Fla. 9.36 7.19 24,895 50.11
  Central Bancshares Inc. Golden Valley, Minn. 9.36 6.96 13,662 65.5
76 Fifth Third Bancorp Cincinnati 9.34% 7.43% 4,088,527 107.29%
77 Columbiana Bancshares Inc. Ala. 9.3 10.61 12,684 6.63
78 First Litchfield Financial Corp. Conn. 9.24 8.18 17,259 9.63
79 American Community Bancshares Monroe, N.C. 9.2 NA 12,996 NA
  Washington Trust Bancorp Westerly, R.I. 9.2 7.62 56,410 23.61
81 Factory Point Bancorp Inc. Manchester Center, Vt. 9.19 8.37 15,184 21.06
82 LSB Bancshares Inc. Lexington, N.C. 9.17 9.61 53,970 2.29
83 First Tennessee National Corp. Memphis 9.15 8.25 1,251,767 26.67
84 Cambank Inc. Lake Zurich, Ill. 9.14 NA 10,947 NA
85 Arbor Bancorp Inc. Ann Arbor, Mich. 9.1 7.53 14,122 36.54
86 Androscoggin Bancorp MHC Lewiston, Maine 8.94 6.95 25,854 20.26
87 Alliance Bancorp New England Vernon, Conn. 8.92 9.26 22,987 8.7
88 American Chartered Bancorp Schaumburg, Ill. 8.82 9.06 51,414 19
89 First South Bancorp Inc. Washington, N.C. 8.82 9.73 36,250 -2.05
90 Capital Bank Corp. Raleigh, N.C. 8.81 9.86 27,028 13.18
  Enterprise Bancshares Inc. Memphis 8.81 7.38 17,562 25.82
92 First Washington FinancialCorp Windsor, N.J. 8.8 11.27 16,034 -8.04
93 Richfield State Agency Inc. Minn. 8.77 3.76 39,393 107.21
94 West Suburban Bancorp Inc. Lombard, Ill. 8.71 8.53 96,292 9.81
  KeyCorp Cleveland 8.71 5.94 5,516,752 38.91
96 Taylor Capital Group Inc. Wheeling, Ill. 8.69 8.06 151,369 16.57
97 TCF Financial Corp. Wayzata, Minn. 8.66 7.88 754,604 8.94
98 FNB Financial Services Corp. Reidsville, N.C. 8.62 7.83 46,169 17.77
99 MNB Bancorp Milford, Mass. 8.55 8.17 11,422 10.88
100 Community Bank Shares of Indiana New Albany 8.5 5.49 25,381 58.83
101 Coddle Creek Financial Corp. Mooresville, N.C. 8.43 7.71 10,109 -0.27
102 Sutton Bancshares Inc. Attica, Ohio 8.42 6.21 13,328 52.39
103 FNB Corp. Asheboro, N.C. 8.39 7.16 32,864 16.01
104 First Bancshares Inc. San Luis Obispo, Calif. 8.28 6.99 11,807 25.91
105 Lincolnwood Bancorp Inc. Ill. 8.24 7.92 13,843 3.69
106 Heritage Bancshares Inc. Lucama, N.C. 8.21 NA 10,196 NA
107 First Bancorp of Durango Colo. 8.18 6.48 12,435 37.8
108 Peoples Bancorp of North Carolina Newton 8.15 8.37 40,421 17.08
109 Farmers and Merchants Financial Services St. Paul 8.13 7.97 19,661 13.98
110 Continental Mortgage Corp. Aurora, Ill. 8.11 4.64 7,795 80.19
111 FNB Banking Co. Griffin, Ga. 8.1 7.48 14,395 16.43
112 United Bankshares Inc. Charleston, W.Va. 8.07 7.49 312,785 22.77
113 Oxford Bank Corp. Mich. 8.06 7.97 19,690 7.74
114 American National Bankshares Danville, Va. 8.03 7.15 30,179 24.2
115 First Security Group Inc. Chattanooga, Tenn. 8.01 7.55 23,318 101.92
116 Newmil Bancorp Inc. New Milford, Conn. 8 6.94 27,692 17.98
117 National Bancshares Corp. Orrville, Ohio 7.96 7.89 9,427 9.46
118 Mid-America Bancorp Louisville, Ky. 7.95 7.62 92,649 14.95
119 Barnes Bancorp. Kaysville, Utah 7.94 6.7 28,644 43.38
120 Katahdin Bankshares, Corp. Patten, Maine 7.92 9.07 12,802 2.54
121 Trustco Bank Corp. NY Glenville 7.86 8.86 122,338 -6.42
  First National Corp. Orangeburg, S.C. 7.86 6.37 60,564 29.89
123 Jeffersonville Bancorp N.Y. 7.85 7.8 12,777 11.14
  National Commerce Financial Bancorp Memphis 7.85 6.71 944,272 27.34
125 First American Bancorp Athens, Ga. 7.82 7.36 6,575 9.88
126 FSB Bancorp, MHC Farmington, Maine 7.81 8.37 16,567 -5.13
127 Southern Bancshares (N.C.) Inc. Mount Olive 7.8 8.15 42,504 5.03
  Far West Bancorp. Provo, Utah 7.8 9.11 14,347 -4.14
129 Lake Elmo Bancshares Inc. Minn. 7.79 6.13 10,986 33.55
130 LNB Bancorp Inc. Lorain, Ohio 7.78 7.14 37,148 15.37
131 GLB Bancorp Inc. Mentor, Ohio 7.71 NA 8,660 NA
132 SVB Financial Services Inc. Somerville N.J. 7.69 7.16 16,129 25.65
133 Lyons Bancorp Inc. N.Y. 7.65 NA 6,488 NA
134 Shrewsbury Bancorp N.J. 7.63 5.87 14,106 31.28
135 Bourbon Bancshares Inc. Paris, Ky. 7.6 6.47 20,936 18.55
136 First National Financial Services Inc. Elk River, Minn. 7.58 5.39 23,260 55.43
  Charter One Financial Inc. Cleveland 7.58 6.37 1,972,167 27.86
138 Montecito Bancorp Santa Barbara Calif. 7.55 6.7 24,332 48.76
139 Warren Bancorp Inc. Peabody, Mass. 7.53 6.35 26,763 19.25
140 Greenwood National Bancorp S.C. 7.52 7.47 18,939 -9.59
141 Paducah Bank Shares Inc. Ky. 7.51 7.62 17,513 -0.16
142 Camden National Corp. Maine 7.5 7.09 54,367 9.18
  Duke Financial Group Inc. Minneapolis 7.5 6.02 21,846 28.17
  Macon Bancorp Franklin, N.C. 7.5 7.31 28,215 15.14
145 Heartland Bancshares Inc. Franklin, Ind. 7.49 NA 11,332 NA
  Provident Bancorp Amesbury, Mass. 7.49 7.39 8,972 18.58
147 Fentura Bancorp Inc. Fenton, Mich. 7.45 6.56 16,088 25.58
148 Southern National Banks Inc. Fort Walton Beach, Fla. 7.44 5.51 13,826 39.84
149 Evans Bancorp Inc. Angola, N.Y. 7.43 6.93 10,710 18.97
  People’s Utah Bancorp American Fork 7.43 10.16 21,247 4.93

*Home equity loans as percentage of gross domestic loans and leases (includes unearned
income on receivables)

© 2002 American Banker
Source: Thomson Financial/Shesunoff Information Services (www.sheshunoff.com)