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American Banker Index Performance (YE 2004)

January 12, 2005, 10:08 a.m. EST 1 Min Read
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American Banker Index Performance (YE 2004)

U.S. Banking Companies with Highest Multiples of Net to Salary, Benefits
In the first half of 2004. Dollars in thousands
Published January 6, 2005
Related Tables: Net Income Leaders and Leaders in Return on Assets
    Multiple Net income Salaries and
benefits		 Return on
average assets
1 First Financial Holdings MHC Renton, Wash. 5.31 $4,788 $901 1.30%
2 Doral Financial Corp. San Juan, Puerto Rico 5.20 218,483 42,033 3.65
3 Elgin Bancshares Inc. Ill. 4.75 3,085 649 2.84
4 Dairyland Bank Holding Corp. La Crosse, Wis. 4.53 2,645 584 2.85
5 Amboy Bancorp Old Bridge, N.J. 4.49 30,218 6,729 2.68
6 W Holding Co. Inc. Mayaguez, Puerto Rico 4.44 81,515 18,377 1.33
7 Stockmans Financial Group Elk Grove, Calif. 4.13 6,630 1,605 4.88
8 Pawnee Holding Co. Inc. Okla. 3.62 2,811 776 2.52
9 Vermillion Bancshares Inc. Minn. 3.60 4,733 1,314 3.30
10 New York Community Bancorp Inc. Westbury 3.54 172,778 48,795 1.40
11 F.B.H. Corp. Fayette, Ala. 3.43 2,403 700 2.88
12 Dentel Bancorp Victor, Iowa 3.23 2,853 882 2.71
13 Yellowstone Holding Co. Columbus, Mont. 3.19 5,432 1,704 3.77
14 Washington First Financial Group Seattle 3.01 4,653 1,548 2.01
15 Germantown Banc Corp. Ill. 2.97 2,393 805 1.84
16 Mountain View Bancshares Ark. 2.90 2,414 831 2.85
17 SBC Inc. Countryside, Ill. 2.83 11,475 4,048 2.96
18 Pedcor Bancorp Carmel, Ind. 2.82 6,327 2,241 4.84
19 Neffs Bancorp Inc. Pa. 2.79 1,540 551 1.52
20 Intervest Bancshares Corp. New York 2.76 5,240 1,902 1.04
21 CAB Holding LLC Wilmington, Del. 2.75 5,975 2,174 3.24
22 Farmers National Bancorp Cynthiana, Ky. 2.71 2,211 815 2.53
23 Oriental Financial Group Inc. San Juan, Puerto Rico 2.69 34,402 12,805 1.96
24 Austin Colony Inc. Lake Jackson, Tex. 2.68 1,841 688 1.94
25 Security Bancshares Co. Glencoe, Minn. 2.67 3,551 1,331 2.27
26 Forstrom Bancorp. Inc. Clara City, Minn. 2.65 3,472 1,310 2.38
27 Country Agencies and Invest Odessa, Mo. 2.65 3,197 1,207 1.42
28 Blackhawk Bancorp Milan, Ill. 2.59 7,092 2,735 2.42
29 ESB Acquisition Corp. New York 2.58 160,152 62,170 3.34
30 Community Bank Corp. Park Ridge, Ill. 2.54 2,053 808 2.34
31 New Era Bancorp. Inc. Fredericktown, Mo. 2.51 2,598 1,037 2.43
32 Security Financial Services Durand, Wis. 2.48 2,262 913 1.91
33 Farmers Enterprises Inc. Great Bend, Kan. 2.38 4,525 1,902 2.31
34 Rockhold Bancorp Kirksville, Mo. 2.36 3,023 1,280 1.79
35 Corn Belt Bancorp Inc. Pittsfield, Ill. 2.29 1,510 658 2.90
36 United National Corp. Sioux Falls, S.D. 2.28 94,580 41,550 19.33
37 First National Bank Group Edinburg, Tex. 2.27 29,195 12,838 2.39
38 R&G Financial Corp. Hato Rey, Puerto Rico 2.19 79,287 36,166 1.85
39 Corus Bankshares Inc. Chicago 2.19 42,587 19,447 2.28
40 Chambanco Inc. Chambers, Neb. 2.17 487 224 2.33
41 First Illinois Bancorp Inc. East St Louis 2.17 4,216 1,947 2.59
42 Valentine Bancorp. Neb. 2.16 980 453 1.76
43 Stearns Financial Services St. Cloud, Minn. 2.09 19,378 9,276 3.60
44 Albany Bancshares Inc. Tex. 2.08 2,430 1,168 2.20
45 Fidelity Bancshares Inc. Edina, Minn. 2.05 3,817 1,859 2.21
46 Pueblo Bancorp. Pueblo, Colo. 2.03 7,035 3,459 4.06
47 North Fork Bancorp. Melville, N.Y. 1.99 211,518 106,301 1.83
48 First Bancorp San Juan, Puerto Rico 1.98 80,140 40,546 1.19
49 W.S.B. Inc. Washington, Iowa 1.97 1,458 739 1.77
50 First Fabens Bancorp. Tex. 1.97 2,542 1,289 2.54
51 Community Bancshares Marysville, Kan. 1.97 2,011 1,022 1.86
52 Edgar County Banc Shares Paris, Ill. 1.96 1,769 903 2.16
53 City National Bancshares Miami 1.96 29,504 15,083 2.41
54 Coastal Bancshares Inc. Pearland, Tex. 1.95 3,034 1,558 2.88
55 Grace Investment Co. Inc. Alva, Okla. 1.94 2,222 1,143 1.90
56 Thornton Holding Co. Douglasville, Ga. 1.92 3,477 1,808 3.12
57 PTB Corp. Salem, Ore. 1.90 3,165 1,662 2.52
58 East West Bancorp Inc. San Marino, Calif. 1.90 34,974 18,376 1.54
59 Heritage Group Inc. Aurora, Neb. 1.89 4,606 2,438 2.08
60 First National Corp. Picayune, Miss. 1.89 2,316 1,227 8.86
61 Security Bank Shares Inc. Iron River, Wis. 1.89 1,438 762 2.18
62 New Tripoli Bancorp Inc. Pa. 1.88 1,756 932 1.58
63 Bank of Southside Virginia Corp. Carson 1.87 5,350 2,862 2.38
64 Citizens Bancshares Inc. Somerset, Ky. 1.87 3,500 1,876 2.18
65 Nekoosa Port Edwards Bancorp Wis. 1.86 1,065 573 1.25
66 River Holding Co. Stoddard, Wis. 1.86 1,914 1,030 1.75
67 Fidelity Corp. Burke, S.D. 1.86 3,377 1,818 3.16
68 Lincoln Savings Bank Corp. Lincoln, Ill. 1.85 2,452 1,324 2.80
69 First National Talladega Corp. Ala. 1.83 2,276 1,242 1.77
70 Westamerica Bancorp. San Rafael, Calif. 1.82 48,958 26,858 2.16
71 Bosshard Banco Ltd. La Crosse, Wis. 1.81 2,000 1,104 1.42
72 West Bancorp. Inc. West Des Moines, Iowa 1.80 8,815 4,889 1.76
73 Bosshard Financial Group La Crosse, Wis. 1.80 1,270 706 1.55
74 First Alamogordo Bancorp of Nevada Reno 1.77 2,555 1,446 2.02
75 WCN Bancorp Inc. Wisconsin Rapids, Wis. 1.74 2,574 1,483 2.11
76 East Alabama Financial Group Wedowee 1.73 1,458 841 2.79
77 Countryside Financial Services Walworth, Wis. 1.73 1,708 989 2.14
78 Quail Creek Bancshares Inc. Oklahoma City, Okla. 1.72 3,650 2,117 2.73
79 Cathay General Bancorp Los Angeles 1.71 42,047 24,567 1.48
80 Mauston Bancorp Inc. La Crosse, Wis. 1.71 2,427 1,423 2.93
81 Triangle Financial Group Inc. Loganville, Ga. 1.70 2,950 1,733 2.20
82 Citizens Bancorp of Winfield Ala. 1.68 1,221 725 1.63
83 Lakeside Bancorp Inc. Chicago 1.68 6,688 3,986 2.49
84 ITLA Capital Corp. La Jolla, Calif. 1.67 19,414 11,602 2.00
85 Durant Bancorp Durant, Okla. 1.67 11,879 7,126 2.38
86 Alikat Investments Inc. Gurnee, Ill. 1.65 2,560 1,549 1.15
87 Royal Bancshares of Pennsylvania Inc. Narberth 1.63 9,558 5,848 1.61
88 Bank of Highland Park Financial Highland Park, Ill. 1.63 4,319 2,646 1.28
89 Hayward Bancshares Eau Claire, Wis. 1.63 2,338 1,433 1.87
90 UCBH Holdings Inc. San Francisco 1.63 40,087 24,611 1.38
91 S&T Bancorp Inc. Indiana, Pa. 1.63 26,528 16,298 1.80
92 Hometown Community Bancorp Morton, Ill. 1.63 6,364 3,911 1.23
93 Chambers Bancshares Inc. Danville, Ark. 1.63 6,843 4,208 2.08
94 Northpointe Bancshares Inc. Grand Rapids, Mich. 1.61 2,498 1,549 3.62
95 Waseca Bancshares Inc. Minn. 1.61 1,762 1,095 1.60
96 Prophetstown Banking Co. Ill. 1.61 1,675 1,042 1.36
97 Bancorp of Rantoul Inc. Ill. 1.61 1,482 923 2.91
98 Paris Bancshares Inc. Tex. 1.60 1,832 1,142 1.61
99 Arkansas National Bancshares Bentonville 1.60 7,794 4,884 3.01
100 Hemet Bancorp Riverside, Calif. 1.59 3,669 2,305 2.28
101 Cornerstone Financial Services Group Ottumwa, Iowa 1.59 2,125 1,340 1.63
102 NSB Holding Corp. Staten Island, N.Y. 1.58 8,282 5,241 1.12
103 FNC. Inc. Storm Lake, Iowa 1.58 1,801 1,143 1.84
104 U.S. Bancorp Minneapolis 1.57 2,045,300 1,299,800 2.15
105 International Bancshares Corp. Laredo, Tex. 1.57 52,748 33,564 1.41
106 Lauritzen Corp. Omaha 1.57 18,145 11,546 3.11
107 INB Financial Corp. McAllen, Tex. 1.57 7,600 4,852 1.87
108 InvestorsBancorp Inc. Pewaukee, Wis. 1.56 1,430 914 1.44
109 Citizens Bankshares Inc. Farmington, N.M. 1.56 4,939 3,159 2.34
110 Warren County Bancshares Warrenton, Mo. 1.56 2,242 1,439 2.03
111 Brighton Bancorp Salt Lake City 1.55 3,145 2,023 4.00
112 City National Bankcorp Inc. Metropolis, Ill. 1.55 1,209 778 4.73
113 GreenPoint Financial Corp. New York 1.55 236,075 152,367 1.94
114 Peak Banks of Colorado Inc. Nederland 1.55 3,146 2,031 3.20
115 Fairfield Bancshares Inc. Ill. 1.55 1,578 1,021 1.35
116 Florida Community Banks Inc. Immokalee 1.55 6,051 3,916 2.14
117 Carlsbad Bancorp. Inc. N.M. 1.54 2,063 1,337 2.27
118 Giant Holdings Inc. Fort Lauderdale, Fla. 1.54 1,619 1,054 1.41
119 Berco Inc. Bennington, Kan. 1.54 2,564 1,670 1.96
120 American National Corp. Omaha, Neb. 1.54 13,851 9,023 2.10
121 First Financial Bancshares Roland, Okla. 1.54 1,908 1,243 2.18
122 Saint Martin Bancshares Inc. St Martinville, La. 1.52 1,617 1,063 2.04
123 High Point Financial Services Forreston, Ill. 1.52 1,211 799 1.30
124 Northern Empire Bancshares Santa Rosa, Calif. 1.51 7,230 4,775 1.60
125 Stockman Financial Corp. Miles City, Mont. 1.51 10,359 6,868 2.23
126 Citizens National Bancorp Putnam, Conn. 1.51 2,021 1,340 1.63
127 First American Bankshares Fort Atkinson, Wis. 1.51 1,983 1,317 1.76
128 Citizens Bancshares Inc. Albion, Ill. 1.50 1,217 809 1.50
129 Gravett Bancshares Inc. Ark. 1.50 1,784 1,189 1.62
130 Magnolia Banking Corp. Ark. 1.50 3,852 2,569 1.87
131 First National Bancshares East Lansing, Mich. 1.50 7,787 5,196 2.94
132 Manhattan Banking Corp. Manhattan, Kan. 1.50 2,600 1,735 1.31
133 Security Agency Inc. Decorah, Iowa 1.50 1,913 1,278 1.95
134 Olney Bancshares of Texas 1.49 4,673 3,129 1.94
135 First of McAlester Corp. Okla. 1.48 2,335 1,574 1.09
136 City Holding Co. Cross Lanes, W.Va. 1.47 24,302 16,517 2.20
137 First Keystone Corp. Berwick, Pa. 1.47 3,644 2,484 1.49
138 First State Bancshares Inc. Scottsbluff, Neb. 1.46 2,791 1,914 2.02
139 Peoples Bancorp. Inc. Winfield, Ala. 1.45 1,461 1,008 1.89
140 First Apple River Corp. Ill. 1.45 1,312 906 1.37
141 Citizens Bancorp. Inc. Mascoutah, Ill. 1.44 1,147 796 1.32
142 Independent Bancorp. Ltd. Little Chute, Wis. 1.44 1,259 875 2.30
143 Putnam Bancshares Inc. Hurricane, W.Va. 1.44 2,518 1,752 1.07
144 First Bemidji Holding Co. Minn. 1.43 3,076 2,148 1.74
145 Starion Bancorp. Bismarck, N.D. 1.43 3,767 2,634 1.92
146 Peoples Holding Co. Inc. Coldwater, Ohio 1.43 1,804 1,264 1.35
147 Calvin B. Taylor Bankshares Berlin, Md. 1.42 2,714 1,906 1.40
148 First Altus Bancorp Inc. Okla. 1.42 2,002 1,407 1.78
149 First Community Bancshares Milton, Wis. 1.42 1,539 1,082 2.02
150 Penns Woods Bancorp Inc. Jersey Shore, Pa. 1.42 5,477 3,865 2.06


Only domestic holding companies that file Y-9C report with the Fed are included.
Source: Highline Banking Data Services (877-305-6657)
© 2005 American Banker

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