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Bank and Thrift Deals Completed in the First Quarter of 2004

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Bank and Thrift Deals Completed in the First Quarter of 2004

Bank and Thrift Deals Completed in the First Quarter of 2004
Ranked by price at completion. Dollars in thousands
Published April 14, 2004
Related Table: Deals with highest announced price to equity/price to net income
Rank Buyer Seller Date Price Price at completion to: Seller's
Announced Completed Announced Completed Equity 12-month net Branches Assets
1 PNC Financial Services Group Pittsburgh United National Bancorp Bridgewater, N.J. 08/21/03 01/01/04 $649,121 $692,733 2.59% 26.16% 52 $3,149,528
2 Sovereign Bancorp Inc. Philadelphia First Essex Bancorp Inc. Andover, Mass. 06/13/03 02/06/04 400,369 490,309 2.96 22.32 20 1,746,085
3 First Niagara Financial Group Inc. Lockport, N.Y. Troy Financial Corp. N.Y. 08/11/03 01/16/04 354,941 356,026 2.14 25.88 23 1,365,456
4 FleetBoston Financial Corp. Progress Financial Corp. Blue Bell, Pa. 08/28/03 01/30/04 205,607 235,755 3.52 31.27 21 1,178,550
5 Texas Regional Bancshares McAllen Southeast Texas Bancshares Inc. Beaumont 09/15/03 03/12/04 226,469 234,732 2.04 19.77 28 1,103,691
6 Sterling Financial Corp. Spokane Klamath First Bancorp Inc. Klamath Falls, Ore. 07/15/03 01/02/04 147,293 186,117 1.48 74.16 51 1,537,118
7 Citizens Financial Group Inc. Providence, R.I. Thistle Group Holdings Co. Philadelphia 09/22/03 01/05/04 147,813 147,314 1.81 31.78 12 850,253
8 Pacific Capital Bancorp Santa Barbara, Calif. Pacific Crest Capital Inc. Agoura Hills, Calif. 10/16/03 03/05/04 135,941 135,941 2.74 15.27 5 592,278
9 UnionBanCal Corp. San Francisco Business Bancorp San Bernardino, Calif. 09/26/03 01/15/04 130,309 133,311 1.98 18.24 15 676,285
10 Alabama National BanCorp. Birmingham Indian River Banking Co. Vero Beach, Fla. 10/22/03 02/27/04 109,307 109,783 2.88 20.93 9 518,796
11 TowneBank Portsmouth, Va. Harbor Bank Newport News, Va. 10/23/03 03/22/04 84,277 98,492 3.58 39.97 7 271,944
12 Humboldt Bancorp Roseville, Calif. California Independent Bancorp Yuba City 08/12/03 01/06/04 83,805 88,441 2.93 19.91 11 375,901
13 Southern Community Financial Corp. Winston-Salem, N.C. Community Bank Pilot Mountain, N.C. 07/30/03 01/09/04 78,100 87,510 3.28 20.88 10 248,314
14 Provident Bancorp Inc. Montebello, N.Y. E.N.B. Holding Co. Inc. Ellenville, N.Y. 07/02/03 01/14/04 73,546 76,467 2.60 22.29 9 357,399
15 Synovus Financial Corp Columbus, Ga. Peoples Florida Banking Corp. Palm Harbor 10/07/03 01/30/04 70,730 68,418 3.80 22.00 4 249,983
16 NBC Capital Corp. Starkville, Miss. Enterprise Bancshares Inc. Memphis 12/11/03 03/31/04 53,131 53,131 2.40 43.34 4 292,370
17 Southwest Bancorp. of Texas Houston Reunion Bancshares Inc. Dallas 10/27/03 01/30/04 50,000 50,000 2.91 29.19 6 216,106
18 Southern Financial Bancorp Inc. Warrenton, Va. Essex Bancorp Inc. Norfolk, Va. 07/24/03 02/27/04 28,633 45,958 2.35 14.44 5 389,753
19 First Community Bancshares Inc. Bluefield, Va. PCB Bancorp Inc. Johnson City, Tenn. 12/31/03 03/31/04 36,531 36,531 2.60 19.52 5 172,283
20 Yadkin Valley Bank and Trust Co. Elkin, N.C. High Country Financial Corp. Boone, N.C. 05/28/03 01/01/04 36,684 35,104 2.01 26.93 5 182,434
21 Bank of Montreal Toronto Lakeland Financial Corp. Round Lake Heights, Ill. 11/24/03 03/01/04 34,600 34,600 2.46 8.17 2 169,760
22 Boston Private Financial Holdings Boston First State Bancorp Granada Hills, Calif. 07/10/03 02/17/04 26,757 30,728 2.17 NM 2 187,807
23 Citizens First Bancorp Inc. Port Huron, Mich. Metro Bancorp Inc. Farmington Hills, Mich. 05/22/03 01/09/04 30,000 30,000 1.80 22.99 4 152,095
24 Capital City Bank Group Inc. Tallahassee, Fla. Quincy State Bank Fla. 01/08/04 03/19/04 28,100 28,100 2.51 10.58 2 119,221
25 Alabama National BanCorp. Birmingham Cypress Bankshares Inc. Palm Coast, Fla. 10/15/03 02/20/04 26,671 27,179 2.90 31.30 2 110,347
26 PremierWest Bancorp Medford, Ore. Mid Valley Bank Red Bluff, Calif. 09/16/03 01/23/04 25,662 27,092 2.12 21.58 5 180,465
27 Simmons First National Corp. Pine Bluff, Ark. Alliance Bancorp. Inc. Hot Springs, Ark. 10/08/03 03/22/04 25,474 25,615 2.29 17.23 5 135,620
28 Northern States Financial Corp. Waukegan, Ill. Round Lake Bankcorp Inc. Ill. 09/11/03 01/05/04 19,800 19,800 2.06 27.27 2 111,727
29 South Shore Savings Bank Weymouth, Mass. Horizon Bank and Trust Co. Braintree, Mass. 07/21/03 02/19/04 19,561 19,561 1.43 17.70 1 126,958
30 IberiaBank Corp. New Iberia, La. Alliance Bank of Baton Rouge La. 11/17/03 02/29/04 15,472 18,074 1.85 35.81 1 76,032
31 Pacific Financial Corp. Aberdeen, Wash. BNW Bancorp Inc. Bellingham, Wash. 10/22/03 02/27/04 17,658 17,658 2.40 23.40 5 97,892
32 Liberty Bancshares Inc. Arnolds Park, Iowa StateFed Financial Corp. Des Moines 11/18/03 03/11/04 17,648 17,648 1.27 NM 3 94,692
33 Community Capital Corp. Greenwood, S.C. Abbeville Capital Corp S.C. 08/19/03 03/04/04 15,000 15,736 2.11 17.47 1 69,795
34 Community Bancshares of Mississippi Inc. Brandon Security Bancshares Inc. Amory, Miss. 11/14/03 02/28/04 15,000 15,000 1.41 16.38 5 146,170
35 Fentura Financial Inc. Fenton, Mich. West Michigan Financial Corp. Hudsonville 10/15/03 03/15/04 13,250 12,923 2.46 50.50 3 123,758
36 North American Bancshares Sherman, Tex. Pioneer Bankshares Inc. Fredericksburg, Tex. 07/24/03 01/01/04 12,697 12,697 2.61 NM 2 75,213
37 Cascade Bancorp Bend, Ore. Community Bank of Grants Pass Ore. 07/31/03 01/01/04 11,900 12,640 2.23 21.26 1 49,059
38 America Bancshares Inc. Newport, Minn. PriVest Bank Santa Ana, Calif. 09/18/03 01/08/04 10,900 10,900 1.91 20.79 2 83,917
39 Capitol Bancorp Ltd. Lansing, Mich. First Carolina State Bank Rocky Mount, N.C. 12/01/03 03/31/04 10,743 10,743 1.74 38.92 1 62,304
40 Southwest Georgia Financial Corp. Moultrie First Bank Holding Co. Sylvester, Ga. 11/24/03 02/27/04 9,756 9,720 1.30 25.15 1 45,087
41 Liberty Bancshares Inc. Jonesboro, Ark. Spring Rivers Bancshares Inc. Imboden, Ark. 11/18/03 03/19/04 8,119 8,119 1.48 NM 3 82,002
42 Franklin Bank Corp. Houston, Tex. Lost Pines Bancshares Inc. Smithville, Tex. 11/13/03 03/01/04 6,900 6,900 1.64 17.65 2 40,514
43 ColoEast Bankshares Lamar, Colo. First National Bank of Tribune Kan. 10/08/03 02/06/04 4,600 4,600 1.37 52.27 1 36,677
44 Pine River Bank Corp. Bayfield, Colo. First National Bank of Lake City Colo. 01/14/04 03/04/04 2,600 2,600 1.00 22.03 2 32,783
45 Van Orin Bancorp Inc. Ill. Malden Bancorp Inc. Ill. 09/16/03 03/01/04 2,500 2,500 1.42 13.97 1 13,101
46 Treaty Oak Holdings Inc. Austin, Tex. Texline State Bank Tex. 05/16/03 03/10/04 2,200 2,225 2.03 NM 1 11,539
47 MSB Capital Corp. Columbus, Ohio First State Bank West Manchester, Ohio 11/24/03 02/13/04 684 684 0.50 NM 1 15,886
48 First Data Corp. Greenwood Village, Colo. Concord EFS Inc. Memphis 04/02/03 02/26/04 NA NA NA NA 3 2,423,279
49 Ridgefield Bank Ridgefield, Conn. Fairfield County Savings Bank Norwalk, Conn. 08/06/03 01/01/04 NA NA NA NA 7 374,416
50 First Security Bancorp Searcy, Ark. First National Bank of Springdale Ark. 10/08/03 01/02/04 NA NA NA NA 5 344,428
51 Marathon Banking Corp. New York Interbank of New York New York 09/17/03 01/23/04 NA NA NA NA 4 281,967
52 Sulphur Springs Bancshares Tex. Hawkins Financial Corp. Tex. 12/19/03 02/27/04 NA NA NA NA 3 38,885
53 Centrue Financial Corp. Kankakee, Ill. Parish Bank and Trust Co. Momence, Ill. 10/29/03 03/12/04 NA NA NA NA 2 20,374
54 Tremont Bancorp Inc. Ill. Hopedale Investment Co. Hopedale, Ill. 12/24/03 03/12/04 NA NA NA NA 1 13,950
55 Fidelity Financial Corp. Wichita Bridgeview Bank, N.A. Oklahoma City 01/14/04 01/14/04 NA NA NA NA 1 NA

Source: Sheshunoff Information Services, a division of Thomson Corp.

© 2004 American Banker

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