Bank and Thrift Holding Companies with the Most U.S. Credit Card Loans
August 18, 2004, 10:08 a.m. EDT 1 Min Read
View Table
Printer Friendly Version
Bank and Thrift Holding Companies with the Most U.S. Credit Card Loans
| | |||||
| Published August 18, 2004 | |||||
| Card loans | All loans and leases | ||||
| Mar. 31 | Year earlier | Change | |||
| 1 | Citigroup Inc. New York | $78,451,000 | $56,914,000 | 37.84% | $511,562,000 |
| 2 | Bank of America Corp. Charlotte | 35,173,798 | 24,819,000 | 41.72% | 388,928,102 |
| 3 | MBNA Corp. Wilmington, Del. | 18,240,715 | 18,144,438 | 0.53% | 30,095,826 |
| 4 | J.P. Morgan Chase & Co. New York | 15,975,000 | 17,509,000 | -8.76% | 217,630,000 |
| 5 | Bank One Corp. Chicago | 10,923,000 | 11,054,000 | -1.19% | 166,441,000 |
| 6 | Wells Fargo & Co. San Francisco | 8,401,000 | 7,391,000 | 13.67% | 298,614,000 |
| 7 | FleetBoston Financial Corp. | 6,851,000 | 5,254,000 | 30.40% | 126,712,000 |
| 8 | U.S. Bancorp Minneapolis | 5,815,000 | 5,502,000 | 5.69% | 121,527,000 |
| 9 | USAA Bancorp Inc. San Antonio | 5,705,628 | 4,986,885 | 14.41% | 11,807,788 |
| 10 | Capital One Financial Corp. Falls Church, Va. | 3,563,546 | 3,948,569 | -9.75% | 9,680,524 |
| 11 | Royal Bank of Scotland Group Edinburgh | 1,961,511 | 0 | NA | 48,008,282 |
| 12 | HSBC Holdings PLC London | 1,103,476 | 1,123,188 | -1.76% | 52,191,701 |
| 13 | National City Corp. Cleveland | 962,914 | 852,617 | 12.94% | 92,405,268 |
| 14 | BB&T Corp. Winston-Salem, N.C. | 809,638 | 736,657 | 9.91% | 64,371,086 |
| 15 | Popular Inc. San Juan, Puerto Rico | 730,000 | 751,000 | -2.80% | 23,900,000 |
| 16 | Fifth Third Bancorp Cincinnati | 641,887 | 471,569 | 36.12% | 55,572,861 |
| 17 | State Farm Mutual Auto Insurance Bloomington, Ill. | 574,084 | 287,383 | 99.76% | 4,887,591 |
| 18 | Commerce Bancshares Inc. Kansas City, Mo. | 553,086 | 515,508 | 7.29% | 8,149,437 |
| 19 | Bankfirst Corp. Inc. Sioux Falls, S.D. | 490,831 | 756,592 | -35.13% | 499,547 |
| 20 | Compass Bancshares Birmingham, Ala. | 479,105 | 455,725 | 5.13% | 17,352,143 |
| 21 | AmSouth Bancorp. Birmingham, Ala. | 469,225 | 454,490 | 3.24% | 30,137,646 |
| 22 | United National Corp. Sioux Falls, S.D. | 372,169 | 446,823 | -16.71% | 660,656 |
| 23 | SouthTrust Corp. Birmingham, Ala. | 324,574 | 305,119 | 6.38% | 36,528,863 |
| 24 | Hudson United Bancorp Mahwah, N.J. | 305,949 | 315,323 | -2.97% | 4,602,751 |
| 25 | Synovus Financial Corp. Columbus, Ga. | 247,652 | 239,495 | 3.41% | 17,165,500 |
| 26 | Marshall & Ilsley Corp. Milwaukee | 235,508 | 192,074 | 22.61% | 26,019,867 |
| 27 | First Citizens Bancshares Raleigh | 234,882 | 224,931 | 4.42% | 8,616,987 |
| 28 | Marin National Bancorp Las Vegas | 224,841 | 241,688 | -6.97% | 233,284 |
| 29 | First Tennessee National Corp. Memphis | 219,665 | 225,426 | -2.56% | 18,536,598 |
| 30 | BNP Paribas Paris | 208,762 | 199,633 | 4.57% | 26,279,785 |
| 31 | Canadian Imperial Bank of Commerce Toronto | 197,622 | 164,121 | 20.41% | 197,651 |
| 32 | UMB Financial Corp. Kansas City, Mo. | 157,778 | 156,655 | 0.72% | 2,674,045 |
| 33 | Intrust Financial Corp. Wichita | 154,280 | 157,831 | -2.25% | 1,895,342 |
| 34 | Simmons First National Corp. Pine Bluff, Ark. | 153,505 | 165,821 | -7.43% | 1,517,500 |
| 35 | FirstMerit Corp. Akron | 140,659 | 136,125 | 3.33% | 6,575,021 |
| 36 | Zions Bancorp. Salt Lake City | 111,425 | 105,317 | 5.80% | 20,620,717 |
| 37 | E-trade Bank Arlington, Va. | 95,728 | 185 | 51644.86% | 8,757,912 |
| 38 | Banco Santander SA Santander, Spain | 95,567 | 99,669 | -4.12% | 4,436,825 |
| 39 | Royal Bank of Canada Montreal | 87,221 | 83,426 | 4.55% | 12,186,922 |
| 40 | Amalgamated Investments Co. Chicago | 75,465 | 77,375 | -2.47% | 326,091 |
| 41 | Independent Bankers Financial Corp. Irving, Tex. | 75,433 | 74,147 | 1.73% | 512,974 |
| 42 | BancorpSouth Inc. Tupelo, Miss. | 71,359 | 72,532 | -1.62% | 6,294,715 |
| 43 | Wilmington Trust Corp. Del. | 59,224 | 58,076 | 1.98% | 6,395,981 |
| 44 | R&G Financial Corp. San Juan, Puerto Rico | 56,558 | 44,055 | 28.38% | 4,511,756 |
| 45 | W Holding Co. Inc. Mayaguez, Puerto Rico | 53,542 | 56,414 | -5.09% | 5,023,916 |
| 46 | Arvest Bank Group Inc. Bentonville, Ark. | 50,900 | 44,936 | 13.27% | 4,831,191 |
| 47 | Lauritzen Corp. Omaha | 50,000 | 50,000 | 0.00% | 613,947 |
| 48 | Trustmark Corp. Jackson, Miss. | 44,636 | 46,604 | -4.22% | 5,198,296 |
| 49 | Community Financial Services Atlanta | 43,582 | 41,501 | 5.01% | 792,648 |
| 50 | Pulaski Investment Corp. Little Rock | 41,330 | 32,957 | 25.41% | 272,872 |
| 51 | First Bancorp San Juan, Puerto Rico | 40,253 | 160,275 | -74.89% | 7,436,621 |
| 52 | Capitol Bancorp. Inc. Britton, S.D. | 37,017 | 35,876 | 3.18% | 327,723 |
| 53 | Fulton Financial Corp. Lancaster, Pa. | 36,747 | 35,082 | 4.75% | 6,245,895 |
| 54 | Farmers and Merchants Bank Milford, Neb. | 36,067 | 35,724 | 0.96% | 1,138,566 |
| 55 | CU Bank Shares Inc. Farmers Branch, Tex. | 34,332 | 10,838 | 216.77% | 218,335 |
| 56 | First Interstate BancSystem Billings, Mont. | 33,794 | 28,096 | 20.28% | 2,568,269 |
| 57 | Park National Corp. Newark, Ohio | 32,810 | 32,762 | 0.15% | 2,775,146 |
| 58 | Franklin Resources Inc. San Mateo, Calif. | 31,788 | 34,610 | -8.15% | 478,438 |
| 59 | Banco Bilbao Vizcaya Argenta Bilbao, Spain | 30,618 | 30,307 | 1.03% | 2,824,587 |
| 60 | FirstBank Holding Co. Lakewood, Colo. | 26,236 | 28,658 | -8.45% | 1,806,093 |
| 61 | Hawaiian Electric Industries Honolulu | 26,183 | 39,965 | -34.49% | 3,089,704 |
| 62 | First Citizens Bancorp Inc. Columbia, S.C. | 25,591 | 26,720 | -4.23% | 2,973,943 |
| 63 | Commercial Federal Corp. Omaha | 23,787 | 40,245 | -40.89% | 8,295,264 |
| 64 | Americrest Bancshares Inc. Oklahoma City | 23,522 | 26,934 | -12.67% | 574,110 |
| 65 | First Command Bank Fort Worth | 23,149 | 16,673 | 38.84% | 243,933 |
| 66 | Commerce Bancorp Inc. Cherry Hill, N.J. | 23,093 | 18,866 | 22.41% | 7,837,648 |
| 67 | Capital City Bank Group Inc. Tallahassee | 22,713 | 23,816 | -4.63% | 1,465,804 |
| 68 | Rainier Pacific Financial Group Fife, Wash. | 20,728 | NA | NA | 451,499 |
| 69 | Whitney Holding Corp. New Orleans | 20,724 | 18,838 | 10.01% | 5,000,468 |
| 70 | First Financial Bancorp Hamilton, Ohio | 20,163 | 20,359 | -0.96% | 2,834,112 |
| 71 | Bank of Nova Scotia Toronto | 19,041 | 20,949 | -9.11% | 1,253,919 |
| 72 | City Holding Co. Cross Lanes, W.Va. | 18,119 | 18,780 | -3.52% | 1,333,522 |
| 73 | S&T Bancorp Inc. Indiana, Pa. | 17,178 | 15,381 | 11.68% | 2,183,931 |
| 74 | Central Bancompany Jefferson City, Mo. | 16,589 | 15,289 | 8.50% | 3,943,524 |
| 75 | United Bankshares Inc. Charleston, W.Va. | 15,112 | 14,648 | 3.17% | 4,440,516 |
| 76 | City National Corp. Beverly Hills | $14,865 | $14,434 | 2.99% | $7,967,639 |
| 77 | Viking Corp. Omaha | 14,725 | NA | NA | 114,015 |
| 78 | Hopkins Financial Corp. Mitchell, S.D. | 14,716 | 10,719 | 37.29% | 242,767 |
| 79 | First Financial Corp. Terre Haute, Ind. | 14,007 | 13,306 | 5.27% | 1,432,816 |
| 80 | Harleysville National Corp. Pa. | 13,440 | 13,392 | 0.36% | 1,428,145 |
| 81 | Fishback Financial Corp. Brookings, S.D. | 12,605 | 16,832 | -25.11% | 590,066 |
| 82 | West Suburban Bancorp Inc. Lombard, Ill. | 12,499 | 11,836 | 5.60% | 1,070,391 |
| 83 | WSFS Financial Corp. Wilmington, Del. | 11,946 | 12,263 | -2.59% | 1,353,261 |
| 84 | First Financial Holdings Charleston, S.C. | 11,768 | 19,496 | -39.64% | 1,812,126 |
| 85 | Tompkins Trustco Inc. Ithaca, N.Y. | 11,224 | 10,793 | 3.99% | 1,089,236 |
| 86 | Associated Banc-Corp Green Bay, Wis. | 10,404 | 8,575 | 21.33% | 10,607,310 |
| 87 | Sierra Bancorp Porterville, Calif. | 10,254 | 10,432 | -1.71% | 610,361 |
| 88 | Peoples First Properties Panama City, Fla. | 9,860 | 10,764 | -8.40% | 1,136,430 |
| 89 | Valley National Bancorp Wayne, N.J. | 9,743 | 10,380 | -6.14% | 6,278,900 |
| 90 | Palmetto Bancshares Inc. Laurens, S.C. | 9,572 | 9,568 | 0.04% | 713,352 |
| 91 | W.T.B. Financial Corp. Spokane | 9,542 | 9,196 | 3.76% | 1,793,460 |
| 92 | Doral Financial Corp. San Juan, Puerto Rico | 9,120 | 5,931 | 53.77% | 3,407,540 |
| 93 | International Bancshares Corp. Laredo, Tex. | 8,747 | 9,493 | -7.86% | 2,793,857 |
| 94 | Provident Financial Group, Cincinnati | 8,643 | 2,690 | 221.30% | 9,193,422 |
| 95 | Community First Bankshares Fargo, N.D. | 8,512 | 8,916 | -4.53% | 3,310,028 |
| 96 | Arkansas National Bancshares Bentonville | 8,372 | 7,706 | 8.64% | 426,065 |
| 97 | Chemung Financial Corp. Elmira, N.Y. | 8,301 | 7,864 | 5.56% | 387,437 |
| 98 | IberiaBank Corp. Lafayette, La. | 8,207 | 8,727 | -5.96% | 1,482,738 |
| 99 | Citizens and Northern Corp. Wellsboro, Pa. | 8,070 | 7,243 | 11.42% | 531,931 |
| 100 | Central Bancshares Inc. Lexington, Ky. | 8,052 | 8,065 | -0.16% | 997,718 |
| 101 | Trinity Capital Corp. Los Alamos, N.M. | 7,786 | 6,897 | 12.89% | 785,618 |
| 102 | Citizens Banking Corp. Flint, Mich. | 7,446 | 9,463 | -21.31% | 5,237,116 |
| 103 | Dickinson Financial Corp. II Kansas City, Mo. | 7,155 | 6,573 | 8.85% | 2,023,474 |
| 104 | Union Bankshares Corp. Bowling Green, Va. | 7,014 | 5,101 | 37.50% | 950,254 |
| 105 | First Midwest Bancorp Inc. Itasca, Ill. | 6,779 | 6,395 | 6.00% | 4,125,947 |
| 106 | Commerce Financial Corp. Topeka, Kan. | 6,528 | 5,080 | 28.50% | 487,600 |
| 107 | Frontier Financial Corp. Everett, Wash. | 6,467 | 6,421 | 0.72% | 1,828,418 |
| 108 | First Security Bancorp Searcy, Ark. | 6,383 | 6,226 | 2.52% | 1,073,601 |
| 109 | Gold Banc Corp. Inc. Leawood, Kan. | 6,318 | 6,063 | 4.21% | 2,862,736 |
| 110 | LSB Bancshares Inc. Lexington, N.C. | 6,299 | 4,885 | 28.95% | 678,980 |
| 111 | S.B.C.P. Bancorp Inc. Cross Plains, Wis. | 6,071 | 5,901 | 2.88% | 304,420 |
| 112 | Integra Bank Corp. Evansville, Ind. | 6,017 | 5,977 | 0.67% | 1,655,118 |
| 113 | Watford City Bancshares Inc. N.D. | 5,984 | 6,266 | -4.50% | 459,515 |
| 114 | Alabama National Bancorp. Birmingham, Ala. | 5,964 | 4,827 | 23.56% | 3,164,294 |
| 115 | Sterling Bancorp Inc. Southfield, Mich. | 5,959 | 9,977 | -40.27% | 474,685 |
| 116 | Anchor BanCorp Wisconsin Inc. Madison | 5,677 | 12,696 | -55.29% | 3,094,905 |
| 117 | First Federal Capital Corp. La Crosse, Wis. | 5,658 | 7,348 | -23.00% | 2,626,423 |
| 118 | United Bankers Bancorp Bloomington, Minn. | 5,646 | 6,652 | -15.12% | 137,165 |
| 119 | Hills Bancorp. Hills, Iowa | 5,517 | 4,531 | 21.76% | 919,487 |
| 120 | U.S.B. Holding Co. Inc. Orangeburg, N.Y. | 5,338 | 5,282 | 1.06% | 1,485,762 |
| 121 | Appalachian Bancshares Inc. Ellijay, Ga. | 5,326 | 3,361 | 58.46% | 343,907 |
| 122 | Pinnacle Bancorp Inc. Central City, Neb. | 5,284 | 5,346 | -1.16% | 2,485,409 |
| 123 | National Bankshares Inc. Blacksburg, Va. | 5,111 | 5,269 | -3.00% | 412,624 |
| 124 | AmericanWest Bancorp. Spokane | 4,893 | 5,138 | -4.77% | 870,006 |
| 125 | Villages Bancorp. Inc. Lady Lake, Fla. | 4,812 | 4,074 | 18.11% | 183,409 |
| 126 | Liberty Financial Services New Orleans | 4,798 | 4,559 | 5.24% | 113,879 |
| 127 | Southern National Banks Inc. Fort Walton Beach, Fla. | 4,797 | 5,414 | -11.40% | 220,110 |
| 128 | American State Financial Corp. Lubbock, Tex. | 4,661 | 4,656 | 0.11% | 547,578 |
| 129 | Fidelity Bancshares Fuquay-Varina, N.C. | 4,657 | 4,729 | -1.52% | 760,594 |
| 130 | Columbia Bancorp The Dalles, Ore. | 4,628 | 4,105 | 12.74% | 489,934 |
| 131 | West Coast Bancorp Lake Oswego, Ore. | 4,535 | 4,548 | -0.29% | 1,266,189 |
| 132 | Farmers and Merchants Bancorp Lodi, Calif. | 4,519 | 4,287 | 5.41% | 797,128 |
| 133 | SCBT Financial Corp. Columbia, S.C. | 4,476 | 4,045 | 10.66% | 1,009,281 |
| 134 | First Bancorp Troy, N.C. | 4,473 | 4,159 | 7.55% | 1,254,481 |
| 135 | QCR Holdings Inc. Moline, Ill. | 4,465 | 3,854 | 15.85% | 561,665 |
| 136 | Longview Financial Corp. Tex. | 4,378 | 4,469 | -2.04% | 442,838 |
| 137 | Financial Institutions Inc. Warsaw, N.Y. | 4,377 | 4,642 | -5.71% | 1,311,639 |
| 138 | EuroBancshares Inc. Hato Rey, Puerto Rico | 4,305 | 4,355 | -1.15% | 961,244 |
| 139 | Heartland Financial USA Inc. Dubuque, Iowa | 4,253 | 3,516 | 20.96% | 1,383,913 |
| 140 | Bank Mutual Bancorp MHC Brown Deer, Wis. | 4,228 | 4,157 | 1.71% | 1,717,987 |
| 141 | First National Bankshares of Florida Naples | 4,222 | NA | NA | 2,580,420 |
| 142 | Pointe Financial Corp. Boca Raton, Fla. | 4,210 | 3,900 | 7.95% | 260,639 |
| 143 | Community First Bancshares Harrison, Ark. | 4,090 | 3,818 | 7.12% | 228,190 |
| 144 | Cascade Bancorp Bend, Ore. | 4,074 | 4,215 | -3.35% | 669,131 |
| 145 | Farmers Bancorp Frankfort, Ind. | 4,059 | 3,974 | 2.14% | 359,750 |
| 146 | Rurban Financial Corp. Defiance, Ohio | 4,038 | 4,555 | -11.35% | 269,566 |
| 147 | DCB Financial Corp. Lewis Center, Ohio | 3,981 | 4,263 | -6.62% | 416,082 |
| 148 | Sunflower Banks Inc. Salina, Kan. | 3,778 | 3,678 | 2.72% | 705,225 |
| 149 | Community Banks Inc. Harrisburg, Pa. | 3,713 | 3,566 | 4.12% | 1,117,514 |
| 150 | Chambers Bancshares Inc. Danville, Ark. | 3,707 | 3,991 | -7.12% | 551,396 |
Notes: Data for bank holding companies based on Y-9C reports. Data for foreign holding companies based on reports of U.S. subsidiaries
Source: Highline Banking Data Services (877-299-9424)
© 2004 American Banker