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Bank Holding Companies with Highest Concentration in Home Equity Loans

December 01, 2004, 10:08 a.m. EST 1 Min Read
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Bank Holding Companies with Highest Concentration in Home Equity Loans

Bank Holding Companies with Highest Concentration in Home Equity Loans
As of June 30, 2004. Dollars in thousands
Published Date
Related Table: Biggest Increases fron Year Earlier
    Concentration* Home equity loans Domestic loans,
leases
June 30 Year earlier June 30 Year earlier
1 Five Flags Banks Inc. Pensacola, Fla. 55.51% 56.18% $15,983 -0.06 $28,782
2 First American Bank Corp. Elk Grove Village, Ill. 34.00 31.87 537,290 17.54 1,580,092
3 Fremont Bancorp Calif. 32.16 21.90 387,003 34.53 1,202,594
4 Cornerstone Bancorp Inc. Palatine, Ill. 27.91 27.22 46,083 60.87 165,018
5 First Horizon National Corp. Memphis 27.38 16.73 5,132,931 64.78 18,749,194
6 Countrywide Financial Corp. Calabasas, Calif. 25.57 8.64 13,682,265 232.24 53,502,378
7 Paramount Bancorp Inc. Farmington Hills, Mich. 24.92 14.05 41,995 90.92 168,539
8 Heritage Community Bancorp Riverdale, Ill. 24.39 29.68 45,860 -9.16 188,028
9 City Holding Co. Cross Lanes, W.Va. 21.66 20.41 292,486 19.67 1,350,477
10 Edville Bankcorp Inc. Villa Park, Ill. 21.45 19.28 44,220 32.88 206,147
11 Somerset Hills Bancorp Bernardsville, N.J. 21.10 17.47 27,629 23.48 130,669
12 First Northwest Bancorp Inc. Arlington Heights, Ill. 20.09 17.30 33,290 27.29 165,667
13 Hampden Bancorp MHC Springfield, Mass. 20.03 NA 50,058 NA 249,860
14 Riverside Gulf Coast Banking Co. Cape Coral, Fla. 19.93 13.13 47,327 108.04 237,498
15 Oak Park River Forest Bankshares Oak Park, Ill. 19.74 NA 32,549 NA 164,263
16 Western Springs Bancorp Inc. Hoffman Estates, Ill. 19.59 21.23 27,499 1.05 140,347
17 First Indiana Corp. Indianapolis 19.06 17.37 324,949 -1.71 1,705,310
18 Bridge Bancorp Inc. Bridgehampton, N.Y. 18.94 16.74 54,546 24.01 287,932
19 First Charter Corp. Charlotte 18.90 16.48 448,805 29.07 2,374,805
20 Carrollton Bancorp Baltimore 18.85 19.00 40,652 7.23 215,647
21 First Citizens Bancshares Raleigh 18.76 18.66 1,685,751 14.95 8,988,095
22 AmSouth Bancorp. Birmingham, Ala. 18.72 17.07 5,920,217 22.77 31,627,416
23 Elmwood Financial Corp. Racine, Wis. 18.48 15.93 30,439 22.89 164,723
24 Cambridge Bancorp Mass. 18.34 20.80 53,457 -3.56 291,444
25 Valley Commerce Bancorp Ltd. Phoenix 18.04 NA 16,004 NA 88,704
26 Columbia Bancorp Columbia, Md. 17.90 14.41 162,535 45.60 907,627
27 First Evanston Bancorp Inc. Ill. 17.63 19.46 53,964 3.22 306,079
28 Alliance Bankshares Corp. Chantilly, Va. 17.59 16.76 31,336 43.38 178,182
29 Community Financial Shares Glen Ellyn, Ill. 17.40 18.88 27,944 4.27 160,551
30 Falmouth Bancorp Inc. Mass. 17.24 17.85 16,663 10.12 96,669
31 NVE Bancorp MHC Englewood, N.J. 17.23 14.69 44,025 9.36 255,544
32 Northview Financial Corp. Northfield, Ill. 17.06 15.81 44,249 14.79 259,403
33 Commonwealth Bancshares Inc. Louisville 17.05 18.25 69,885 -7.30 409,809
34 South Coastal Holdings MHC Rockland, Mass. 16.79 14.20 28,084 88.93 167,222
35 TriCo Bancshares Chico, Calif. 16.73 16.36 180,444 29.45 1,078,464
36 Associated Community Bancorp Greenwich, Conn. 16.06 15.03 32,548 14.90 202,317
37 Wells Fargo & Co. San Francisco 15.92 10.20 50,509,000 76.09 313,420,000
38 Provident Financial Group Cincinnati 15.84 13.35 1,484,576 19.00 9,373,686
39 Sterling Financial Group Inc. Rochester, Minn. 15.76 11.32 32,450 18.67 205,933
40 NC Bancorp Inc. Chicago 15.72 18.83 21,359 -1.29 135,887
41 Midcarolina Financial Corp Burlington, N.C. 15.69 14.38 32,004 31.43 203,927
42 Foster Bankshares Inc. Chicago 15.51 16.26 42,166 21.41 271,804
43 Ogle County Bancshares Inc. Rochelle, Ill. 15.34 10.88 11,917 51.93 77,681
44 Citrus and Chemical Bancorp. Bartow, Fla. 15.25 15.46 50,033 6.32 328,066
45 Huntington Bancshares Inc. Columbus, Ohio 15.24 14.30 3,366,048 18.85 22,079,948
46 First Business Bancorp Chicago 15.19 11.13 13,725 35.06 90,342
47 First Community Bancorp Inc. Pahokee, Fla. 15.04 NA 14,182 NA 94,228
48 F&M Financial Corp. Granite Quarry, N.C. 14.94 14.75 46,806 10.41 312,605
49 Republic Bancorp Inc. Louisville, Ky. 14.91 12.32 253,020 41.66 1,697,292
50 Irwin Financial Corp. Columbus, Ind. 14.85 12.84 653,336 7.86 4,207,473
51 Resource Bancshares Inc. De Kalb, Ill. 14.84 11.18 21,132 35.18 142,376
52 Cambank Inc. Lake Zurich, Ill. 14.78 13.23 30,663 42.86 207,066
53 Center Bancorp Inc. Union, N.J. 14.78 14.52 54,106 38.90 365,964
54 First Oak Brook Bancshares Ill. 14.77 15.04 147,141 10.50 996,244
  KeyCorp Cleveland 14.77 14.20 9,452,546 5.31 62,817,178
56 Heartland Bancshares Inc. Franklin, Ind. 14.71 11.01 17,354 20.50 118,013
57 Illinois Valley Bancorp Inc. Morris, Ill. 14.64 NA 15,292 NA 104,478
58 Devon Bancorp Inc. Chicago 14.47 14.19 25,335 9.13 174,987
59 Northern Michigan Corp. Escanaba 14.39 12.40 18,151 25.13 126,122
60 Plymouth Bancorp Inc. Wareham, Mass. 14.38 9.64 95,500 29.33 664,278
61 Palos Bancshares Inc. Palos Heights, Ill. 14.34 13.25 29,800 12.27 207,779
62 Cardinal Financial Corp. McLean, Va. 14.32 13.32 56,394 60.07 393,702
63 West Tennessee Bancshares Bartlett 14.28 10.97 29,084 17.97 203,622
64 National City Corp. Cleveland 14.24 8.89 13,814,972 51.31 96,799,053
65 Heritagebanc Inc. Chicago Heights, Ill. 14.06 12.30 22,528 39.95 160,248
66 Financial Services of St. Croix St. Croix Falls, Wis. 13.92 NA 22,089 NA 158,648
67 Monmouth Community Bancorp Long Branch, N.J. 13.90 14.31 18,693 43.01 134,510
68 Annapolis Bancorp Inc. Md. 13.86 10.77 26,635 59.52 192,153
69 TCF Financial Corp. Wayzata, Minn. 13.85 11.42 1,281,369 28.98 9,254,613
70 First Citizens Bancorp Inc. Columbia, S.C. 13.81 12.35 421,550 26.16 3,052,840
71 Webster Financial Corp. Waterbury, Conn. 13.69 NA 1,566,844 NA 11,444,288
72 National Commerce Financial Corp. Memphis 13.68 11.63 1,992,718 32.28 14,562,875
73 Columbiana Bancshares Inc. Ala. 13.65 10.99 17,709 17.48 129,741
74 Sturgis Bancorp Inc. Mich. 13.59 10.09 31,698 45.69 233,175
75 Norway Bancorp MHC Maine 13.45 10.00 68,057 54.55 505,749
76 F.N.B.C. of La Grange Inc. Ill. 13.37 12.47 35,387 15.18 264,714
77 Harleysville National Corp. Pa. 0.13 0.12 224,539 0.36 1,683,528
78 First Eagle Bancshares Inc. Hanover Park, Ill. 13.33 10.15 24,068 59.22 179,968
Great Lakes Financial Resource Inc. Matteson, Ill. 13.33 12.77 52,433 12.26 393,354
80 First National Lincoln Corp. Damariscotta, Maine 13.27 11.59 58,857 37.57 443,433
81 First Litchfield Financial Corp. Conn. 13.26 11.87 26,507 21.39 199,867
82 LDF Inc. Chicago 13.23 NA 31,343 NA 236,428
  Illinois State Bancorp Inc. Wheaton 13.23 13.25 20,452 18.44 154,614
84 Northwest Suburban Bancorp Mount Prospect, Ill. 13.20 11.57 42,896 39.46 324,797
  New Mexico Banquest Corp. Santa Fe 13.20 13.84 38,502 18.44 290,847
86 Fifth Third Bancorp Cincinnati 13.19 13.07 7,552,353 9.82 57,256,395
87 National Bank of Indianapolis Corp. Ind. 13.03 12.76 80,300 11.04 616,405
88 Villages Bancorp Inc. Lady Lake, Fla. 13.01 12.49 25,897 34.56 199,105
89 RCB Corp. Sacramento 13.00 11.32 53,365 52.42 410,415
90 Wintrust Financial Corp. Lake Forest, Ill. 12.86 13.79 491,991 17.99 3,816,695
91 Executive Banking Corp. Miami 12.79 15.45 14,093 -8.19 109,802
92 Prospect Bancshares Inc. Worthington, Ohio 12.78 NA 24,664 NA 193,054
93 Leesport Financial Corp. Wyomissing, Pa. 12.73 9.34 50,218 47.02 394,553
94 First Volunteer Corp. Chattanooga, Tenn. 12.73 9.62 42,400 33.81 333,192
95 Banknorth Group Inc. Portland, Maine 12.67 12.80 2,309,588 13.69 18,231,684
96 A. E. Bancorp Buffalo Grove, Ill. 12.65 15.58 20,943 -7.54 165,558
97 Unizan Financial Corp. Canton, Ohio 12.64 10.62 247,811 19.83 1,960,625
98 Pinnacle Bankshares Corp. Altavista, Va. 12.62 11.34 19,466 18.13 154,083
99 Citizens Bancshares Hutchinson, Minn. 12.61 12.74 11,168 7.23 88,549
100 Alpine Banks of Colorado Glenwood Springs 12.47 12.94 124,796 16.96 997,946
  Camden National Corp. Maine 12.47 10.41 126,291 34.48 1,010,041
102 Bank of the James Financial Lynchburg, Va. 12.43 NA 15,593 NA 125,397
103 Citizens Bancorp Inc. Newport, Ky. 12.42 12.24 17,601 15.31 141,759
  Lake Elmo Bancshares Inc. Minn. 12.42 11.81 21,952 21.54 176,690
105 Greenville First Bancshares S.C. 12.41 12.36 30,737 41.37 247,582
106 Bank of Hawaii Corp. Honolulu 12.39 10.58 720,481 22.33 5,216,162
  First Co. Powell, Wyo. 12.39 8.76 18,255 47.97 147,309
108 Community Bank Corp. Park Ridge, Ill. 12.32 10.86 15,912 25.11 129,031
109 Heritage Bancorp Reno 12.26 NA 16,208 NA 131,707
110 Fidelity Bancshares Fuquay-Varina, N.C. 12.25 13.40 94,540 -5.09 771,541
111 Commerce Bancorp Inc. Cherry Hill, N.J. 12.23 12.23 1,026,163 29.21 8,390,225
112 Benchmark Bancorp Inc. Aurora, Ill. 12.19 NA 15,069 NA 123,444
  Union National Financial Corp. Mount Joy, Pa. 12.19 11.39 30,088 34.00 246,814
  Washington Trust Bancorp Westerly, R.I. 12.19 11.56 134,299 39.31 1,102,030
115 Leaders Group Inc. Oak Brook, Ill. 12.15 NA 19,998 NA 164,526
116 First Security Group Inc. Chattanooga, Tenn. 12.12 10.29 60,667 35.09 500,192
117 Jacksonville Bancorp Inc. Fla. 12.09 NA 20,229 NA 167,342
118 West Coast Bancorp Lake Oswego, Ore. 12.05 9.14 157,333 40.98 1,305,143
119 Tampa Banking Co. 12.04 12.09 53,038 14.65 440,638
120 Stillman Bancorp Inc. Stillman Valley, Ill. 12.01 9.60 18,541 16.65 154,073
121 Lincolnwood Bancorp Inc. Ill. 11.97 11.14 21,863 33.26 182,603
  Lakeland Bancorp Inc. Oak Ridge, N.J. 11.97 10.76 106,598 34.45 890,860
123 Patriot National Bancorp Stamford, Conn. 11.96 15.29 27,378 -3.85 228,955
124 First Bancorp of Durango Inverness, Ill. 11.95 9.87 24,017 38.18 200,625
125 LSB Bancshares Inc. Lexington, N.C. 11.86 10.01 81,591 20.90 687,736
126 United Bankshares Inc. Charleston, W.Va. 11.79 10.70 534,818 23.04 4,534,956
127 PNC Financial Services Group Pittsburgh 11.75 9.79 4,773,722 35.13 39,375,900
128 BWC Financial Corp. Walnut Creek, Calif. 11.69 12.63 44,047 -1.94 374,913
129 Crescent Financial Corp. Cary, N.C. 11.65 11.48 28,497 75.55 244,199
130 Central Bancshares Inc. Golden Valley, Minn. 11.56 10.12 28,729 31.98 248,564
131 Metro Bank Financial Services Miami 11.54 11.11 17,141 3.40 148,180
132 McLeod Bancshares Inc. Shorewood, Minn. 11.53 10.12 19,254 29.58 167,047
133 Century Bancorp Inc. Medford, Mass. 11.45 8.83 62,669 42.59 547,060
134 FNB Banking Co. Griffin, Ga. 11.42 9.59 26,591 20.51 232,489
135 First Suburban Bancorp Corp. Maywood, Ill. 11.41 10.17 12,453 20.68 109,128
136 SouthTrust Corp. Birmingham, Ala. 11.38 9.63 4,234,245 23.55 37,191,585
137 Heritage Financial Holding Co. Decatur, Ala. 11.37 6.32 47,050 58.42 413,955
  FNB Financial Services Corp. Greensboro, N.C. 11.37 10.79 68,791 11.94 605,096
139 SCBT Financial Corp. Columbia, S.C. 11.36 9.63 120,940 31.65 1,063,839
140 Faribault Bancshares Inc. Minn. 11.35 NA 10,674 NA 94,039
141 Honor Bancorp Inc. Honor, Mich. 11.34 8.34 15,383 30.15 135,525
142 Highland Bancshares Inc. St. Michael, Minn. 11.33 10.73 27,282 30.96 240,823
143 Continental Mortgage Corp. Aurora, Ill. 11.30 9.61 8,526 -15.10 75,458
  Southern Community Financial Corp. Winston-Salem, N.C. 11.30 12.74 83,600 39.31 739,494
145 F&M Financial Corp. Clarksville, Tenn. 11.29 10.55 42,023 18.62 372,233
146 Capital Bancorp Inc. Nashville 11.28 10.31 25,734 27.26 227,705
147 LNB Bancorp Inc. Lorain, Ohio 11.27 10.28 61,835 14.05 548,883
148 Sonoma Valley Bancorp Calif. 11.18 9.04 15,910 43.66 141,855
149 Hawaii National Bancshares Honolulu 11.16 11.33 30,392 2.57 270,837
150 Charter One Financial Inc. Cleveland 11.15 11.67 3,684,505 21.72 33,032,681
  Greer Bancshares Inc. S.C. 11.15 10.10 13,482 23.98 120,884


*Home equity loans outstanding as a percentage of total loans and leases
Source: Highline Baking Data Services (877-305-6657)
© 2004 American Banker